HomeMarylandCalvert CountyNorth Beach
North Beach, Maryland: commercial real estate data.
North Beach is a Census town of 2,296 people across 0.33 square miles of land, in Calvert County. Median household income is $83,933, 56.6 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $1.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
North Beach
What North Beach is
- Census place typetown
- Land area0.33 sq mi
- Water area0.01 sq mi
- Population per square mile of land6,971 plus or minus 1,664
- County holding the largest share of its areaCalvert County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Beach
How many people live in North Beach
- Population2,296 plus or minus 548
- Median age32.6 plus or minus 8.8
- Population under 18816 plus or minus 214
- Share under 1835.5 percent
- Population 65 and over386 plus or minus 107
- Share 65 and over16.8 percent
- Households922
- Family households483 plus or minus 145
- Share of households that are families52.4 percent plus or minus 12.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Beach
Income and work in North Beach
- Median household income$83,933
- Per capita income$44,402
- Civilian labor force1,219 plus or minus 298
- Employed1,010 plus or minus 230
- Unemployed209 plus or minus 151
- Unemployment rate17.1 percent plus or minus 11.7
- Adults 25 and over1,311 plus or minus 267
- Adults 25 and over with a high school diploma or higher96.9 percent plus or minus 26.1
- Adults 25 and over with a bachelor degree or higher41.9 percent plus or minus 9.1
- Adults 25 and over with a graduate degree20.4 percent plus or minus 6.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Beach
Housing in North Beach
- Housing units1,024
- Occupied units922
- Vacant units102 plus or minus 76
- Vacancy rate10.0 percent plus or minus 7.2
- Owner occupied522 plus or minus 113
- Renter occupied400 plus or minus 130
- Ownership rate56.6 percent
- Median owner-occupied home value$394,000
- Median gross rent, monthly$1,856
- Annual rent as a share of median income26.5 percent
- Single family units766
- Share single family74.8 percent
- Units in buildings of two or more258 plus or minus 82
- Share in buildings of two or more25.2 percent plus or minus 6.6
- Mobile homes0
- Median year structure built1991
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Beach
How North Beach gets to work
- Workers 16 and over who commute890 plus or minus 223
- Commuting under 15 minutes155 plus or minus 74
- Share commuting under 15 minutes17.4 percent plus or minus 7.0
- Commuting 30 minutes or more560 plus or minus 140
- Share commuting 30 minutes or more62.9 percent plus or minus 22.2
- Drove alone71.4 percent
- Carpooled10.6 percent plus or minus 8.0
- Public transport3.6 percent plus or minus 3.9
- Walked1.8 percent plus or minus 3.0
- Worked from home11.2 percent plus or minus 4.1
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Beach
SBA loans in North Beach (7(a))
- Approvals7
- Gross approval$1,011,500
- Average approval$144,500
- Median approval$100,000
- Largest approval$328,000
- Jobs supported37
- Jobs per approval5.3
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more14.3 percent
- Share to franchises14.3 percent
- Distinct lenders5
- Distinct industries by NAICS5
Counted by borrower city: approvals to borrowers whose address is in North Beach, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
North Beach
SBA loans in North Beach (504)
- Approvals1
- Gross approval$339,000
- Average approval$339,000
- Median approval$339,000
- Largest approval$339,000
- Jobs supported6
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in North Beach, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
North Beach
Flood risk in North Beach
- NFIP communityTown of North Beach
- NFIP community number240012
- Participating in the NFIPYes
- Community Rating System classClass 10
- Currently effective map date11/19/14
The Town of North Beach participates in the National Flood Insurance Program as community 240012 and carries Community Rating System class 10, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Calvert County, not North Beach
Calvert County context, not North Beach figures
- Establishments in Calvert County1,725
- Covered employment, Calvert County22,676
- Average annual pay, Calvert County$61,154
- Housing units permitted, Calvert County101
Every figure in this section is published for Calvert County as a whole and is not a measurement of North Beach.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
North Beach questions, answered from the record.
How many people live in North Beach, Maryland?
2,296, in 922 households. North Beach town covers 0.33 square miles of land, which is 6,971 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is North Beach in?
Calvert County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in North Beach?
$83,933. The median owner-occupied home is valued at $394,000. Median gross rent is $1,856 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to North Beach businesses?
7 7(a) approvals totaling $1.0 m since FY2020, across 5 lenders, median approval $100,000, plus 1 504 approvals worth $339,000 since FY2010. These count approvals to borrowers whose address is in North Beach, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to North Beach borrowers get paid back?
No rate is published for North Beach. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is North Beach in the National Flood Insurance Program?
Yes. North Beach appears in the FEMA Community Status Book as North Beach, town of, community 240012, carrying Community Rating System class 10, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page North Beach figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Calvert County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of North Beach.
Is zoning published for North Beach?
No. Nothing on this page presents parcel level zoning.