HomeKentuckyHardin CountyElizabethtown
Elizabethtown, Kentucky: commercial real estate data.
Elizabethtown is a Census city of 32,576 people across 28.01 square miles of land, in Hardin County. Median household income is $60,760, 49.3 percent of occupied homes are owned, and the SBA record carries 28 7(a) approvals to borrowers here worth $32.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Elizabethtown
What Elizabethtown is
- Census place typecity
- Land area28.01 sq mi
- Water area0.49 sq mi
- Population per square mile of land1,163
- County holding the largest share of its areaHardin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elizabethtown
How many people live in Elizabethtown
- Population32,576
- Median age35.7
- Population under 188,251
- Share under 1825.3 percent
- Population 65 and over4,848
- Share 65 and over14.9 percent
- Households13,684
- Family households8,072
- Share of households that are families59.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elizabethtown
Income and work in Elizabethtown
- Median household income$60,760
- Per capita income$35,019
- Civilian labor force15,487
- Employed14,686
- Unemployed801 plus or minus 274
- Unemployment rate5.2 percent plus or minus 1.8
- Adults 25 and over21,825
- Adults 25 and over with a high school diploma or higher94.0 percent
- Adults 25 and over with a bachelor degree or higher28.3 percent
- Adults 25 and over with a graduate degree11.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elizabethtown
Housing in Elizabethtown
- Housing units14,788
- Occupied units13,684
- Vacant units1,104 plus or minus 323
- Vacancy rate7.5 percent plus or minus 2.2
- Owner occupied6,740
- Renter occupied6,944
- Ownership rate49.3 percent
- Median owner-occupied home value$245,900
- Median gross rent, monthly$909
- Annual rent as a share of median income18.0 percent
- Single family units9,077
- Share single family61.4 percent
- Units in buildings of two or more5,256
- Share in buildings of two or more35.5 percent
- Mobile homes455 plus or minus 203
- Median year structure built1990
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elizabethtown
How Elizabethtown gets to work
- Workers 16 and over who commute13,792
- Commuting under 15 minutes6,786
- Share commuting under 15 minutes49.2 percent
- Commuting 30 minutes or more3,437
- Share commuting 30 minutes or more24.9 percent
- Drove alone78.1 percent
- Carpooled11.0 percent plus or minus 2.9
- Public transport0.1 percent plus or minus 0.1
- Walked1.0 percent plus or minus 0.8
- Worked from home6.5 percent plus or minus 1.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elizabethtown
SBA loans in Elizabethtown (7(a))
- Approvals28
- Gross approval$32,034,000
- Average approval$1,144,071
- Median approval$425,000
- Ninetieth percentile approval$4,075,040
- Largest approval$5,000,000
- Jobs supported344
- Jobs per approval12.3
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more17.9 percent
- Share to franchises32.1 percent
- Distinct lenders19
- Distinct industries by NAICS24
Counted by borrower city: approvals to borrowers whose address is in Elizabethtown, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Elizabethtown
SBA loans in Elizabethtown (504)
- Approvals8
- Gross approval$5,196,000
- Average approval$649,500
- Median approval$627,000
- Largest approval$902,000
- Jobs supported93
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs5
Counted by borrower city: approvals to borrowers whose address is in Elizabethtown, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Elizabethtown
Flood risk in Elizabethtown
- NFIP communityCity of Elizabethtown
- NFIP community number210095
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date10/16/25
The City of Elizabethtown participates in the National Flood Insurance Program as community 210095 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Hardin County, not Elizabethtown
Hardin County context, not Elizabethtown figures
- Establishments in Hardin County2,253
- Covered employment, Hardin County48,897
- Average annual pay, Hardin County$55,787
- Housing units permitted, Hardin County945
Every figure in this section is published for Hardin County as a whole and is not a measurement of Elizabethtown.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Elizabethtown questions, answered from the record.
How many people live in Elizabethtown, Kentucky?
32,576, in 13,684 households. Elizabethtown city covers 28.01 square miles of land, which is 1,163 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Elizabethtown in?
Hardin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Elizabethtown?
$60,760. The median owner-occupied home is valued at $245,900. Median gross rent is $909 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Elizabethtown businesses?
28 7(a) approvals totaling $32.0 m since FY2020, across 19 lenders, median approval $425,000, plus 8 504 approvals worth $5.2 m since FY2010. These count approvals to borrowers whose address is in Elizabethtown, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Elizabethtown borrowers get paid back?
No rate is published for Elizabethtown. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Elizabethtown in the National Flood Insurance Program?
Yes. Elizabethtown appears in the FEMA Community Status Book as Elizabethtown, city of, community 210095, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Elizabethtown figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Hardin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Elizabethtown.
Is zoning published for Elizabethtown?
No. Nothing on this page presents parcel level zoning.
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