HomeKentuckyShelby CountyShelbyville
Shelbyville, Kentucky: commercial real estate data.
Shelbyville is a Census city of 17,668 people across 9.98 square miles of land, in Shelby County. Median household income is $75,610, 56.1 percent of occupied homes are owned, and the SBA record carries 34 7(a) approvals to borrowers here worth $18.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Shelbyville
What Shelbyville is
- Census place typecity
- Land area9.98 sq mi
- Water area0.18 sq mi
- Population per square mile of land1,770
- County holding the largest share of its areaShelby County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shelbyville
How many people live in Shelbyville
- Population17,668
- Median age34.8
- Population under 184,291
- Share under 1824.3 percent
- Population 65 and over2,339
- Share 65 and over13.2 percent
- Households6,672
- Family households4,590
- Share of households that are families68.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shelbyville
Income and work in Shelbyville
- Median household income$75,610
- Per capita income$33,587
- Civilian labor force9,134
- Employed8,818
- Unemployed316 plus or minus 142
- Unemployment rate3.5 percent plus or minus 1.5
- Adults 25 and over11,427
- Adults 25 and over with a high school diploma or higher85.0 percent
- Adults 25 and over with a bachelor degree or higher26.7 percent
- Adults 25 and over with a graduate degree8.9 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shelbyville
Housing in Shelbyville
- Housing units6,993
- Occupied units6,672
- Vacant units321 plus or minus 164
- Vacancy rate4.6 percent plus or minus 2.3
- Owner occupied3,744
- Renter occupied2,928
- Ownership rate56.1 percent
- Median owner-occupied home value$257,100
- Median gross rent, monthly$1,033
- Annual rent as a share of median income16.4 percent
- Single family units4,943
- Share single family70.7 percent
- Units in buildings of two or more1,970 plus or minus 428
- Share in buildings of two or more28.2 percent plus or minus 6.0
- Mobile homes80 plus or minus 66
- Median year structure built1995
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shelbyville
How Shelbyville gets to work
- Workers 16 and over who commute7,636
- Commuting under 15 minutes2,409 plus or minus 481
- Share commuting under 15 minutes31.5 percent
- Commuting 30 minutes or more3,262
- Share commuting 30 minutes or more42.7 percent
- Drove alone76.0 percent
- Carpooled12.2 percent plus or minus 4.4
- Public transport0.0 percent
- Walked0.5 percent plus or minus 0.6
- Worked from home10.9 percent plus or minus 3.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shelbyville
SBA loans in Shelbyville (7(a))
- Approvals34
- Gross approval$18,742,000
- Average approval$551,235
- Median approval$253,950
- Ninetieth percentile approval$1,708,430
- Largest approval$3,114,900
- Jobs supported229
- Jobs per approval6.7
- Loans with a final outcome6
- Paid in full5
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more20.6 percent
- Share to franchises17.6 percent
- Distinct lenders13
- Distinct industries by NAICS26
Counted by borrower city: approvals to borrowers whose address is in Shelbyville, in any county, FY2020 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Shelbyville
SBA loans in Shelbyville (504)
- Approvals12
- Gross approval$17,043,000
- Average approval$1,420,250
- Median approval$981,000
- Largest approval$5,500,000
- Jobs supported410
- Loans with a final outcome7
- Charged off0
- Median term270 months
- Distinct CDCs6
Counted by borrower city: approvals to borrowers whose address is in Shelbyville, in any county, FY2010 to FY2026. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Shelbyville
Flood risk in Shelbyville
- NFIP communityCity of Shelbyville
- NFIP community number210376
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date10/16/25(M)
The City of Shelbyville participates in the National Flood Insurance Program as community 210376 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Shelby County, not Shelbyville
Shelby County context, not Shelbyville figures
- Establishments in Shelby County1,129
- Covered employment, Shelby County16,556
- Average annual pay, Shelby County$55,073
- Housing units permitted, Shelby County237
Every figure in this section is published for Shelby County as a whole and is not a measurement of Shelbyville.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Shelbyville questions, answered from the record.
How many people live in Shelbyville, Kentucky?
17,668, in 6,672 households. Shelbyville city covers 9.98 square miles of land, which is 1,770 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Shelbyville in?
Shelby County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Shelbyville?
$75,610. The median owner-occupied home is valued at $257,100. Median gross rent is $1,033 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Shelbyville businesses?
34 7(a) approvals totaling $18.7 m since FY2020, across 13 lenders, median approval $253,950, plus 12 504 approvals worth $17.0 m since FY2010. These count approvals to borrowers whose address is in Shelbyville, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Shelbyville borrowers get paid back?
No rate is published for Shelbyville. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Shelbyville in the National Flood Insurance Program?
Yes. Shelbyville appears in the FEMA Community Status Book as Shelbyville, city of, community 210376, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Shelbyville figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Shelby County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Shelbyville.
Is zoning published for Shelbyville?
No. Nothing on this page presents parcel level zoning.