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HomeMarylandCalvert CountyLusby CDP

Lusby CDP, Maryland: commercial real estate data.

Lusby CDP is a Census CDP of 2,595 people across 3.51 square miles of land, in Calvert County. Median household income is $151,711, 79.5 percent of occupied homes are owned, and the SBA record carries 8 7(a) approvals to borrowers here worth $6.1 m.

66 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency

Lusby

What Lusby is

  • Census place typeCDP
  • Land area3.51 sq mi
  • Water area0.17 sq mi
  • Population per square mile of land739 plus or minus 219
  • County holding the largest share of its areaCalvert County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Lusby

How many people live in Lusby

  • Population2,595 plus or minus 769
  • Median age32.2 plus or minus 7.9
  • Population under 18523 plus or minus 220
  • Share under 1820.2 percent plus or minus 6.0
  • Population 65 and over230 plus or minus 134
  • Share 65 and over8.9 percent plus or minus 4.4
  • Households952 plus or minus 266
  • Family households595 plus or minus 183
  • Share of households that are families62.5 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Lusby

Income and work in Lusby

  • Median household income$151,711
  • Per capita income$59,164
  • Civilian labor force1,526 plus or minus 542
  • Employed1,516 plus or minus 540
  • Unemployed10 plus or minus 22
  • Unemployment rate0.7 percent plus or minus 1.4
  • Adults 25 and over1,817 plus or minus 601
  • Adults 25 and over with a high school diploma or higher92.5 percent plus or minus 40.1
  • Adults 25 and over with a bachelor degree or higher35.1 percent
  • Adults 25 and over with a graduate degree21.9 percent plus or minus 8.2

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Lusby

Housing in Lusby

  • Housing units1,000 plus or minus 268
  • Occupied units952 plus or minus 266
  • Vacant units48 plus or minus 77
  • Vacancy rate4.8 percent plus or minus 7.6
  • Owner occupied757 plus or minus 249
  • Renter occupied195 plus or minus 108
  • Ownership rate79.5 percent
  • Median owner-occupied home value$423,800 plus or minus $131,596
  • Median gross rent, monthly$1,594 plus or minus $510
  • Annual rent as a share of median income12.6 percent plus or minus 4.7
  • Single family units892 plus or minus 266
  • Share single family89.2 percent
  • Units in buildings of two or more108 plus or minus 73
  • Share in buildings of two or more10.8 percent plus or minus 6.7
  • Mobile homes0
  • Median year structure built1995

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Lusby

How Lusby gets to work

  • Workers 16 and over who commute1,272 plus or minus 499
  • Commuting under 15 minutes88 plus or minus 88
  • Share commuting under 15 minutes6.9 percent plus or minus 6.3
  • Commuting 30 minutes or more470 plus or minus 213
  • Share commuting 30 minutes or more36.9 percent plus or minus 8.3
  • Drove alone81.3 percent plus or minus 17.9
  • Carpooled2.5 percent plus or minus 4.2
  • Public transport0.0 percent
  • Walked0.0 percent
  • Worked from home16.1 percent plus or minus 10.9

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Lusby

SBA loans in Lusby (7(a))

  • Approvals8
  • Gross approval$6,070,000
  • Average approval$758,750
  • Median approval$200,000
  • Ninetieth percentile approval$5,000,000
  • Largest approval$5,000,000
  • Jobs supported54
  • Jobs per approval6.8
  • Loans with a final outcome0
  • Paid in full0
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more12.5 percent
  • Share to franchises0.0 percent
  • Distinct lenders6
  • Distinct industries by NAICS7

A charge-off rate is not published here. only 0 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Calvert County, not Lusby

Calvert County context, not Lusby figures

These are Calvert County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Lusby measurements.

  • Establishments in Calvert County1,725
  • Employment at those establishments, Calvert County19,204
  • Covered employment, Calvert County22,676
  • Average annual pay, Calvert County$61,154
  • Average weekly wage, Calvert County$1,176
  • Housing units permitted, Calvert County101
  • Of those, single family, Calvert County98
  • County product, 2024, Calvert County$6,248,492,000
  • County product change over the prior year, Calvert County2.9 percent
  • Average income of an arriving household, Calvert County$86,523

Every figure in this section is published for Calvert County as a whole and is not a measurement of Lusby. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.

Coverage

What this page does not hold.

Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.

  • This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
  • Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.

SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.

Common questions

Lusby questions, answered from the record.

How many people live in Lusby, Maryland?

2,595, in 952 households. Lusby CDP covers 3.51 square miles of land, which is 739 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Lusby in?

Calvert County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Lusby?

$151,711. The median owner-occupied home is valued at $423,800. Median gross rent is $1,594 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Lusby businesses?

8 7(a) approvals totalling $6.1 m, across 6 lenders, median approval $200,000. These count approvals to borrowers whose address is in Lusby, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Lusby borrowers get paid back?

No rate is published for Lusby. only 0 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.

Are the county figures on this page Lusby figures?

No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Calvert County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lusby.

Is zoning published for Lusby?

Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.