HomeMarylandFrederick CountyMiddletown town
Middletown town, Maryland: commercial real estate data.
Middletown town is a Census town of 5,014 people across 2.12 square miles of land, in Frederick County. Median household income is $173,333, 81.7 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $1.1 m.
66 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Middletown
What Middletown is
- Census place typetown
- Land area2.12 sq mi
- Water area0 sq mi
- Population per square mile of land2,368
- County holding the largest share of its areaFrederick County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Middletown
How many people live in Middletown
- Population5,014
- Median age40.8
- Population under 181,364
- Share under 1827.2 percent
- Population 65 and over730 plus or minus 178
- Share 65 and over14.6 percent plus or minus 3.6
- Households1,726
- Family households1,443
- Share of households that are families83.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Middletown
Income and work in Middletown
- Median household income$173,333 plus or minus $35,063
- Per capita income$62,781
- Civilian labor force2,612
- Employed2,507
- Unemployed105 plus or minus 76
- Unemployment rate4.0 percent plus or minus 2.9
- Adults 25 and over3,350
- Adults 25 and over with a high school diploma or higher95.9 percent
- Adults 25 and over with a bachelor degree or higher58.2 percent
- Adults 25 and over with a graduate degree32.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Middletown
Housing in Middletown
- Housing units1,787
- Occupied units1,726
- Vacant units61 plus or minus 59
- Vacancy rate3.4 percent plus or minus 3.3
- Owner occupied1,411
- Renter occupied315 plus or minus 105
- Ownership rate81.7 percent
- Median owner-occupied home value$554,800
- Median gross rent, monthly$1,813
- Annual rent as a share of median income12.6 percent plus or minus 3.0
- Single family units1,639
- Share single family91.7 percent
- Units in buildings of two or more148 plus or minus 69
- Share in buildings of two or more8.3 percent plus or minus 3.8
- Mobile homes0
- Median year structure built1997
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Middletown
How Middletown gets to work
- Workers 16 and over who commute1,712
- Commuting under 15 minutes279 plus or minus 117
- Share commuting under 15 minutes16.3 percent plus or minus 6.6
- Commuting 30 minutes or more724 plus or minus 190
- Share commuting 30 minutes or more42.3 percent plus or minus 10.0
- Drove alone63.1 percent
- Carpooled6.3 percent plus or minus 4.0
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home29.3 percent plus or minus 6.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Middletown
SBA loans in Middletown (7(a))
- Approvals5
- Gross approval$1,136,500
- Average approval$227,300
- Median approval$66,500
- Ninetieth percentile approval$655,000
- Largest approval$655,000
- Jobs supported50
- Jobs per approval10.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more20.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS5
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Frederick County, not Middletown
Frederick County context, not Middletown figures
These are Frederick County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Middletown measurements.
- Establishments in Frederick County6,591
- Employment at those establishments, Frederick County95,077
- Covered employment, Frederick County108,438
- Average annual pay, Frederick County$69,852
- Average weekly wage, Frederick County$1,343
- Housing units permitted, Frederick County1,562
- Of those, single family, Frederick County1,185
- County product, 2024, Frederick County$20,352,215,000
- County product change over the prior year, Frederick County6.3 percent
- Average income of an arriving household, Frederick County$92,424
Every figure in this section is published for Frederick County as a whole and is not a measurement of Middletown. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Middletown questions, answered from the record.
How many people live in Middletown, Maryland?
5,014, in 1,726 households. Middletown town covers 2.12 square miles of land, which is 2,368 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Middletown in?
Frederick County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Middletown?
$173,333. The median owner-occupied home is valued at $554,800. Median gross rent is $1,813 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Middletown businesses?
5 7(a) approvals totalling $1.1 m, across 3 lenders, median approval $66,500. These count approvals to borrowers whose address is in Middletown, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Middletown borrowers get paid back?
No rate is published for Middletown. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Middletown figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Frederick County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Middletown.
Is zoning published for Middletown?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.