HomeMarylandCharles CountyWaldorf
Waldorf, Maryland: commercial real estate data.
Waldorf is a Census CDP of 82,943 people across 36.24 square miles of land, in Charles County. Median household income is $116,089, 74.9 percent of occupied homes are owned, and the SBA record carries 81 7(a) approvals to borrowers here worth $36.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Waldorf
What Waldorf is
- Census place typeCDP
- Land area36.24 sq mi
- Water area0.24 sq mi
- Population per square mile of land2,289
- County holding the largest share of its areaCharles County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waldorf
How many people live in Waldorf
- Population82,943
- Median age36.1
- Population under 1820,683
- Share under 1824.9 percent
- Population 65 and over9,348
- Share 65 and over11.3 percent
- Households30,404
- Family households21,043
- Share of households that are families69.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waldorf
Income and work in Waldorf
- Median household income$116,089
- Per capita income$48,929
- Civilian labor force46,662
- Employed43,902
- Unemployed2,760
- Unemployment rate5.9 percent
- Adults 25 and over55,908
- Adults 25 and over with a high school diploma or higher95.3 percent
- Adults 25 and over with a bachelor degree or higher34.7 percent
- Adults 25 and over with a graduate degree15.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waldorf
Housing in Waldorf
- Housing units31,417
- Occupied units30,404
- Vacant units1,013 plus or minus 294
- Vacancy rate3.2 percent plus or minus 0.9
- Owner occupied22,783
- Renter occupied7,621
- Ownership rate74.9 percent
- Median owner-occupied home value$407,600
- Median gross rent, monthly$1,995
- Annual rent as a share of median income20.6 percent
- Single family units26,442
- Share single family84.2 percent
- Units in buildings of two or more4,820
- Share in buildings of two or more15.3 percent
- Mobile homes143 plus or minus 108
- Median year structure built1992
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waldorf
How Waldorf gets to work
- Workers 16 and over who commute37,096
- Commuting under 15 minutes4,956
- Share commuting under 15 minutes13.4 percent
- Commuting 30 minutes or more24,322
- Share commuting 30 minutes or more65.6 percent
- Drove alone68.3 percent
- Carpooled9.7 percent
- Public transport3.1 percent plus or minus 0.8
- Walked0.4 percent plus or minus 0.3
- Worked from home16.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Waldorf
SBA loans in Waldorf (7(a))
- Approvals81
- Gross approval$36,006,400
- Average approval$444,523
- Median approval$150,000
- Ninetieth percentile approval$1,055,000
- Largest approval$5,000,000
- Jobs supported969
- Jobs per approval12.0
- Loans with a final outcome13
- Paid in full10
- Charged off3
- Median term120 months
- Share on real estate terms of 20 years or more12.3 percent
- Share to franchises16.0 percent
- Distinct lenders32
- Distinct industries by NAICS48
Counted by borrower city: approvals to borrowers whose address is in Waldorf, in any county, FY2020 to FY2026. Only 13 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Waldorf
SBA loans in Waldorf (504)
- Approvals8
- Gross approval$5,073,000
- Average approval$634,125
- Median approval$326,000
- Largest approval$1,855,000
- Jobs supported48
- Loans with a final outcome3
- Charged off0
- Median term270 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Waldorf, in any county, FY2010 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Charles County, not Waldorf
Charles County context, not Waldorf figures
- Establishments in Charles County2,793
- Covered employment, Charles County43,087
- Average annual pay, Charles County$60,436
- Housing units permitted, Charles County1,542
Every figure in this section is published for Charles County as a whole and is not a measurement of Waldorf.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Waldorf questions, answered from the record.
How many people live in Waldorf, Maryland?
82,943, in 30,404 households. Waldorf CDP covers 36.24 square miles of land, which is 2,289 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Waldorf in?
Charles County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Waldorf?
$116,089. The median owner-occupied home is valued at $407,600. Median gross rent is $1,995 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Waldorf businesses?
81 7(a) approvals totaling $36.0 m since FY2020, across 32 lenders, median approval $150,000, plus 8 504 approvals worth $5.1 m since FY2010. These count approvals to borrowers whose address is in Waldorf, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Waldorf borrowers get paid back?
No rate is published for Waldorf. Only 13 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Are the county figures on this page Waldorf figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Charles County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Waldorf.
Is zoning published for Waldorf?
No. Nothing on this page presents parcel level zoning.