HomeMarylandHoward CountyElkridge CDP
Elkridge CDP, Maryland: commercial real estate data.
Elkridge CDP is a Census CDP of 26,283 people across 8.36 square miles of land, in Howard County. Median household income is $139,913, 62.3 percent of occupied homes are owned, and the SBA record carries 61 7(a) approvals to borrowers here worth $23.4 m.
76 sourced place values · tier FULL · 8 sections
Elkridge
What Elkridge is
- Census place typeCDP
- Land area8.36 sq mi
- Water area0.01 sq mi
- Population per square mile of land3,144
- County holding the largest share of its areaHoward County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elkridge
How many people live in Elkridge
- Population26,283
- Median age34.4
- Population under 187,040
- Share under 1826.8 percent
- Population 65 and over2,075 plus or minus 423
- Share 65 and over7.9 percent
- Households9,339
- Family households6,568
- Share of households that are families70.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elkridge
Income and work in Elkridge
- Median household income$139,913
- Per capita income$54,691
- Civilian labor force14,920
- Employed14,146
- Unemployed774 plus or minus 258
- Unemployment rate5.2 percent plus or minus 1.7
- Adults 25 and over17,280
- Adults 25 and over with a high school diploma or higher94.6 percent
- Adults 25 and over with a bachelor degree or higher58.9 percent
- Adults 25 and over with a graduate degree24.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elkridge
Housing in Elkridge
- Housing units9,770
- Occupied units9,339
- Vacant units431 plus or minus 178
- Vacancy rate4.4 percent plus or minus 1.8
- Owner occupied5,817
- Renter occupied3,522
- Ownership rate62.3 percent
- Median owner-occupied home value$454,200
- Median gross rent, monthly$2,295
- Annual rent as a share of median income19.7 percent
- Single family units6,601
- Share single family67.6 percent
- Units in buildings of two or more3,056
- Share in buildings of two or more31.3 percent
- Mobile homes113 plus or minus 89
- Median year structure built2006
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elkridge
How Elkridge gets to work
- Workers 16 and over who commute10,991
- Commuting under 15 minutes1,888 plus or minus 405
- Share commuting under 15 minutes17.2 percent plus or minus 3.5
- Commuting 30 minutes or more4,349
- Share commuting 30 minutes or more39.6 percent
- Drove alone67.8 percent
- Carpooled5.8 percent plus or minus 1.4
- Public transport2.9 percent plus or minus 1.4
- Walked0.0 percent
- Worked from home22.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Elkridge
SBA 7(a) lending to Elkridge borrowers
- Approvals61
- Gross approval$23,375,600
- Average approval$383,207
- Median approval$150,000
- Ninetieth percentile approval$1,060,000
- Largest approval$3,368,000
- Jobs supported362
- Jobs per approval5.9
- Loans with a final outcome9
- Paid in full8
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more3.3 percent
- Share to franchises29.5 percent
- Distinct lenders25
- Distinct industries by NAICS44
A charge-off rate is not published here. only 9 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Elkridge
SBA 504 lending to Elkridge borrowers
- Approvals7
- Gross approval$8,638,000
- Average approval$1,234,000
- Median approval$1,017,000
- Largest approval$3,174,000
- Jobs supported121
- Loans with a final outcome2
- Charged off0
- Median term300 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Howard County, not Elkridge
Howard County context, not Elkridge figures
These are Howard County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Elkridge measurements.
- Establishments in Howard County10,050
- Employment at those establishments, Howard County185,946
- Covered employment, Howard County173,483
- Average annual pay, Howard County$86,951
- Average weekly wage, Howard County$1,672
- Housing units permitted, Howard County881
- Of those, single family, Howard County592
- County product, 2024, Howard County$37,129,638,000
- County product change over the prior year, Howard County6.5 percent
- Average income of an arriving household, Howard County$93,315
Every figure in this section is published for Howard County as a whole and is not a measurement of Elkridge. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Elkridge questions, answered from the record.
How many people live in Elkridge, Maryland?
26,283, in 9,339 households. Elkridge CDP covers 8.36 square miles of land, which is 3,144 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Elkridge in?
Howard County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Elkridge?
$139,913. The median owner-occupied home is valued at $454,200. Median gross rent is $2,295 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Elkridge businesses?
61 7(a) approvals totalling $23.4 m, across 25 lenders, median approval $150,000, plus 7 504 approvals worth $8.6 m. These count approvals to borrowers whose address is in Elkridge, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Elkridge borrowers get paid back?
No rate is published for Elkridge. only 9 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Elkridge figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Howard County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Elkridge.
Is zoning published for Elkridge?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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