HomeMarylandHoward CountyColumbia
Columbia, Maryland: commercial real estate data.
Columbia is a Census CDP of 104,338 people across 31.93 square miles of land, in Howard County. Median household income is $131,490, 64.8 percent of occupied homes are owned, and the SBA record carries 245 7(a) approvals to borrowers here worth $111.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Columbia
What Columbia is
- Census place typeCDP
- Land area31.93 sq mi
- Water area0.26 sq mi
- Population per square mile of land3,267
- County holding the largest share of its areaHoward County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Columbia
How many people live in Columbia
- Population104,338
- Median age39.4
- Population under 1821,931
- Share under 1821.0 percent
- Population 65 and over18,042
- Share 65 and over17.3 percent
- Households41,143
- Family households27,412
- Share of households that are families66.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Columbia
Income and work in Columbia
- Median household income$131,490
- Per capita income$64,255
- Civilian labor force58,677
- Employed56,223
- Unemployed2,454 plus or minus 577
- Unemployment rate4.2 percent plus or minus 1.0
- Adults 25 and over73,449
- Adults 25 and over with a high school diploma or higher95.6 percent
- Adults 25 and over with a bachelor degree or higher63.6 percent
- Adults 25 and over with a graduate degree34.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Columbia
Housing in Columbia
- Housing units43,280
- Occupied units41,143
- Vacant units2,137 plus or minus 542
- Vacancy rate4.9 percent plus or minus 1.2
- Owner occupied26,665
- Renter occupied14,478
- Ownership rate64.8 percent
- Median owner-occupied home value$497,400
- Median gross rent, monthly$2,042
- Annual rent as a share of median income18.6 percent
- Single family units28,073
- Share single family64.9 percent
- Units in buildings of two or more15,124
- Share in buildings of two or more34.9 percent
- Mobile homes0
- Median year structure built1983
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Columbia
How Columbia gets to work
- Workers 16 and over who commute42,019
- Commuting under 15 minutes9,238
- Share commuting under 15 minutes22.0 percent
- Commuting 30 minutes or more17,784
- Share commuting 30 minutes or more42.3 percent
- Drove alone65.5 percent
- Carpooled5.2 percent
- Public transport2.0 percent plus or minus 0.5
- Walked1.5 percent plus or minus 0.5
- Worked from home24.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Columbia
SBA loans in Columbia (7(a))
- Approvals245
- Gross approval$111,697,600
- Average approval$455,909
- Median approval$150,000
- Ninetieth percentile approval$1,039,800
- Largest approval$5,000,000
- Jobs supported3,166
- Jobs per approval12.9
- Loans with a final outcome46
- Paid in full44
- Charged off2
- Charge-off rate over resolved loans4.3 percent
- Median term120 months
- Share on real estate terms of 20 years or more6.1 percent
- Share to franchises12.2 percent
- Distinct lenders56
- Distinct industries by NAICS102
Counted by borrower city: approvals to borrowers whose address is in Columbia, in any county, FY2020 to FY2026.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Columbia
SBA loans in Columbia (504)
- Approvals24
- Gross approval$24,288,000
- Average approval$1,012,000
- Median approval$612,500
- Largest approval$3,692,000
- Jobs supported577
- Loans with a final outcome12
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Columbia, in any county, FY2010 to FY2026. Only 12 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Howard County, not Columbia
Howard County context, not Columbia figures
- Establishments in Howard County10,050
- Covered employment, Howard County173,483
- Average annual pay, Howard County$86,951
- Housing units permitted, Howard County881
Every figure in this section is published for Howard County as a whole and is not a measurement of Columbia.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Columbia questions, answered from the record.
How many people live in Columbia, Maryland?
104,338, in 41,143 households. Columbia CDP covers 31.93 square miles of land, which is 3,267 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Columbia in?
Howard County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Columbia?
$131,490. The median owner-occupied home is valued at $497,400. Median gross rent is $2,042 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Columbia businesses?
245 7(a) approvals totaling $111.7 m since FY2020, across 56 lenders, median approval $150,000, plus 24 504 approvals worth $24.3 m since FY2010. These count approvals to borrowers whose address is in Columbia, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Columbia borrowers get paid back?
Of the 46 loans that have reached a final outcome, 44 were paid in full and 2 charged off, a charge off rate of 4.3 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Columbia figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Howard County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Columbia.
Is zoning published for Columbia?
No. Nothing on this page presents parcel level zoning.
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