HomeMarylandFrederick CountyMiddletown
Middletown, Maryland: commercial real estate data.
Middletown is a Census town of 5,014 people across 2.12 square miles of land, in Frederick County. Median household income is $173,333, 81.7 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $1.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Middletown
What Middletown is
- Census place typetown
- Land area2.12 sq mi
- Water area0 sq mi
- Population per square mile of land2,368
- County holding the largest share of its areaFrederick County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Middletown
How many people live in Middletown
- Population5,014
- Median age40.8
- Population under 181,364
- Share under 1827.2 percent
- Population 65 and over730 plus or minus 178
- Share 65 and over14.6 percent plus or minus 3.6
- Households1,726
- Family households1,443
- Share of households that are families83.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Middletown
Income and work in Middletown
- Median household income$173,333 plus or minus $35,063
- Per capita income$62,781
- Civilian labor force2,612
- Employed2,507
- Unemployed105 plus or minus 76
- Unemployment rate4.0 percent plus or minus 2.9
- Adults 25 and over3,350
- Adults 25 and over with a high school diploma or higher95.9 percent
- Adults 25 and over with a bachelor degree or higher58.2 percent
- Adults 25 and over with a graduate degree32.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Middletown
Housing in Middletown
- Housing units1,787
- Occupied units1,726
- Vacant units61 plus or minus 59
- Vacancy rate3.4 percent plus or minus 3.3
- Owner occupied1,411
- Renter occupied315 plus or minus 105
- Ownership rate81.7 percent
- Median owner-occupied home value$554,800
- Median gross rent, monthly$1,813
- Annual rent as a share of median income12.6 percent plus or minus 3.0
- Single family units1,639
- Share single family91.7 percent
- Units in buildings of two or more148 plus or minus 69
- Share in buildings of two or more8.3 percent plus or minus 3.8
- Mobile homes0
- Median year structure built1997
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Middletown
How Middletown gets to work
- Workers 16 and over who commute1,712
- Commuting under 15 minutes279 plus or minus 117
- Share commuting under 15 minutes16.3 percent plus or minus 6.6
- Commuting 30 minutes or more724 plus or minus 190
- Share commuting 30 minutes or more42.3 percent plus or minus 10.0
- Drove alone63.1 percent
- Carpooled6.3 percent plus or minus 4.0
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home29.3 percent plus or minus 6.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Middletown
SBA loans in Middletown (7(a))
- Approvals5
- Gross approval$1,136,500
- Average approval$227,300
- Median approval$66,500
- Largest approval$655,000
- Jobs supported50
- Jobs per approval10.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more20.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS5
Counted by borrower city: approvals to borrowers whose address is in Middletown, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Middletown
Flood risk in Middletown
- NFIP communityTown of Middletown
- NFIP community number240162
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date08/01/23
The Town of Middletown participates in the National Flood Insurance Program as community 240162 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Frederick County, not Middletown
Frederick County context, not Middletown figures
- Establishments in Frederick County6,591
- Covered employment, Frederick County108,438
- Average annual pay, Frederick County$69,852
- Housing units permitted, Frederick County1,562
Every figure in this section is published for Frederick County as a whole and is not a measurement of Middletown.
All Frederick County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Middletown questions, answered from the record.
How many people live in Middletown, Maryland?
5,014, in 1,726 households. Middletown town covers 2.12 square miles of land, which is 2,368 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Middletown in?
Frederick County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Middletown?
$173,333. The median owner-occupied home is valued at $554,800. Median gross rent is $1,813 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Middletown businesses?
5 7(a) approvals totaling $1.1 m since FY2020, across 3 lenders, median approval $66,500. These count approvals to borrowers whose address is in Middletown, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Middletown borrowers get paid back?
No rate is published for Middletown. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Middletown in the National Flood Insurance Program?
Yes. Middletown appears in the FEMA Community Status Book as Middletown, town of, community 240162, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Middletown figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Frederick County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Middletown.
Is zoning published for Middletown?
No. Nothing on this page presents parcel level zoning.