HomeMarylandCalvert CountyChesapeake Beach
Chesapeake Beach, Maryland: commercial real estate data.
Chesapeake Beach is a Census town of 6,456 people across 2.69 square miles of land, in Calvert County. Median household income is $138,895, 82.8 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $60,000 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Chesapeake Beach
What Chesapeake Beach is
- Census place typetown
- Land area2.69 sq mi
- Water area0.09 sq mi
- Population per square mile of land2,398
- County holding the largest share of its areaCalvert County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chesapeake Beach
How many people live in Chesapeake Beach
- Population6,456
- Median age41.9
- Population under 181,566
- Share under 1824.3 percent
- Population 65 and over1,125 plus or minus 314
- Share 65 and over17.4 percent plus or minus 4.9
- Households2,554
- Family households1,725
- Share of households that are families67.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chesapeake Beach
Income and work in Chesapeake Beach
- Median household income$138,895
- Per capita income$59,738
- Civilian labor force3,382
- Employed3,313
- Unemployed69 plus or minus 54
- Unemployment rate2.0 percent plus or minus 1.6
- Adults 25 and over4,500
- Adults 25 and over with a high school diploma or higher96.3 percent
- Adults 25 and over with a bachelor degree or higher49.0 percent
- Adults 25 and over with a graduate degree25.4 percent plus or minus 6.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chesapeake Beach
Housing in Chesapeake Beach
- Housing units2,823
- Occupied units2,554
- Vacant units269 plus or minus 121
- Vacancy rate9.5 percent plus or minus 4.2
- Owner occupied2,115
- Renter occupied439 plus or minus 185
- Ownership rate82.8 percent
- Median owner-occupied home value$444,600
- Median gross rent, monthly$1,756 plus or minus $553
- Annual rent as a share of median income15.2 percent plus or minus 5.2
- Single family units2,561
- Share single family90.7 percent
- Units in buildings of two or more262 plus or minus 170
- Share in buildings of two or more9.3 percent plus or minus 6.0
- Mobile homes0
- Median year structure built1993
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chesapeake Beach
How Chesapeake Beach gets to work
- Workers 16 and over who commute2,768
- Commuting under 15 minutes361 plus or minus 157
- Share commuting under 15 minutes13.0 percent plus or minus 5.5
- Commuting 30 minutes or more1,961
- Share commuting 30 minutes or more70.8 percent
- Drove alone70.7 percent
- Carpooled6.6 percent plus or minus 3.0
- Public transport1.2 percent plus or minus 1.3
- Walked0.9 percent plus or minus 1.1
- Worked from home19.7 percent plus or minus 7.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Chesapeake Beach
SBA loans in Chesapeake Beach (7(a))
- Approvals2
- Gross approval$60,000
- Average approval$30,000
- Median approval$30,000
- Largest approval$50,000
- Jobs supported3
- Jobs per approval1.5
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Chesapeake Beach, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Chesapeake Beach
Flood risk in Chesapeake Beach
- NFIP communityTown of Chesapeake Beach
- NFIP community number240100
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date11/19/14
The Town of Chesapeake Beach participates in the National Flood Insurance Program as community 240100 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Calvert County, not Chesapeake Beach
Calvert County context, not Chesapeake Beach figures
- Establishments in Calvert County1,725
- Covered employment, Calvert County22,676
- Average annual pay, Calvert County$61,154
- Housing units permitted, Calvert County101
Every figure in this section is published for Calvert County as a whole and is not a measurement of Chesapeake Beach.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Chesapeake Beach questions, answered from the record.
How many people live in Chesapeake Beach, Maryland?
6,456, in 2,554 households. Chesapeake Beach town covers 2.69 square miles of land, which is 2,398 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Chesapeake Beach in?
Calvert County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Chesapeake Beach?
$138,895. The median owner-occupied home is valued at $444,600. Median gross rent is $1,756 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Chesapeake Beach businesses?
2 7(a) approvals totaling $60,000 since FY2020, across 2 lenders, median approval $30,000. These count approvals to borrowers whose address is in Chesapeake Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Chesapeake Beach borrowers get paid back?
No rate is published for Chesapeake Beach. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Chesapeake Beach in the National Flood Insurance Program?
Yes. Chesapeake Beach appears in the FEMA Community Status Book as Chesapeake Beach, town of, community 240100, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Chesapeake Beach figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Calvert County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Chesapeake Beach.
Is zoning published for Chesapeake Beach?
No. Nothing on this page presents parcel level zoning.