HomeKentuckyGallatin CountySparta city
Sparta city, Kentucky: commercial real estate data.
Sparta city is a Census city of 272 people across 6.25 square miles of land, lying across Gallatin County and Owen County. Median household income is $51,375, 73.7 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $2.8 m.
67 sourced place values · tier FULL · 7 sections
Sparta
What Sparta is
- Census place typecity
- Land area6.25 sq mi
- Water area0.05 sq mi
- Population per square mile of land44 plus or minus 18
- County holding the largest share of its areaGallatin County, 93.5 percent
- Counties this place lies inGallatin County 93.5 percent, Owen County 6.5 percent
Sparta city crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sparta
How many people live in Sparta
- Population272 plus or minus 110
- Median age37.0 plus or minus 13.8
- Population under 1872 plus or minus 32
- Share under 1826.5 percent
- Population 65 and over41 plus or minus 23
- Share 65 and over15.1 percent plus or minus 5.9
- Households95 plus or minus 32
- Family households59 plus or minus 25
- Share of households that are families62.1 percent plus or minus 16.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sparta
Income and work in Sparta
- Median household income$51,375 plus or minus $11,870
- Per capita income$25,668 plus or minus $6,385
- Civilian labor force134 plus or minus 55
- Employed111 plus or minus 46
- Unemployed23 plus or minus 21
- Unemployment rate17.2 percent plus or minus 14.0
- Adults 25 and over189 plus or minus 70
- Adults 25 and over with a high school diploma or higher78.3 percent plus or minus 39.0
- Adults 25 and over with a bachelor degree or higher20.1 percent plus or minus 12.1
- Adults 25 and over with a graduate degree9.5 percent plus or minus 10.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sparta
Housing in Sparta
- Housing units125 plus or minus 39
- Occupied units95 plus or minus 32
- Vacant units30 plus or minus 18
- Vacancy rate24.0 percent plus or minus 12.3
- Owner occupied70 plus or minus 28
- Renter occupied25 plus or minus 18
- Ownership rate73.7 percent plus or minus 15.9
- Median owner-occupied home value$116,700 plus or minus $74,351
- Median gross rent, monthly$1,063 plus or minus $336
- Annual rent as a share of median income24.8 percent plus or minus 9.7
- Single family units95 plus or minus 39
- Share single family76.0 percent plus or minus 20.5
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes30 plus or minus 15
- Median year structure built1949
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sparta
How Sparta gets to work
- Workers 16 and over who commute109 plus or minus 45
- Commuting under 15 minutes21 plus or minus 15
- Share commuting under 15 minutes19.3 percent plus or minus 11.0
- Commuting 30 minutes or more37 plus or minus 22
- Share commuting 30 minutes or more33.9 percent plus or minus 14.0
- Drove alone82.6 percent
- Carpooled17.4 percent plus or minus 16.9
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home0.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sparta
SBA 7(a) lending to Sparta borrowers
- Approvals1
- Gross approval$2,760,000
- Average approval$2,760,000
- Median approval$2,760,000
- Ninetieth percentile approval$2,760,000
- Largest approval$2,760,000
- Jobs supported15
- Jobs per approval15.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more100.0 percent
- Share to franchises100.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Gallatin County, not Sparta
Gallatin County context, not Sparta figures
These are Gallatin County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Sparta measurements.
- Establishments in Gallatin County84
- Employment at those establishments, Gallatin County1,373
- Covered employment, Gallatin County2,488
- Average annual pay, Gallatin County$70,485
- Average weekly wage, Gallatin County$1,355
- Housing units permitted, Gallatin County56
- Of those, single family, Gallatin County56
- County product, 2024, Gallatin County$461,409,000
- County product change over the prior year, Gallatin County1.8 percent
- Average income of an arriving household, Gallatin County$51,558
Every figure in this section is published for Gallatin County as a whole and is not a measurement of Sparta. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Sparta questions, answered from the record.
How many people live in Sparta, Kentucky?
272, in 95 households. Sparta city covers 6.25 square miles of land, which is 44 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Sparta in?
Sparta lies in more than one. By area it is 93.5 percent in Gallatin County, 6.5 percent in Owen County. This page sits under Gallatin County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Sparta?
$51,375. The median owner-occupied home is valued at $116,700. Median gross rent is $1,063 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Sparta businesses?
1 7(a) approvals totalling $2.8 m, across 1 lenders, median approval $2,760,000. These count approvals to borrowers whose address is in Sparta, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Sparta borrowers get paid back?
No rate is published for Sparta. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Sparta figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Gallatin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Sparta.
Is zoning published for Sparta?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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