HomeMarylandHoward CountyEllicott City CDP
Ellicott City CDP, Maryland: commercial real estate data.
Ellicott City CDP is a Census CDP of 75,257 people across 30.01 square miles of land, in Howard County. Median household income is $156,964, 72.0 percent of occupied homes are owned, and the SBA record carries 102 7(a) approvals to borrowers here worth $32.0 m.
77 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Ellicott City
What Ellicott City is
- Census place typeCDP
- Land area30.01 sq mi
- Water area0.12 sq mi
- Population per square mile of land2,508
- County holding the largest share of its areaHoward County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ellicott City
How many people live in Ellicott City
- Population75,257
- Median age43.2
- Population under 1818,600
- Share under 1824.7 percent
- Population 65 and over13,936
- Share 65 and over18.5 percent
- Households26,919
- Family households20,589
- Share of households that are families76.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ellicott City
Income and work in Ellicott City
- Median household income$156,964
- Per capita income$67,822
- Civilian labor force37,829
- Employed36,692
- Unemployed1,137 plus or minus 253
- Unemployment rate3.0 percent plus or minus 0.7
- Adults 25 and over51,419
- Adults 25 and over with a high school diploma or higher95.7 percent
- Adults 25 and over with a bachelor degree or higher68.8 percent
- Adults 25 and over with a graduate degree37.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ellicott City
Housing in Ellicott City
- Housing units27,645
- Occupied units26,919
- Vacant units726 plus or minus 272
- Vacancy rate2.6 percent plus or minus 1.0
- Owner occupied19,376
- Renter occupied7,543
- Ownership rate72.0 percent
- Median owner-occupied home value$661,700
- Median gross rent, monthly$2,061
- Annual rent as a share of median income15.8 percent
- Single family units20,161
- Share single family72.9 percent
- Units in buildings of two or more7,469
- Share in buildings of two or more27.0 percent
- Mobile homes0
- Median year structure built1992
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ellicott City
How Ellicott City gets to work
- Workers 16 and over who commute26,488
- Commuting under 15 minutes3,946
- Share commuting under 15 minutes14.9 percent
- Commuting 30 minutes or more11,043
- Share commuting 30 minutes or more41.7 percent
- Drove alone65.4 percent
- Carpooled4.8 percent
- Public transport0.5 percent plus or minus 0.3
- Walked0.7 percent plus or minus 0.4
- Worked from home27.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ellicott City
SBA loans in Ellicott City (7(a))
- Approvals102
- Gross approval$32,039,200
- Average approval$314,110
- Median approval$150,000
- Ninetieth percentile approval$656,000
- Largest approval$4,500,000
- Jobs supported1,140
- Jobs per approval11.2
- Loans with a final outcome18
- Paid in full18
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term120 months
- Share on real estate terms of 20 years or more3.9 percent
- Share to franchises16.7 percent
- Distinct lenders27
- Distinct industries by NAICS59
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ellicott City
SBA loans in Ellicott City (504)
- Approvals11
- Gross approval$11,468,000
- Average approval$1,042,545
- Median approval$844,000
- Largest approval$2,062,000
- Jobs supported236
- Loans with a final outcome3
- Charged off0
- Median term300 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Howard County, not Ellicott City
Howard County context, not Ellicott City figures
These are Howard County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Ellicott City measurements.
- Establishments in Howard County10,050
- Employment at those establishments, Howard County185,946
- Covered employment, Howard County173,483
- Average annual pay, Howard County$86,951
- Average weekly wage, Howard County$1,672
- Housing units permitted, Howard County881
- Of those, single family, Howard County592
- County product, 2024, Howard County$37,129,638,000
- County product change over the prior year, Howard County6.5 percent
- Average income of an arriving household, Howard County$93,315
Every figure in this section is published for Howard County as a whole and is not a measurement of Ellicott City. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Ellicott City questions, answered from the record.
How many people live in Ellicott City, Maryland?
75,257, in 26,919 households. Ellicott City CDP covers 30.01 square miles of land, which is 2,508 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ellicott City in?
Howard County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ellicott City?
$156,964. The median owner-occupied home is valued at $661,700. Median gross rent is $2,061 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ellicott City businesses?
102 7(a) approvals totalling $32.0 m, across 27 lenders, median approval $150,000, plus 11 504 approvals worth $11.5 m. These count approvals to borrowers whose address is in Ellicott City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ellicott City borrowers get paid back?
Of the 18 loans that have reached a final outcome, 18 were paid in full and 0 charged off, a charge off rate of 0.0 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Ellicott City figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Howard County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ellicott City.
Is zoning published for Ellicott City?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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