HomeMarylandMontgomery CountyGaithersburg city
Gaithersburg city, Maryland: commercial real estate data.
Gaithersburg city is a Census city of 69,825 people across 10.34 square miles of land, in Montgomery County. Median household income is $112,467, 50.8 percent of occupied homes are owned, and the SBA record carries 183 7(a) approvals to borrowers here worth $66.6 m.
78 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Gaithersburg
What Gaithersburg is
- Census place typecity
- Land area10.34 sq mi
- Water area0.12 sq mi
- Population per square mile of land6,754
- County holding the largest share of its areaMontgomery County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gaithersburg
How many people live in Gaithersburg
- Population69,825
- Median age37.8
- Population under 1815,851
- Share under 1822.7 percent
- Population 65 and over9,875
- Share 65 and over14.1 percent
- Households25,772
- Family households16,812
- Share of households that are families65.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gaithersburg
Income and work in Gaithersburg
- Median household income$112,467
- Per capita income$54,861
- Civilian labor force40,474
- Employed38,592
- Unemployed1,882 plus or minus 477
- Unemployment rate4.6 percent plus or minus 1.2
- Adults 25 and over48,544
- Adults 25 and over with a high school diploma or higher87.0 percent
- Adults 25 and over with a bachelor degree or higher52.5 percent
- Adults 25 and over with a graduate degree24.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gaithersburg
Housing in Gaithersburg
- Housing units27,280
- Occupied units25,772
- Vacant units1,508 plus or minus 374
- Vacancy rate5.5 percent plus or minus 1.4
- Owner occupied13,088
- Renter occupied12,684
- Ownership rate50.8 percent
- Median owner-occupied home value$496,500
- Median gross rent, monthly$2,058
- Annual rent as a share of median income22.0 percent
- Single family units13,120
- Share single family48.1 percent
- Units in buildings of two or more14,102
- Share in buildings of two or more51.7 percent
- Mobile homes58 plus or minus 54
- Median year structure built1989
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gaithersburg
How Gaithersburg gets to work
- Workers 16 and over who commute28,072
- Commuting under 15 minutes6,258
- Share commuting under 15 minutes22.3 percent
- Commuting 30 minutes or more13,248
- Share commuting 30 minutes or more47.2 percent
- Drove alone51.6 percent
- Carpooled10.9 percent
- Public transport7.1 percent
- Walked1.7 percent plus or minus 0.6
- Worked from home26.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gaithersburg
SBA loans in Gaithersburg (7(a))
- Approvals183
- Gross approval$66,644,100
- Average approval$364,175
- Median approval$110,000
- Ninetieth percentile approval$890,000
- Largest approval$5,000,000
- Jobs supported1,715
- Jobs per approval9.4
- Loans with a final outcome24
- Paid in full22
- Charged off2
- Charge-off rate over resolved loans8.3 percent
- Median term120 months
- Share on real estate terms of 20 years or more3.8 percent
- Share to franchises14.2 percent
- Distinct lenders44
- Distinct industries by NAICS86
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Gaithersburg
SBA loans in Gaithersburg (504)
- Approvals27
- Gross approval$21,504,000
- Average approval$796,444
- Median approval$471,000
- Largest approval$3,921,000
- Jobs supported518
- Loans with a final outcome13
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Montgomery County, not Gaithersburg
Montgomery County context, not Gaithersburg figures
These are Montgomery County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Gaithersburg measurements.
- Establishments in Montgomery County27,677
- Employment at those establishments, Montgomery County439,792
- Covered employment, Montgomery County462,298
- Average annual pay, Montgomery County$94,473
- Average weekly wage, Montgomery County$1,817
- Housing units permitted, Montgomery County3,656
- Of those, single family, Montgomery County1,491
- County product, 2024, Montgomery County$117,389,979,000
- County product change over the prior year, Montgomery County4.3 percent
- Average income of an arriving household, Montgomery County$106,809
Every figure in this section is published for Montgomery County as a whole and is not a measurement of Gaithersburg. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Gaithersburg questions, answered from the record.
How many people live in Gaithersburg, Maryland?
69,825, in 25,772 households. Gaithersburg city covers 10.34 square miles of land, which is 6,754 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Gaithersburg in?
Montgomery County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Gaithersburg?
$112,467. The median owner-occupied home is valued at $496,500. Median gross rent is $2,058 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Gaithersburg businesses?
183 7(a) approvals totalling $66.6 m, across 44 lenders, median approval $110,000, plus 27 504 approvals worth $21.5 m. These count approvals to borrowers whose address is in Gaithersburg, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Gaithersburg borrowers get paid back?
Of the 24 loans that have reached a final outcome, 22 were paid in full and 2 charged off, a charge off rate of 8.3 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Gaithersburg figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Montgomery County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Gaithersburg.
Is zoning published for Gaithersburg?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.