HomeKentuckyGallatin CountySparta
Sparta, Kentucky: commercial real estate data.
Sparta is a Census city of 272 people across 6.25 square miles of land, lying across Gallatin County and Owen County. Median household income is $51,375, 73.7 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $2.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Sparta
What Sparta is
- Census place typecity
- Land area6.25 sq mi
- Water area0.05 sq mi
- Population per square mile of land44 plus or minus 18
- County holding the largest share of its areaGallatin County, 93.5 percent
- Counties this place lies inGallatin County 93.5 percent, Owen County 6.5 percent
Sparta crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sparta
How many people live in Sparta
- Population272 plus or minus 110
- Median age37.0 plus or minus 13.8
- Population under 1872 plus or minus 32
- Share under 1826.5 percent
- Population 65 and over41 plus or minus 23
- Share 65 and over15.1 percent plus or minus 5.9
- Households95 plus or minus 32
- Family households59 plus or minus 25
- Share of households that are families62.1 percent plus or minus 16.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sparta
Income and work in Sparta
- Median household income$51,375 plus or minus $11,870
- Per capita income$25,668 plus or minus $6,385
- Civilian labor force134 plus or minus 55
- Employed111 plus or minus 46
- Unemployed23 plus or minus 21
- Unemployment rate17.2 percent plus or minus 14.0
- Adults 25 and over189 plus or minus 70
- Adults 25 and over with a high school diploma or higher78.3 percent plus or minus 39.0
- Adults 25 and over with a bachelor degree or higher20.1 percent plus or minus 12.1
- Adults 25 and over with a graduate degree9.5 percent plus or minus 10.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sparta
Housing in Sparta
- Housing units125 plus or minus 39
- Occupied units95 plus or minus 32
- Vacant units30 plus or minus 18
- Vacancy rate24.0 percent plus or minus 12.3
- Owner occupied70 plus or minus 28
- Renter occupied25 plus or minus 18
- Ownership rate73.7 percent plus or minus 15.9
- Median owner-occupied home value$116,700 plus or minus $74,351
- Median gross rent, monthly$1,063 plus or minus $336
- Annual rent as a share of median income24.8 percent plus or minus 9.7
- Single family units95 plus or minus 39
- Share single family76.0 percent plus or minus 20.5
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes30 plus or minus 15
- Median year structure built1949
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sparta
How Sparta gets to work
- Workers 16 and over who commute109 plus or minus 45
- Commuting under 15 minutes21 plus or minus 15
- Share commuting under 15 minutes19.3 percent plus or minus 11.0
- Commuting 30 minutes or more37 plus or minus 22
- Share commuting 30 minutes or more33.9 percent plus or minus 14.0
- Drove alone82.6 percent
- Carpooled17.4 percent plus or minus 16.9
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home0.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Sparta
SBA loans in Sparta (7(a))
- Approvals1
- Gross approval$2,760,000
- Average approval$2,760,000
- Median approval$2,760,000
- Largest approval$2,760,000
- Jobs supported15
- Jobs per approval15.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term300 months
- Share on real estate terms of 20 years or more100.0 percent
- Share to franchises100.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
Counted by borrower city: approvals to borrowers whose address is in Sparta, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Sparta
Flood risk in Sparta
- NFIP communityCity of Sparta
- NFIP community number210079
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date03/21/23(M)
The City of Sparta participates in the National Flood Insurance Program as community 210079 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Gallatin County, not Sparta
Gallatin County context, not Sparta figures
- Establishments in Gallatin County84
- Covered employment, Gallatin County2,488
- Average annual pay, Gallatin County$70,485
- Housing units permitted, Gallatin County56
Every figure in this section is published for Gallatin County as a whole and is not a measurement of Sparta.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Sparta questions, answered from the record.
How many people live in Sparta, Kentucky?
272, in 95 households. Sparta city covers 6.25 square miles of land, which is 44 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Sparta in?
Sparta lies in more than one. By area it is 93.5 percent in Gallatin County, 6.5 percent in Owen County. This page sits under Gallatin County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Sparta?
$51,375. The median owner-occupied home is valued at $116,700. Median gross rent is $1,063 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Sparta businesses?
1 7(a) approvals totaling $2.8 m since FY2020, across 1 lenders, median approval $2,760,000. These count approvals to borrowers whose address is in Sparta, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Sparta borrowers get paid back?
No rate is published for Sparta. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Sparta in the National Flood Insurance Program?
Yes. Sparta appears in the FEMA Community Status Book as Sparta, city of, community 210079, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Sparta figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Gallatin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Sparta.
Is zoning published for Sparta?
No. Nothing on this page presents parcel level zoning.
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