HomeMarylandFrederick CountyJefferson CDP
Jefferson CDP, Maryland: commercial real estate data.
Jefferson CDP is a Census CDP of 3,314 people across 2.79 square miles of land, in Frederick County. Median household income is $150,854, 86.2 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $2.4 m.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Jefferson
What Jefferson is
- Census place typeCDP
- Land area2.79 sq mi
- Water area0 sq mi
- Population per square mile of land1,189
- County holding the largest share of its areaFrederick County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Jefferson
How many people live in Jefferson
- Population3,314
- Median age39.4
- Population under 18715 plus or minus 187
- Share under 1821.6 percent
- Population 65 and over428 plus or minus 117
- Share 65 and over12.9 percent plus or minus 2.7
- Households1,146
- Family households911
- Share of households that are families79.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Jefferson
Income and work in Jefferson
- Median household income$150,854
- Per capita income$68,373
- Civilian labor force2,022
- Employed1,972
- Unemployed50 plus or minus 52
- Unemployment rate2.5 percent plus or minus 2.5
- Adults 25 and over2,228
- Adults 25 and over with a high school diploma or higher97.4 percent
- Adults 25 and over with a bachelor degree or higher47.4 percent
- Adults 25 and over with a graduate degree23.4 percent plus or minus 8.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Jefferson
Housing in Jefferson
- Housing units1,156
- Occupied units1,146
- Vacant units10 plus or minus 16
- Vacancy rate0.9 percent plus or minus 1.4
- Owner occupied988
- Renter occupied158 plus or minus 82
- Ownership rate86.2 percent
- Median owner-occupied home value$533,100
- Median gross rent, monthly$1,379
- Annual rent as a share of median income11.0 percent
- Single family units1,067
- Share single family92.3 percent
- Units in buildings of two or more89 plus or minus 81
- Share in buildings of two or more7.7 percent plus or minus 6.9
- Mobile homes0
- Median year structure built1993
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Jefferson
How Jefferson gets to work
- Workers 16 and over who commute1,441 plus or minus 315
- Commuting under 15 minutes203 plus or minus 102
- Share commuting under 15 minutes14.1 percent plus or minus 6.3
- Commuting 30 minutes or more554 plus or minus 200
- Share commuting 30 minutes or more38.4 percent plus or minus 11.0
- Drove alone66.1 percent
- Carpooled5.2 percent plus or minus 4.2
- Public transport0.8 percent plus or minus 1.0
- Walked0.3 percent plus or minus 0.6
- Worked from home26.4 percent plus or minus 8.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Jefferson
SBA loans in Jefferson (7(a))
- Approvals6
- Gross approval$2,426,000
- Average approval$404,333
- Median approval$150,000
- Ninetieth percentile approval$1,906,000
- Largest approval$1,906,000
- Jobs supported49
- Jobs per approval8.2
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more16.7 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS5
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Jefferson
SBA loans in Jefferson (504)
- Approvals1
- Gross approval$916,000
- Average approval$916,000
- Median approval$916,000
- Largest approval$916,000
- Jobs supported3
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Frederick County, not Jefferson
Frederick County context, not Jefferson figures
These are Frederick County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Jefferson measurements.
- Establishments in Frederick County6,591
- Employment at those establishments, Frederick County95,077
- Covered employment, Frederick County108,438
- Average annual pay, Frederick County$69,852
- Average weekly wage, Frederick County$1,343
- Housing units permitted, Frederick County1,562
- Of those, single family, Frederick County1,185
- County product, 2024, Frederick County$20,352,215,000
- County product change over the prior year, Frederick County6.3 percent
- Average income of an arriving household, Frederick County$92,424
Every figure in this section is published for Frederick County as a whole and is not a measurement of Jefferson. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Jefferson questions, answered from the record.
How many people live in Jefferson, Maryland?
3,314, in 1,146 households. Jefferson CDP covers 2.79 square miles of land, which is 1,189 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Jefferson in?
Frederick County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Jefferson?
$150,854. The median owner-occupied home is valued at $533,100. Median gross rent is $1,379 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Jefferson businesses?
6 7(a) approvals totalling $2.4 m, across 2 lenders, median approval $150,000, plus 1 504 approvals worth $916,000. These count approvals to borrowers whose address is in Jefferson, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Jefferson borrowers get paid back?
No rate is published for Jefferson. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Jefferson figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Frederick County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Jefferson.
Is zoning published for Jefferson?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.