HomeMarylandFrederick CountyThurmont
Thurmont, Maryland: commercial real estate data.
Thurmont is a Census town of 6,254 people across 3.12 square miles of land, in Frederick County. Median household income is $98,125, 73.3 percent of occupied homes are owned, and the SBA record carries 10 7(a) approvals to borrowers here worth $4.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Thurmont
What Thurmont is
- Census place typetown
- Land area3.12 sq mi
- Water area0.01 sq mi
- Population per square mile of land2,007
- County holding the largest share of its areaFrederick County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Thurmont
How many people live in Thurmont
- Population6,254
- Median age39.3
- Population under 181,385
- Share under 1822.1 percent
- Population 65 and over973
- Share 65 and over15.6 percent
- Households2,415
- Family households1,774
- Share of households that are families73.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Thurmont
Income and work in Thurmont
- Median household income$98,125
- Per capita income$44,854
- Civilian labor force3,590
- Employed3,499
- Unemployed91 plus or minus 75
- Unemployment rate2.5 percent plus or minus 2.1
- Adults 25 and over4,269
- Adults 25 and over with a high school diploma or higher93.3 percent
- Adults 25 and over with a bachelor degree or higher27.0 percent
- Adults 25 and over with a graduate degree9.4 percent plus or minus 2.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Thurmont
Housing in Thurmont
- Housing units2,498
- Occupied units2,415
- Vacant units83 plus or minus 68
- Vacancy rate3.3 percent plus or minus 2.7
- Owner occupied1,771
- Renter occupied644 plus or minus 166
- Ownership rate73.3 percent
- Median owner-occupied home value$364,700
- Median gross rent, monthly$927
- Annual rent as a share of median income11.3 percent
- Single family units2,004
- Share single family80.2 percent
- Units in buildings of two or more494 plus or minus 148
- Share in buildings of two or more19.8 percent plus or minus 5.8
- Mobile homes0
- Median year structure built1987
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Thurmont
How Thurmont gets to work
- Workers 16 and over who commute2,941
- Commuting under 15 minutes793 plus or minus 176
- Share commuting under 15 minutes27.0 percent plus or minus 5.6
- Commuting 30 minutes or more1,108 plus or minus 227
- Share commuting 30 minutes or more37.7 percent
- Drove alone74.2 percent
- Carpooled6.9 percent plus or minus 3.3
- Public transport0.6 percent plus or minus 0.7
- Walked1.7 percent plus or minus 1.6
- Worked from home15.3 percent plus or minus 3.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Thurmont
SBA loans in Thurmont (7(a))
- Approvals10
- Gross approval$4,806,000
- Average approval$480,600
- Median approval$363,750
- Largest approval$1,359,000
- Jobs supported53
- Jobs per approval5.3
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more20.0 percent
- Share to franchises10.0 percent
- Distinct lenders5
- Distinct industries by NAICS8
Counted by borrower city: approvals to borrowers whose address is in Thurmont, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Thurmont
SBA loans in Thurmont (504)
- Approvals2
- Gross approval$2,684,000
- Average approval$1,342,000
- Median approval$1,342,000
- Largest approval$2,192,000
- Jobs supported26
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Thurmont, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Thurmont
Flood risk in Thurmont
- NFIP communityTown of Thurmont
- NFIP community number240031
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date08/01/23
The Town of Thurmont participates in the National Flood Insurance Program as community 240031 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Frederick County, not Thurmont
Frederick County context, not Thurmont figures
- Establishments in Frederick County6,591
- Covered employment, Frederick County108,438
- Average annual pay, Frederick County$69,852
- Housing units permitted, Frederick County1,562
Every figure in this section is published for Frederick County as a whole and is not a measurement of Thurmont.
All Frederick County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Thurmont questions, answered from the record.
How many people live in Thurmont, Maryland?
6,254, in 2,415 households. Thurmont town covers 3.12 square miles of land, which is 2,007 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Thurmont in?
Frederick County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Thurmont?
$98,125. The median owner-occupied home is valued at $364,700. Median gross rent is $927 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Thurmont businesses?
10 7(a) approvals totaling $4.8 m since FY2020, across 5 lenders, median approval $363,750, plus 2 504 approvals worth $2.7 m since FY2010. These count approvals to borrowers whose address is in Thurmont, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Thurmont borrowers get paid back?
No rate is published for Thurmont. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Thurmont in the National Flood Insurance Program?
Yes. Thurmont appears in the FEMA Community Status Book as Thurmont, town of, community 240031, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Thurmont figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Frederick County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Thurmont.
Is zoning published for Thurmont?
No. Nothing on this page presents parcel level zoning.