HomeKentuckyHardin CountyRadcliff city
Radcliff city, Kentucky: commercial real estate data.
Radcliff city is a Census city of 22,864 people across 13.38 square miles of land, in Hardin County. Median household income is $58,559, 50.4 percent of occupied homes are owned, and the SBA record carries 8 7(a) approvals to borrowers here worth $5.9 m.
76 sourced place values · tier FULL · 8 sections
Radcliff
What Radcliff is
- Census place typecity
- Land area13.38 sq mi
- Water area0.03 sq mi
- Population per square mile of land1,709
- County holding the largest share of its areaHardin County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Radcliff
How many people live in Radcliff
- Population22,864
- Median age36.9
- Population under 185,813
- Share under 1825.4 percent
- Population 65 and over3,169
- Share 65 and over13.9 percent
- Households9,592
- Family households5,449
- Share of households that are families56.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Radcliff
Income and work in Radcliff
- Median household income$58,559
- Per capita income$32,154
- Civilian labor force10,802
- Employed9,798
- Unemployed1,004 plus or minus 314
- Unemployment rate9.3 percent plus or minus 2.9
- Adults 25 and over15,246
- Adults 25 and over with a high school diploma or higher89.0 percent
- Adults 25 and over with a bachelor degree or higher18.3 percent
- Adults 25 and over with a graduate degree5.2 percent plus or minus 1.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Radcliff
Housing in Radcliff
- Housing units10,249
- Occupied units9,592
- Vacant units657 plus or minus 285
- Vacancy rate6.4 percent plus or minus 2.8
- Owner occupied4,836
- Renter occupied4,756
- Ownership rate50.4 percent
- Median owner-occupied home value$169,600
- Median gross rent, monthly$971
- Annual rent as a share of median income19.9 percent
- Single family units6,170
- Share single family60.2 percent
- Units in buildings of two or more3,135
- Share in buildings of two or more30.6 percent
- Mobile homes944 plus or minus 324
- Median year structure built1983
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Radcliff
How Radcliff gets to work
- Workers 16 and over who commute8,994
- Commuting under 15 minutes2,387
- Share commuting under 15 minutes26.5 percent
- Commuting 30 minutes or more2,813
- Share commuting 30 minutes or more31.3 percent
- Drove alone77.3 percent
- Carpooled10.5 percent plus or minus 2.9
- Public transport0.1 percent plus or minus 0.1
- Walked1.5 percent plus or minus 1.3
- Worked from home9.4 percent plus or minus 2.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Radcliff
SBA 7(a) lending to Radcliff borrowers
- Approvals8
- Gross approval$5,945,300
- Average approval$743,163
- Median approval$350,000
- Ninetieth percentile approval$2,537,000
- Largest approval$2,537,000
- Jobs supported291
- Jobs per approval36.4
- Loans with a final outcome3
- Paid in full2
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more25.0 percent
- Share to franchises37.5 percent
- Distinct lenders7
- Distinct industries by NAICS7
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Radcliff
SBA 504 lending to Radcliff borrowers
- Approvals2
- Gross approval$1,559,000
- Average approval$779,500
- Median approval$1,229,000
- Largest approval$1,229,000
- Jobs supported75
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Hardin County, not Radcliff
Hardin County context, not Radcliff figures
These are Hardin County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Radcliff measurements.
- Establishments in Hardin County2,253
- Employment at those establishments, Hardin County36,716
- Covered employment, Hardin County48,897
- Average annual pay, Hardin County$55,787
- Average weekly wage, Hardin County$1,073
- Housing units permitted, Hardin County945
- Of those, single family, Hardin County391
- County product, 2024, Hardin County$7,341,195,000
- County product change over the prior year, Hardin County2.6 percent
- Average income of an arriving household, Hardin County$53,872
Every figure in this section is published for Hardin County as a whole and is not a measurement of Radcliff. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Radcliff questions, answered from the record.
How many people live in Radcliff, Kentucky?
22,864, in 9,592 households. Radcliff city covers 13.38 square miles of land, which is 1,709 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Radcliff in?
Hardin County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Radcliff?
$58,559. The median owner-occupied home is valued at $169,600. Median gross rent is $971 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Radcliff businesses?
8 7(a) approvals totalling $5.9 m, across 7 lenders, median approval $350,000, plus 2 504 approvals worth $1.6 m. These count approvals to borrowers whose address is in Radcliff, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Radcliff borrowers get paid back?
No rate is published for Radcliff. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Radcliff figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Hardin County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Radcliff.
Is zoning published for Radcliff?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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