HomeMarylandCharles CountyLa Plata
La Plata, Maryland: commercial real estate data.
La Plata is a Census town of 10,683 people across 7.98 square miles of land, in Charles County. Median household income is $121,208, 80.4 percent of occupied homes are owned, and the SBA record carries 13 7(a) approvals to borrowers here worth $3.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
La Plata
What La Plata is
- Census place typetown
- Land area7.98 sq mi
- Water area0.03 sq mi
- Population per square mile of land1,338
- County holding the largest share of its areaCharles County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
La Plata
How many people live in La Plata
- Population10,683
- Median age41.7
- Population under 182,114 plus or minus 424
- Share under 1819.8 percent plus or minus 4.0
- Population 65 and over1,871
- Share 65 and over17.5 percent
- Households3,941
- Family households2,447
- Share of households that are families62.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
La Plata
Income and work in La Plata
- Median household income$121,208
- Per capita income$55,175
- Civilian labor force5,650
- Employed5,457
- Unemployed193 plus or minus 101
- Unemployment rate3.4 percent plus or minus 1.8
- Adults 25 and over7,282
- Adults 25 and over with a high school diploma or higher95.2 percent
- Adults 25 and over with a bachelor degree or higher35.4 percent
- Adults 25 and over with a graduate degree16.2 percent plus or minus 3.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
La Plata
Housing in La Plata
- Housing units4,201
- Occupied units3,941
- Vacant units260 plus or minus 156
- Vacancy rate6.2 percent plus or minus 3.7
- Owner occupied3,167
- Renter occupied774 plus or minus 159
- Ownership rate80.4 percent
- Median owner-occupied home value$428,400
- Median gross rent, monthly$1,559
- Annual rent as a share of median income15.4 percent plus or minus 4.0
- Single family units3,491
- Share single family83.1 percent
- Units in buildings of two or more710 plus or minus 215
- Share in buildings of two or more16.9 percent plus or minus 5.0
- Mobile homes0
- Median year structure built1995
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
La Plata
How La Plata gets to work
- Workers 16 and over who commute4,586
- Commuting under 15 minutes1,211 plus or minus 320
- Share commuting under 15 minutes26.4 percent plus or minus 6.4
- Commuting 30 minutes or more2,493
- Share commuting 30 minutes or more54.4 percent
- Drove alone68.4 percent
- Carpooled9.4 percent plus or minus 4.2
- Public transport2.8 percent plus or minus 1.8
- Walked0.5 percent plus or minus 0.7
- Worked from home16.7 percent plus or minus 5.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
La Plata
SBA loans in La Plata (7(a))
- Approvals13
- Gross approval$3,749,700
- Average approval$288,438
- Median approval$100,000
- Largest approval$2,335,000
- Jobs supported144
- Jobs per approval11.1
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more7.7 percent
- Share to franchises7.7 percent
- Distinct lenders10
- Distinct industries by NAICS12
Counted by borrower city: approvals to borrowers whose address is in La Plata, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
La Plata
Flood risk in La Plata
- NFIP communityTown of La Plata
- NFIP community number240092
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date05/04/15
The Town of La Plata participates in the National Flood Insurance Program as community 240092 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Charles County, not La Plata
Charles County context, not La Plata figures
- Establishments in Charles County2,793
- Covered employment, Charles County43,087
- Average annual pay, Charles County$60,436
- Housing units permitted, Charles County1,542
Every figure in this section is published for Charles County as a whole and is not a measurement of La Plata.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
La Plata questions, answered from the record.
How many people live in La Plata, Maryland?
10,683, in 3,941 households. La Plata town covers 7.98 square miles of land, which is 1,338 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is La Plata in?
Charles County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in La Plata?
$121,208. The median owner-occupied home is valued at $428,400. Median gross rent is $1,559 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to La Plata businesses?
13 7(a) approvals totaling $3.7 m since FY2020, across 10 lenders, median approval $100,000. These count approvals to borrowers whose address is in La Plata, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to La Plata borrowers get paid back?
No rate is published for La Plata. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is La Plata in the National Flood Insurance Program?
Yes. La Plata appears in the FEMA Community Status Book as La Plata, town of, community 240092, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page La Plata figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Charles County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of La Plata.
Is zoning published for La Plata?
No. Nothing on this page presents parcel level zoning.