HomeKentuckyShelby CountyShelbyville city
Shelbyville city, Kentucky: commercial real estate data.
Shelbyville city is a Census city of 17,668 people across 9.98 square miles of land, in Shelby County. Median household income is $75,610, 56.1 percent of occupied homes are owned, and the SBA record carries 34 7(a) approvals to borrowers here worth $18.7 m.
76 sourced place values · tier FULL · 8 sections
Shelbyville
What Shelbyville is
- Census place typecity
- Land area9.98 sq mi
- Water area0.18 sq mi
- Population per square mile of land1,770
- County holding the largest share of its areaShelby County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shelbyville
How many people live in Shelbyville
- Population17,668
- Median age34.8
- Population under 184,291
- Share under 1824.3 percent
- Population 65 and over2,339
- Share 65 and over13.2 percent
- Households6,672
- Family households4,590
- Share of households that are families68.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shelbyville
Income and work in Shelbyville
- Median household income$75,610
- Per capita income$33,587
- Civilian labor force9,134
- Employed8,818
- Unemployed316 plus or minus 142
- Unemployment rate3.5 percent plus or minus 1.5
- Adults 25 and over11,427
- Adults 25 and over with a high school diploma or higher85.0 percent
- Adults 25 and over with a bachelor degree or higher26.7 percent
- Adults 25 and over with a graduate degree8.9 percent plus or minus 2.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shelbyville
Housing in Shelbyville
- Housing units6,993
- Occupied units6,672
- Vacant units321 plus or minus 164
- Vacancy rate4.6 percent plus or minus 2.3
- Owner occupied3,744
- Renter occupied2,928
- Ownership rate56.1 percent
- Median owner-occupied home value$257,100
- Median gross rent, monthly$1,033
- Annual rent as a share of median income16.4 percent
- Single family units4,943
- Share single family70.7 percent
- Units in buildings of two or more1,970 plus or minus 428
- Share in buildings of two or more28.2 percent plus or minus 6.0
- Mobile homes80 plus or minus 66
- Median year structure built1995
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shelbyville
How Shelbyville gets to work
- Workers 16 and over who commute7,636
- Commuting under 15 minutes2,409 plus or minus 481
- Share commuting under 15 minutes31.5 percent
- Commuting 30 minutes or more3,262
- Share commuting 30 minutes or more42.7 percent
- Drove alone76.0 percent
- Carpooled12.2 percent plus or minus 4.4
- Public transport0.0 percent
- Walked0.5 percent plus or minus 0.6
- Worked from home10.9 percent plus or minus 3.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Shelbyville
SBA 7(a) lending to Shelbyville borrowers
- Approvals34
- Gross approval$18,742,000
- Average approval$551,235
- Median approval$257,900
- Ninetieth percentile approval$1,814,900
- Largest approval$3,114,900
- Jobs supported229
- Jobs per approval6.7
- Loans with a final outcome6
- Paid in full5
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more20.6 percent
- Share to franchises17.6 percent
- Distinct lenders13
- Distinct industries by NAICS26
A charge-off rate is not published here. only 6 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Shelbyville
SBA 504 lending to Shelbyville borrowers
- Approvals12
- Gross approval$17,043,000
- Average approval$1,420,250
- Median approval$1,009,000
- Largest approval$5,500,000
- Jobs supported410
- Loans with a final outcome7
- Charged off0
- Median term300 months
- Distinct CDCs6
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Shelby County, not Shelbyville
Shelby County context, not Shelbyville figures
These are Shelby County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Shelbyville measurements.
- Establishments in Shelby County1,129
- Employment at those establishments, Shelby County17,446
- Covered employment, Shelby County16,556
- Average annual pay, Shelby County$55,073
- Average weekly wage, Shelby County$1,059
- Housing units permitted, Shelby County237
- Of those, single family, Shelby County237
- County product, 2024, Shelby County$2,408,058,000
- County product change over the prior year, Shelby County7.2 percent
- Average income of an arriving household, Shelby County$73,675
Every figure in this section is published for Shelby County as a whole and is not a measurement of Shelbyville. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Shelbyville questions, answered from the record.
How many people live in Shelbyville, Kentucky?
17,668, in 6,672 households. Shelbyville city covers 9.98 square miles of land, which is 1,770 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Shelbyville in?
Shelby County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Shelbyville?
$75,610. The median owner-occupied home is valued at $257,100. Median gross rent is $1,033 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Shelbyville businesses?
34 7(a) approvals totalling $18.7 m, across 13 lenders, median approval $257,900, plus 12 504 approvals worth $17.0 m. These count approvals to borrowers whose address is in Shelbyville, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Shelbyville borrowers get paid back?
No rate is published for Shelbyville. only 6 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Shelbyville figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Shelby County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Shelbyville.
Is zoning published for Shelbyville?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.