HomeMarylandFrederick CountyThurmont town
Thurmont town, Maryland: commercial real estate data.
Thurmont town is a Census town of 6,254 people across 3.12 square miles of land, in Frederick County. Median household income is $98,125, 73.3 percent of occupied homes are owned, and the SBA record carries 10 7(a) approvals to borrowers here worth $4.8 m.
76 sourced place values · tier FULL · 8 sections
Thurmont
What Thurmont is
- Census place typetown
- Land area3.12 sq mi
- Water area0.01 sq mi
- Population per square mile of land2,007
- County holding the largest share of its areaFrederick County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Thurmont
How many people live in Thurmont
- Population6,254
- Median age39.3
- Population under 181,385
- Share under 1822.1 percent
- Population 65 and over973
- Share 65 and over15.6 percent
- Households2,415
- Family households1,774
- Share of households that are families73.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Thurmont
Income and work in Thurmont
- Median household income$98,125
- Per capita income$44,854
- Civilian labor force3,590
- Employed3,499
- Unemployed91 plus or minus 75
- Unemployment rate2.5 percent plus or minus 2.1
- Adults 25 and over4,269
- Adults 25 and over with a high school diploma or higher93.3 percent
- Adults 25 and over with a bachelor degree or higher27.0 percent
- Adults 25 and over with a graduate degree9.4 percent plus or minus 2.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Thurmont
Housing in Thurmont
- Housing units2,498
- Occupied units2,415
- Vacant units83 plus or minus 68
- Vacancy rate3.3 percent plus or minus 2.7
- Owner occupied1,771
- Renter occupied644 plus or minus 166
- Ownership rate73.3 percent
- Median owner-occupied home value$364,700
- Median gross rent, monthly$927
- Annual rent as a share of median income11.3 percent
- Single family units2,004
- Share single family80.2 percent
- Units in buildings of two or more494 plus or minus 148
- Share in buildings of two or more19.8 percent plus or minus 5.8
- Mobile homes0
- Median year structure built1987
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Thurmont
How Thurmont gets to work
- Workers 16 and over who commute2,941
- Commuting under 15 minutes793 plus or minus 176
- Share commuting under 15 minutes27.0 percent plus or minus 5.6
- Commuting 30 minutes or more1,108 plus or minus 227
- Share commuting 30 minutes or more37.7 percent
- Drove alone74.2 percent
- Carpooled6.9 percent plus or minus 3.3
- Public transport0.6 percent plus or minus 0.7
- Walked1.7 percent plus or minus 1.6
- Worked from home15.3 percent plus or minus 3.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Thurmont
SBA 7(a) lending to Thurmont borrowers
- Approvals10
- Gross approval$4,806,000
- Average approval$480,600
- Median approval$427,500
- Ninetieth percentile approval$1,359,000
- Largest approval$1,359,000
- Jobs supported53
- Jobs per approval5.3
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more20.0 percent
- Share to franchises10.0 percent
- Distinct lenders5
- Distinct industries by NAICS8
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Thurmont
SBA 504 lending to Thurmont borrowers
- Approvals2
- Gross approval$2,684,000
- Average approval$1,342,000
- Median approval$2,192,000
- Largest approval$2,192,000
- Jobs supported26
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Frederick County, not Thurmont
Frederick County context, not Thurmont figures
These are Frederick County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Thurmont measurements.
- Establishments in Frederick County6,591
- Employment at those establishments, Frederick County95,077
- Covered employment, Frederick County108,438
- Average annual pay, Frederick County$69,852
- Average weekly wage, Frederick County$1,343
- Housing units permitted, Frederick County1,562
- Of those, single family, Frederick County1,185
- County product, 2024, Frederick County$20,352,215,000
- County product change over the prior year, Frederick County6.3 percent
- Average income of an arriving household, Frederick County$92,424
Every figure in this section is published for Frederick County as a whole and is not a measurement of Thurmont. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Thurmont questions, answered from the record.
How many people live in Thurmont, Maryland?
6,254, in 2,415 households. Thurmont town covers 3.12 square miles of land, which is 2,007 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Thurmont in?
Frederick County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Thurmont?
$98,125. The median owner-occupied home is valued at $364,700. Median gross rent is $927 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Thurmont businesses?
10 7(a) approvals totalling $4.8 m, across 5 lenders, median approval $427,500, plus 2 504 approvals worth $2.7 m. These count approvals to borrowers whose address is in Thurmont, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Thurmont borrowers get paid back?
No rate is published for Thurmont. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Thurmont figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Frederick County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Thurmont.
Is zoning published for Thurmont?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.