HomeKentuckyHardin CountyElizabethtown city
Elizabethtown city, Kentucky: commercial real estate data.
Elizabethtown city is a Census city of 32,576 people across 28.01 square miles of land, in Hardin County. Median household income is $60,760, 49.3 percent of occupied homes are owned, and the SBA record carries 28 7(a) approvals to borrowers here worth $32.0 m.
76 sourced place values · tier FULL · 8 sections
Elizabethtown
What Elizabethtown is
- Census place typecity
- Land area28.01 sq mi
- Water area0.49 sq mi
- Population per square mile of land1,163
- County holding the largest share of its areaHardin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elizabethtown
How many people live in Elizabethtown
- Population32,576
- Median age35.7
- Population under 188,251
- Share under 1825.3 percent
- Population 65 and over4,848
- Share 65 and over14.9 percent
- Households13,684
- Family households8,072
- Share of households that are families59.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elizabethtown
Income and work in Elizabethtown
- Median household income$60,760
- Per capita income$35,019
- Civilian labor force15,487
- Employed14,686
- Unemployed801 plus or minus 274
- Unemployment rate5.2 percent plus or minus 1.8
- Adults 25 and over21,825
- Adults 25 and over with a high school diploma or higher94.0 percent
- Adults 25 and over with a bachelor degree or higher28.3 percent
- Adults 25 and over with a graduate degree11.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elizabethtown
Housing in Elizabethtown
- Housing units14,788
- Occupied units13,684
- Vacant units1,104 plus or minus 323
- Vacancy rate7.5 percent plus or minus 2.2
- Owner occupied6,740
- Renter occupied6,944
- Ownership rate49.3 percent
- Median owner-occupied home value$245,900
- Median gross rent, monthly$909
- Annual rent as a share of median income18.0 percent
- Single family units9,077
- Share single family61.4 percent
- Units in buildings of two or more5,256
- Share in buildings of two or more35.5 percent
- Mobile homes455 plus or minus 203
- Median year structure built1990
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elizabethtown
How Elizabethtown gets to work
- Workers 16 and over who commute13,792
- Commuting under 15 minutes6,786
- Share commuting under 15 minutes49.2 percent
- Commuting 30 minutes or more3,437
- Share commuting 30 minutes or more24.9 percent
- Drove alone78.1 percent
- Carpooled11.0 percent plus or minus 2.9
- Public transport0.1 percent plus or minus 0.1
- Walked1.0 percent plus or minus 0.8
- Worked from home6.5 percent plus or minus 1.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elizabethtown
SBA 7(a) lending to Elizabethtown borrowers
- Approvals28
- Gross approval$32,034,000
- Average approval$1,144,071
- Median approval$500,000
- Ninetieth percentile approval$4,681,800
- Largest approval$5,000,000
- Jobs supported344
- Jobs per approval12.3
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more17.9 percent
- Share to franchises32.1 percent
- Distinct lenders19
- Distinct industries by NAICS24
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Elizabethtown
SBA 504 lending to Elizabethtown borrowers
- Approvals8
- Gross approval$5,196,000
- Average approval$649,500
- Median approval$664,000
- Largest approval$902,000
- Jobs supported93
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs5
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Hardin County, not Elizabethtown
Hardin County context, not Elizabethtown figures
These are Hardin County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Elizabethtown measurements.
- Establishments in Hardin County2,253
- Employment at those establishments, Hardin County36,716
- Covered employment, Hardin County48,897
- Average annual pay, Hardin County$55,787
- Average weekly wage, Hardin County$1,073
- Housing units permitted, Hardin County945
- Of those, single family, Hardin County391
- County product, 2024, Hardin County$7,341,195,000
- County product change over the prior year, Hardin County2.6 percent
- Average income of an arriving household, Hardin County$53,872
Every figure in this section is published for Hardin County as a whole and is not a measurement of Elizabethtown. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Elizabethtown questions, answered from the record.
How many people live in Elizabethtown, Kentucky?
32,576, in 13,684 households. Elizabethtown city covers 28.01 square miles of land, which is 1,163 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Elizabethtown in?
Hardin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Elizabethtown?
$60,760. The median owner-occupied home is valued at $245,900. Median gross rent is $909 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Elizabethtown businesses?
28 7(a) approvals totalling $32.0 m, across 19 lenders, median approval $500,000, plus 8 504 approvals worth $5.2 m. These count approvals to borrowers whose address is in Elizabethtown, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Elizabethtown borrowers get paid back?
No rate is published for Elizabethtown. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Elizabethtown figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Hardin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Elizabethtown.
Is zoning published for Elizabethtown?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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