HomeKentuckyLetcher CountyMillstone CDP
Millstone CDP, Kentucky: commercial real estate data.
Millstone CDP is a Census CDP of 317 people across 0.21 square miles of land, in Letcher County. 13.2 percent of occupied homes are owned, and the SBA record carries 1 7(a) approvals to borrowers here worth $85,000.
43 sourced place values · tier SHORT · 5 sections
This is a small place, and the figures below carry wide margins.
The American Community Survey reaches Millstone through a sample, not a count, and in a place this size that sample is thin. The population estimate here is 317 with a margin of error of plus or minus 356, which is 112.3 percent of the estimate itself. Every figure whose margin reaches 20 percent is printed with that margin beside it, so you can see the width of each one rather than having to assume it. Because the margin here exceeds the estimate, this page shows its strongest sections only rather than a full profile.
Nothing has been removed or adjusted. These are the published federal estimates, shown with the uncertainty the Census publishes alongside them.
Millstone
What Millstone is
- Census place typeCDP
- Land area0.21 sq mi
- Water area0.01 sq mi
- Population per square mile of land1,479 plus or minus 1,661
- County holding the largest share of its areaLetcher County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Millstone
Housing in Millstone
- Housing units106 plus or minus 109
- Occupied units106 plus or minus 109
- Vacant units0
- Vacancy rate0.0 percent
- Owner occupied14 plus or minus 23
- Renter occupied92 plus or minus 107
- Ownership rate13.2 percent plus or minus 16.9
- Single family units106 plus or minus 110
- Share single family100.0 percent
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Millstone
How Millstone gets to work
- Workers 16 and over who commute92 plus or minus 107
- Commuting under 15 minutes0
- Share commuting under 15 minutes0.0 percent
- Commuting 30 minutes or more92 plus or minus 108
- Share commuting 30 minutes or more100.0 percent
- Drove alone100.0 percent
- Carpooled0.0 percent
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home0.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Millstone
SBA 7(a) lending to Millstone borrowers
- Approvals1
- Gross approval$85,000
- Average approval$85,000
- Median approval$85,000
- Ninetieth percentile approval$85,000
- Largest approval$85,000
- Jobs supported8
- Jobs per approval8.0
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term72 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders1
- Distinct industries by NAICS1
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Letcher County, not Millstone
Letcher County context, not Millstone figures
These are Letcher County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Millstone measurements.
- Establishments in Letcher County277
- Employment at those establishments, Letcher County3,171
- Covered employment, Letcher County4,258
- Average annual pay, Letcher County$45,995
- Average weekly wage, Letcher County$885
- Housing units permitted, Letcher County1
- Of those, single family, Letcher County1
- County product, 2024, Letcher County$538,796,000
- County product change over the prior year, Letcher County-1.6 percent
- Average income of an arriving household, Letcher County$34,433
Every figure in this section is published for Letcher County as a whole and is not a measurement of Millstone. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- The American Community Survey does not publish a median household income for this place, which happens where the sample is too small to support one.
- No median owner-occupied home value is published for this place.
- No median gross rent is published for this place.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Millstone questions, answered from the record.
How many people live in Millstone, Kentucky?
317, in 106 households. Millstone CDP covers 0.21 square miles of land, which is 1,479 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Millstone in?
Letcher County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
How much SBA lending goes to Millstone businesses?
1 7(a) approvals totalling $85,000, across 1 lenders, median approval $85,000. These count approvals to borrowers whose address is in Millstone, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Millstone borrowers get paid back?
No rate is published for Millstone. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Millstone figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Letcher County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Millstone.
Is zoning published for Millstone?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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