HomeMarylandHoward CountyEllicott City
Ellicott City, Maryland: commercial real estate data.
Ellicott City is a Census CDP of 75,257 people across 30.01 square miles of land, in Howard County. Median household income is $156,964, 72.0 percent of occupied homes are owned, and the SBA record carries 102 7(a) approvals to borrowers here worth $32.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Ellicott City
What Ellicott City is
- Census place typeCDP
- Land area30.01 sq mi
- Water area0.12 sq mi
- Population per square mile of land2,508
- County holding the largest share of its areaHoward County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ellicott City
How many people live in Ellicott City
- Population75,257
- Median age43.2
- Population under 1818,600
- Share under 1824.7 percent
- Population 65 and over13,936
- Share 65 and over18.5 percent
- Households26,919
- Family households20,589
- Share of households that are families76.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ellicott City
Income and work in Ellicott City
- Median household income$156,964
- Per capita income$67,822
- Civilian labor force37,829
- Employed36,692
- Unemployed1,137 plus or minus 253
- Unemployment rate3.0 percent plus or minus 0.7
- Adults 25 and over51,419
- Adults 25 and over with a high school diploma or higher95.7 percent
- Adults 25 and over with a bachelor degree or higher68.8 percent
- Adults 25 and over with a graduate degree37.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ellicott City
Housing in Ellicott City
- Housing units27,645
- Occupied units26,919
- Vacant units726 plus or minus 272
- Vacancy rate2.6 percent plus or minus 1.0
- Owner occupied19,376
- Renter occupied7,543
- Ownership rate72.0 percent
- Median owner-occupied home value$661,700
- Median gross rent, monthly$2,061
- Annual rent as a share of median income15.8 percent
- Single family units20,161
- Share single family72.9 percent
- Units in buildings of two or more7,469
- Share in buildings of two or more27.0 percent
- Mobile homes0
- Median year structure built1992
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ellicott City
How Ellicott City gets to work
- Workers 16 and over who commute26,488
- Commuting under 15 minutes3,946
- Share commuting under 15 minutes14.9 percent
- Commuting 30 minutes or more11,043
- Share commuting 30 minutes or more41.7 percent
- Drove alone65.4 percent
- Carpooled4.8 percent
- Public transport0.5 percent plus or minus 0.3
- Walked0.7 percent plus or minus 0.4
- Worked from home27.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ellicott City
SBA loans in Ellicott City (7(a))
- Approvals102
- Gross approval$32,039,200
- Average approval$314,110
- Median approval$150,000
- Ninetieth percentile approval$655,400
- Largest approval$4,500,000
- Jobs supported1,140
- Jobs per approval11.2
- Loans with a final outcome18
- Paid in full18
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more3.9 percent
- Share to franchises16.7 percent
- Distinct lenders27
- Distinct industries by NAICS59
Counted by borrower city: approvals to borrowers whose address is in Ellicott City, in any county, FY2020 to FY2026. Only 18 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ellicott City
SBA loans in Ellicott City (504)
- Approvals11
- Gross approval$11,468,000
- Average approval$1,042,545
- Median approval$844,000
- Largest approval$2,062,000
- Jobs supported236
- Loans with a final outcome3
- Charged off0
- Median term300 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Ellicott City, in any county, FY2010 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Howard County, not Ellicott City
Howard County context, not Ellicott City figures
- Establishments in Howard County10,050
- Covered employment, Howard County173,483
- Average annual pay, Howard County$86,951
- Housing units permitted, Howard County881
Every figure in this section is published for Howard County as a whole and is not a measurement of Ellicott City.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Ellicott City questions, answered from the record.
How many people live in Ellicott City, Maryland?
75,257, in 26,919 households. Ellicott City CDP covers 30.01 square miles of land, which is 2,508 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ellicott City in?
Howard County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ellicott City?
$156,964. The median owner-occupied home is valued at $661,700. Median gross rent is $2,061 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ellicott City businesses?
102 7(a) approvals totaling $32.0 m since FY2020, across 27 lenders, median approval $150,000, plus 11 504 approvals worth $11.5 m since FY2010. These count approvals to borrowers whose address is in Ellicott City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ellicott City borrowers get paid back?
No rate is published for Ellicott City. Only 18 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Are the county figures on this page Ellicott City figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Howard County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ellicott City.
Is zoning published for Ellicott City?
No. Nothing on this page presents parcel level zoning.
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