HomeMarylandCalvert CountyChesapeake Beach town
Chesapeake Beach town, Maryland: commercial real estate data.
Chesapeake Beach town is a Census town of 6,456 people across 2.69 square miles of land, in Calvert County. Median household income is $138,895, 82.8 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $60,000.
66 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Chesapeake Beach
What Chesapeake Beach is
- Census place typetown
- Land area2.69 sq mi
- Water area0.09 sq mi
- Population per square mile of land2,398
- County holding the largest share of its areaCalvert County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chesapeake Beach
How many people live in Chesapeake Beach
- Population6,456
- Median age41.9
- Population under 181,566
- Share under 1824.3 percent
- Population 65 and over1,125 plus or minus 314
- Share 65 and over17.4 percent plus or minus 4.9
- Households2,554
- Family households1,725
- Share of households that are families67.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chesapeake Beach
Income and work in Chesapeake Beach
- Median household income$138,895
- Per capita income$59,738
- Civilian labor force3,382
- Employed3,313
- Unemployed69 plus or minus 54
- Unemployment rate2.0 percent plus or minus 1.6
- Adults 25 and over4,500
- Adults 25 and over with a high school diploma or higher96.3 percent
- Adults 25 and over with a bachelor degree or higher49.0 percent
- Adults 25 and over with a graduate degree25.4 percent plus or minus 6.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chesapeake Beach
Housing in Chesapeake Beach
- Housing units2,823
- Occupied units2,554
- Vacant units269 plus or minus 121
- Vacancy rate9.5 percent plus or minus 4.2
- Owner occupied2,115
- Renter occupied439 plus or minus 185
- Ownership rate82.8 percent
- Median owner-occupied home value$444,600
- Median gross rent, monthly$1,756 plus or minus $553
- Annual rent as a share of median income15.2 percent plus or minus 5.2
- Single family units2,561
- Share single family90.7 percent
- Units in buildings of two or more262 plus or minus 170
- Share in buildings of two or more9.3 percent plus or minus 6.0
- Mobile homes0
- Median year structure built1993
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chesapeake Beach
How Chesapeake Beach gets to work
- Workers 16 and over who commute2,768
- Commuting under 15 minutes361 plus or minus 157
- Share commuting under 15 minutes13.0 percent plus or minus 5.5
- Commuting 30 minutes or more1,961
- Share commuting 30 minutes or more70.8 percent
- Drove alone70.7 percent
- Carpooled6.6 percent plus or minus 3.0
- Public transport1.2 percent plus or minus 1.3
- Walked0.9 percent plus or minus 1.1
- Worked from home19.7 percent plus or minus 7.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chesapeake Beach
SBA loans in Chesapeake Beach (7(a))
- Approvals2
- Gross approval$60,000
- Average approval$30,000
- Median approval$50,000
- Ninetieth percentile approval$50,000
- Largest approval$50,000
- Jobs supported3
- Jobs per approval1.5
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Calvert County, not Chesapeake Beach
Calvert County context, not Chesapeake Beach figures
These are Calvert County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Chesapeake Beach measurements.
- Establishments in Calvert County1,725
- Employment at those establishments, Calvert County19,204
- Covered employment, Calvert County22,676
- Average annual pay, Calvert County$61,154
- Average weekly wage, Calvert County$1,176
- Housing units permitted, Calvert County101
- Of those, single family, Calvert County98
- County product, 2024, Calvert County$6,248,492,000
- County product change over the prior year, Calvert County2.9 percent
- Average income of an arriving household, Calvert County$86,523
Every figure in this section is published for Calvert County as a whole and is not a measurement of Chesapeake Beach. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Chesapeake Beach questions, answered from the record.
How many people live in Chesapeake Beach, Maryland?
6,456, in 2,554 households. Chesapeake Beach town covers 2.69 square miles of land, which is 2,398 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Chesapeake Beach in?
Calvert County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Chesapeake Beach?
$138,895. The median owner-occupied home is valued at $444,600. Median gross rent is $1,756 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Chesapeake Beach businesses?
2 7(a) approvals totalling $60,000, across 2 lenders, median approval $50,000. These count approvals to borrowers whose address is in Chesapeake Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Chesapeake Beach borrowers get paid back?
No rate is published for Chesapeake Beach. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Chesapeake Beach figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Calvert County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Chesapeake Beach.
Is zoning published for Chesapeake Beach?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.