HomeMarylandHoward CountyColumbia CDP
Columbia CDP, Maryland: commercial real estate data.
Columbia CDP is a Census CDP of 104,338 people across 31.93 square miles of land, in Howard County. Median household income is $131,490, 64.8 percent of occupied homes are owned, and the SBA record carries 245 7(a) approvals to borrowers here worth $111.7 m.
78 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Columbia
What Columbia is
- Census place typeCDP
- Land area31.93 sq mi
- Water area0.26 sq mi
- Population per square mile of land3,267
- County holding the largest share of its areaHoward County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Columbia
How many people live in Columbia
- Population104,338
- Median age39.4
- Population under 1821,931
- Share under 1821.0 percent
- Population 65 and over18,042
- Share 65 and over17.3 percent
- Households41,143
- Family households27,412
- Share of households that are families66.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Columbia
Income and work in Columbia
- Median household income$131,490
- Per capita income$64,255
- Civilian labor force58,677
- Employed56,223
- Unemployed2,454 plus or minus 577
- Unemployment rate4.2 percent plus or minus 1.0
- Adults 25 and over73,449
- Adults 25 and over with a high school diploma or higher95.6 percent
- Adults 25 and over with a bachelor degree or higher63.6 percent
- Adults 25 and over with a graduate degree34.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Columbia
Housing in Columbia
- Housing units43,280
- Occupied units41,143
- Vacant units2,137 plus or minus 542
- Vacancy rate4.9 percent plus or minus 1.2
- Owner occupied26,665
- Renter occupied14,478
- Ownership rate64.8 percent
- Median owner-occupied home value$497,400
- Median gross rent, monthly$2,042
- Annual rent as a share of median income18.6 percent
- Single family units28,073
- Share single family64.9 percent
- Units in buildings of two or more15,124
- Share in buildings of two or more34.9 percent
- Mobile homes0
- Median year structure built1983
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Columbia
How Columbia gets to work
- Workers 16 and over who commute42,019
- Commuting under 15 minutes9,238
- Share commuting under 15 minutes22.0 percent
- Commuting 30 minutes or more17,784
- Share commuting 30 minutes or more42.3 percent
- Drove alone65.5 percent
- Carpooled5.2 percent
- Public transport2.0 percent plus or minus 0.5
- Walked1.5 percent plus or minus 0.5
- Worked from home24.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Columbia
SBA loans in Columbia (7(a))
- Approvals245
- Gross approval$111,697,600
- Average approval$455,909
- Median approval$150,000
- Ninetieth percentile approval$1,055,000
- Largest approval$5,000,000
- Jobs supported3,166
- Jobs per approval12.9
- Loans with a final outcome46
- Paid in full44
- Charged off2
- Charge-off rate over resolved loans4.3 percent
- Median term120 months
- Share on real estate terms of 20 years or more6.1 percent
- Share to franchises12.2 percent
- Distinct lenders56
- Distinct industries by NAICS102
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Columbia
SBA loans in Columbia (504)
- Approvals24
- Gross approval$24,288,000
- Average approval$1,012,000
- Median approval$647,000
- Largest approval$3,692,000
- Jobs supported577
- Loans with a final outcome12
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Howard County, not Columbia
Howard County context, not Columbia figures
These are Howard County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Columbia measurements.
- Establishments in Howard County10,050
- Employment at those establishments, Howard County185,946
- Covered employment, Howard County173,483
- Average annual pay, Howard County$86,951
- Average weekly wage, Howard County$1,672
- Housing units permitted, Howard County881
- Of those, single family, Howard County592
- County product, 2024, Howard County$37,129,638,000
- County product change over the prior year, Howard County6.5 percent
- Average income of an arriving household, Howard County$93,315
Every figure in this section is published for Howard County as a whole and is not a measurement of Columbia. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Columbia questions, answered from the record.
How many people live in Columbia, Maryland?
104,338, in 41,143 households. Columbia CDP covers 31.93 square miles of land, which is 3,267 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Columbia in?
Howard County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Columbia?
$131,490. The median owner-occupied home is valued at $497,400. Median gross rent is $2,042 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Columbia businesses?
245 7(a) approvals totalling $111.7 m, across 56 lenders, median approval $150,000, plus 24 504 approvals worth $24.3 m. These count approvals to borrowers whose address is in Columbia, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Columbia borrowers get paid back?
Of the 46 loans that have reached a final outcome, 44 were paid in full and 2 charged off, a charge off rate of 4.3 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Columbia figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Howard County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Columbia.
Is zoning published for Columbia?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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