HomeKentuckyOldham CountyGoshen
Goshen, Kentucky: commercial real estate data.
Goshen is a Census city of 989 people across 0.20 square miles of land, in Oldham County. Median household income is $88,188, 86.5 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $6.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Goshen
What Goshen is
- Census place typecity
- Land area0.2 sq mi
- Water area0 sq mi
- Population per square mile of land5,017
- County holding the largest share of its areaOldham County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Goshen
How many people live in Goshen
- Population989
- Median age36.6
- Population under 18266 plus or minus 61
- Share under 1826.9 percent
- Population 65 and over149 plus or minus 51
- Share 65 and over15.1 percent plus or minus 4.3
- Households341 plus or minus 79
- Family households285 plus or minus 68
- Share of households that are families83.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Goshen
Income and work in Goshen
- Median household income$88,188
- Per capita income$41,103
- Civilian labor force541 plus or minus 131
- Employed523 plus or minus 122
- Unemployed18 plus or minus 24
- Unemployment rate3.3 percent plus or minus 4.4
- Adults 25 and over640
- Adults 25 and over with a high school diploma or higher98.9 percent plus or minus 25.2
- Adults 25 and over with a bachelor degree or higher51.7 percent
- Adults 25 and over with a graduate degree15.6 percent plus or minus 5.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Goshen
Housing in Goshen
- Housing units370 plus or minus 82
- Occupied units341 plus or minus 79
- Vacant units29 plus or minus 25
- Vacancy rate7.8 percent plus or minus 6.5
- Owner occupied295 plus or minus 67
- Renter occupied46 plus or minus 33
- Ownership rate86.5 percent plus or minus 28.1
- Median owner-occupied home value$307,200
- Median gross rent, monthly$2,288
- Annual rent as a share of median income31.1 percent
- Single family units370 plus or minus 83
- Share single family100.0 percent
- Units in buildings of two or more0
- Share in buildings of two or more0.0 percent
- Mobile homes0
- Median year structure built1979
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Goshen
How Goshen gets to work
- Workers 16 and over who commute406 plus or minus 93
- Commuting under 15 minutes50 plus or minus 28
- Share commuting under 15 minutes12.3 percent plus or minus 6.4
- Commuting 30 minutes or more225 plus or minus 67
- Share commuting 30 minutes or more55.4 percent
- Drove alone67.7 percent
- Carpooled12.2 percent plus or minus 6.4
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home19.1 percent plus or minus 7.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Goshen
SBA loans in Goshen (7(a))
- Approvals6
- Gross approval$6,257,600
- Average approval$1,042,933
- Median approval$344,300
- Largest approval$4,978,000
- Jobs supported38
- Jobs per approval6.3
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises16.7 percent
- Distinct lenders5
- Distinct industries by NAICS6
Counted by borrower city: approvals to borrowers whose address is in Goshen, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Goshen
SBA loans in Goshen (504)
- Approvals3
- Gross approval$902,000
- Average approval$300,667
- Median approval$340,000
- Largest approval$461,000
- Jobs supported29
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Goshen, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Goshen
Flood risk in Goshen
- NFIP communityCity of Goshen
- NFIP community number210397
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date03/23/21
The City of Goshen participates in the National Flood Insurance Program as community 210397 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Oldham County, not Goshen
Oldham County context, not Goshen figures
- Establishments in Oldham County1,404
- Covered employment, Oldham County17,474
- Average annual pay, Oldham County$68,157
- Housing units permitted, Oldham County402
Every figure in this section is published for Oldham County as a whole and is not a measurement of Goshen.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Goshen questions, answered from the record.
How many people live in Goshen, Kentucky?
989, in 341 households. Goshen city covers 0.20 square miles of land, which is 5,017 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Goshen in?
Oldham County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Goshen?
$88,188. The median owner-occupied home is valued at $307,200. Median gross rent is $2,288 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Goshen businesses?
6 7(a) approvals totaling $6.3 m since FY2020, across 5 lenders, median approval $344,300, plus 3 504 approvals worth $902,000 since FY2010. These count approvals to borrowers whose address is in Goshen, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Goshen borrowers get paid back?
No rate is published for Goshen. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Goshen in the National Flood Insurance Program?
Yes. Goshen appears in the FEMA Community Status Book as Goshen, city of, community 210397, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Goshen figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Oldham County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Goshen.
Is zoning published for Goshen?
No. Nothing on this page presents parcel level zoning.
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