HomeMarylandCharles CountyWaldorf CDP
Waldorf CDP, Maryland: commercial real estate data.
Waldorf CDP is a Census CDP of 82,943 people across 36.24 square miles of land, in Charles County. Median household income is $116,089, 74.9 percent of occupied homes are owned, and the SBA record carries 81 7(a) approvals to borrowers here worth $36.0 m.
77 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Waldorf
What Waldorf is
- Census place typeCDP
- Land area36.24 sq mi
- Water area0.24 sq mi
- Population per square mile of land2,289
- County holding the largest share of its areaCharles County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waldorf
How many people live in Waldorf
- Population82,943
- Median age36.1
- Population under 1820,683
- Share under 1824.9 percent
- Population 65 and over9,348
- Share 65 and over11.3 percent
- Households30,404
- Family households21,043
- Share of households that are families69.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waldorf
Income and work in Waldorf
- Median household income$116,089
- Per capita income$48,929
- Civilian labor force46,662
- Employed43,902
- Unemployed2,760
- Unemployment rate5.9 percent
- Adults 25 and over55,908
- Adults 25 and over with a high school diploma or higher95.3 percent
- Adults 25 and over with a bachelor degree or higher34.7 percent
- Adults 25 and over with a graduate degree15.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waldorf
Housing in Waldorf
- Housing units31,417
- Occupied units30,404
- Vacant units1,013 plus or minus 294
- Vacancy rate3.2 percent plus or minus 0.9
- Owner occupied22,783
- Renter occupied7,621
- Ownership rate74.9 percent
- Median owner-occupied home value$407,600
- Median gross rent, monthly$1,995
- Annual rent as a share of median income20.6 percent
- Single family units26,442
- Share single family84.2 percent
- Units in buildings of two or more4,820
- Share in buildings of two or more15.3 percent
- Mobile homes143 plus or minus 108
- Median year structure built1992
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waldorf
How Waldorf gets to work
- Workers 16 and over who commute37,096
- Commuting under 15 minutes4,956
- Share commuting under 15 minutes13.4 percent
- Commuting 30 minutes or more24,322
- Share commuting 30 minutes or more65.6 percent
- Drove alone68.3 percent
- Carpooled9.7 percent
- Public transport3.1 percent plus or minus 0.8
- Walked0.4 percent plus or minus 0.3
- Worked from home16.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waldorf
SBA loans in Waldorf (7(a))
- Approvals81
- Gross approval$36,006,400
- Average approval$444,523
- Median approval$150,000
- Ninetieth percentile approval$1,055,000
- Largest approval$5,000,000
- Jobs supported969
- Jobs per approval12.0
- Loans with a final outcome13
- Paid in full10
- Charged off3
- Charge-off rate over resolved loans23.1 percent
- Median term120 months
- Share on real estate terms of 20 years or more12.3 percent
- Share to franchises16.0 percent
- Distinct lenders32
- Distinct industries by NAICS48
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Waldorf
SBA loans in Waldorf (504)
- Approvals8
- Gross approval$5,073,000
- Average approval$634,125
- Median approval$362,000
- Largest approval$1,855,000
- Jobs supported48
- Loans with a final outcome3
- Charged off0
- Median term300 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Charles County, not Waldorf
Charles County context, not Waldorf figures
These are Charles County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Waldorf measurements.
- Establishments in Charles County2,793
- Employment at those establishments, Charles County33,675
- Covered employment, Charles County43,087
- Average annual pay, Charles County$60,436
- Average weekly wage, Charles County$1,162
- Housing units permitted, Charles County1,542
- Of those, single family, Charles County1,026
- County product, 2024, Charles County$8,671,815,000
- County product change over the prior year, Charles County8.2 percent
- Average income of an arriving household, Charles County$66,786
Every figure in this section is published for Charles County as a whole and is not a measurement of Waldorf. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Waldorf questions, answered from the record.
How many people live in Waldorf, Maryland?
82,943, in 30,404 households. Waldorf CDP covers 36.24 square miles of land, which is 2,289 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Waldorf in?
Charles County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Waldorf?
$116,089. The median owner-occupied home is valued at $407,600. Median gross rent is $1,995 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Waldorf businesses?
81 7(a) approvals totalling $36.0 m, across 32 lenders, median approval $150,000, plus 8 504 approvals worth $5.1 m. These count approvals to borrowers whose address is in Waldorf, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Waldorf borrowers get paid back?
Of the 13 loans that have reached a final outcome, 10 were paid in full and 3 charged off, a charge off rate of 23.1 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Waldorf figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Charles County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Waldorf.
Is zoning published for Waldorf?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.