HomeKentuckyOldham CountyCrestwood
Crestwood, Kentucky: commercial real estate data.
Crestwood is a Census city of 6,356 people across 4.05 square miles of land, in Oldham County. Median household income is $108,046, 77.1 percent of occupied homes are owned, and the SBA record carries 19 7(a) approvals to borrowers here worth $9.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Crestwood
What Crestwood is
- Census place typecity
- Land area4.05 sq mi
- Water area0.03 sq mi
- Population per square mile of land1,570
- County holding the largest share of its areaOldham County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Crestwood
How many people live in Crestwood
- Population6,356
- Median age40.0
- Population under 181,726
- Share under 1827.2 percent
- Population 65 and over696 plus or minus 156
- Share 65 and over11.0 percent plus or minus 2.5
- Households2,447
- Family households1,830
- Share of households that are families74.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Crestwood
Income and work in Crestwood
- Median household income$108,046
- Per capita income$59,068
- Civilian labor force3,641
- Employed3,541
- Unemployed100 plus or minus 77
- Unemployment rate2.7 percent plus or minus 2.1
- Adults 25 and over4,245
- Adults 25 and over with a high school diploma or higher95.3 percent
- Adults 25 and over with a bachelor degree or higher47.1 percent
- Adults 25 and over with a graduate degree19.5 percent plus or minus 6.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Crestwood
Housing in Crestwood
- Housing units2,517
- Occupied units2,447
- Vacant units70 plus or minus 70
- Vacancy rate2.8 percent plus or minus 2.8
- Owner occupied1,887
- Renter occupied560 plus or minus 178
- Ownership rate77.1 percent
- Median owner-occupied home value$338,200
- Median gross rent, monthly$1,188
- Annual rent as a share of median income13.2 percent plus or minus 2.7
- Single family units1,708
- Share single family67.9 percent
- Units in buildings of two or more797 plus or minus 222
- Share in buildings of two or more31.7 percent plus or minus 8.6
- Mobile homes12 plus or minus 19
- Median year structure built2003
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Crestwood
How Crestwood gets to work
- Workers 16 and over who commute3,043
- Commuting under 15 minutes649 plus or minus 193
- Share commuting under 15 minutes21.3 percent plus or minus 6.0
- Commuting 30 minutes or more1,371 plus or minus 319
- Share commuting 30 minutes or more45.1 percent plus or minus 9.6
- Drove alone76.4 percent
- Carpooled9.5 percent plus or minus 4.8
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home13.8 percent plus or minus 4.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Crestwood
SBA loans in Crestwood (7(a))
- Approvals19
- Gross approval$8,991,900
- Average approval$473,258
- Median approval$248,500
- Largest approval$3,000,300
- Jobs supported112
- Jobs per approval5.9
- Loans with a final outcome8
- Paid in full8
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more15.8 percent
- Share to franchises21.1 percent
- Distinct lenders10
- Distinct industries by NAICS13
Counted by borrower city: approvals to borrowers whose address is in Crestwood, in any county, FY2020 to FY2026. Only 8 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Crestwood
SBA loans in Crestwood (504)
- Approvals3
- Gross approval$2,535,000
- Average approval$845,000
- Median approval$912,000
- Largest approval$1,384,000
- Jobs supported40
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Crestwood, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Crestwood
Flood risk in Crestwood
- NFIP communityCity of Crestwood
- NFIP community number210027
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date10/16/25
The City of Crestwood participates in the National Flood Insurance Program as community 210027 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Oldham County, not Crestwood
Oldham County context, not Crestwood figures
- Establishments in Oldham County1,404
- Covered employment, Oldham County17,474
- Average annual pay, Oldham County$68,157
- Housing units permitted, Oldham County402
Every figure in this section is published for Oldham County as a whole and is not a measurement of Crestwood.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Crestwood questions, answered from the record.
How many people live in Crestwood, Kentucky?
6,356, in 2,447 households. Crestwood city covers 4.05 square miles of land, which is 1,570 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Crestwood in?
Oldham County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Crestwood?
$108,046. The median owner-occupied home is valued at $338,200. Median gross rent is $1,188 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Crestwood businesses?
19 7(a) approvals totaling $9.0 m since FY2020, across 10 lenders, median approval $248,500, plus 3 504 approvals worth $2.5 m since FY2010. These count approvals to borrowers whose address is in Crestwood, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Crestwood borrowers get paid back?
No rate is published for Crestwood. Only 8 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Crestwood in the National Flood Insurance Program?
Yes. Crestwood appears in the FEMA Community Status Book as Crestwood, city of, community 210027, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Crestwood figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Oldham County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Crestwood.
Is zoning published for Crestwood?
No. Nothing on this page presents parcel level zoning.
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