HomeKentuckyShelby CountySimpsonville
Simpsonville, Kentucky: commercial real estate data.
Simpsonville is a Census city of 3,062 people across 2.97 square miles of land, in Shelby County. Median household income is $91,188, 82.9 percent of occupied homes are owned, and the SBA record carries 16 7(a) approvals to borrowers here worth $7.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Simpsonville
What Simpsonville is
- Census place typecity
- Land area2.97 sq mi
- Water area0.02 sq mi
- Population per square mile of land1,031
- County holding the largest share of its areaShelby County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Simpsonville
How many people live in Simpsonville
- Population3,062
- Median age34.2
- Population under 18743
- Share under 1824.3 percent
- Population 65 and over472 plus or minus 120
- Share 65 and over15.4 percent plus or minus 3.9
- Households1,255
- Family households820
- Share of households that are families65.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Simpsonville
Income and work in Simpsonville
- Median household income$91,188
- Per capita income$42,890
- Civilian labor force1,652
- Employed1,623
- Unemployed29 plus or minus 24
- Unemployment rate1.8 percent plus or minus 1.4
- Adults 25 and over2,175
- Adults 25 and over with a high school diploma or higher92.3 percent
- Adults 25 and over with a bachelor degree or higher43.7 percent
- Adults 25 and over with a graduate degree17.9 percent plus or minus 5.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Simpsonville
Housing in Simpsonville
- Housing units1,309
- Occupied units1,255
- Vacant units54 plus or minus 51
- Vacancy rate4.1 percent plus or minus 3.9
- Owner occupied1,040
- Renter occupied215 plus or minus 77
- Ownership rate82.9 percent
- Median owner-occupied home value$270,800
- Median gross rent, monthly$945 plus or minus $355
- Annual rent as a share of median income12.4 percent plus or minus 5.0
- Single family units1,132
- Share single family86.5 percent
- Units in buildings of two or more177 plus or minus 92
- Share in buildings of two or more13.5 percent plus or minus 7.0
- Mobile homes0
- Median year structure built2001
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Simpsonville
How Simpsonville gets to work
- Workers 16 and over who commute1,407
- Commuting under 15 minutes249 plus or minus 82
- Share commuting under 15 minutes17.7 percent plus or minus 5.6
- Commuting 30 minutes or more607 plus or minus 130
- Share commuting 30 minutes or more43.1 percent
- Drove alone72.4 percent
- Carpooled13.0 percent plus or minus 6.8
- Public transport0.0 percent
- Walked0.5 percent plus or minus 0.7
- Worked from home12.8 percent plus or minus 7.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Simpsonville
SBA loans in Simpsonville (7(a))
- Approvals16
- Gross approval$7,893,100
- Average approval$493,319
- Median approval$162,500
- Largest approval$3,167,000
- Jobs supported705
- Jobs per approval44.1
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more6.3 percent
- Share to franchises6.3 percent
- Distinct lenders9
- Distinct industries by NAICS11
Counted by borrower city: approvals to borrowers whose address is in Simpsonville, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Simpsonville
SBA loans in Simpsonville (504)
- Approvals1
- Gross approval$207,000
- Average approval$207,000
- Median approval$207,000
- Largest approval$207,000
- Jobs supported4
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Simpsonville, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Simpsonville
Flood risk in Simpsonville
- NFIP communityCity of Simpsonville
- NFIP community number210431
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date10/16/25(M)
The City of Simpsonville participates in the National Flood Insurance Program as community 210431 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Shelby County, not Simpsonville
Shelby County context, not Simpsonville figures
- Establishments in Shelby County1,129
- Covered employment, Shelby County16,556
- Average annual pay, Shelby County$55,073
- Housing units permitted, Shelby County237
Every figure in this section is published for Shelby County as a whole and is not a measurement of Simpsonville.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Simpsonville questions, answered from the record.
How many people live in Simpsonville, Kentucky?
3,062, in 1,255 households. Simpsonville city covers 2.97 square miles of land, which is 1,031 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Simpsonville in?
Shelby County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Simpsonville?
$91,188. The median owner-occupied home is valued at $270,800. Median gross rent is $945 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Simpsonville businesses?
16 7(a) approvals totaling $7.9 m since FY2020, across 9 lenders, median approval $162,500, plus 1 504 approvals worth $207,000 since FY2010. These count approvals to borrowers whose address is in Simpsonville, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Simpsonville borrowers get paid back?
No rate is published for Simpsonville. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Simpsonville in the National Flood Insurance Program?
Yes. Simpsonville appears in the FEMA Community Status Book as Simpsonville, city of, community 210431, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Simpsonville figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Shelby County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Simpsonville.
Is zoning published for Simpsonville?
No. Nothing on this page presents parcel level zoning.