HomeMarylandMontgomery CountyGaithersburg
Gaithersburg, Maryland: commercial real estate data.
Gaithersburg is a Census city of 69,825 people across 10.34 square miles of land, in Montgomery County. Median household income is $112,467, 50.8 percent of occupied homes are owned, and the SBA record carries 183 7(a) approvals to borrowers here worth $66.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Gaithersburg
What Gaithersburg is
- Census place typecity
- Land area10.34 sq mi
- Water area0.12 sq mi
- Population per square mile of land6,754
- County holding the largest share of its areaMontgomery County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gaithersburg
How many people live in Gaithersburg
- Population69,825
- Median age37.8
- Population under 1815,851
- Share under 1822.7 percent
- Population 65 and over9,875
- Share 65 and over14.1 percent
- Households25,772
- Family households16,812
- Share of households that are families65.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gaithersburg
Income and work in Gaithersburg
- Median household income$112,467
- Per capita income$54,861
- Civilian labor force40,474
- Employed38,592
- Unemployed1,882 plus or minus 477
- Unemployment rate4.6 percent plus or minus 1.2
- Adults 25 and over48,544
- Adults 25 and over with a high school diploma or higher87.0 percent
- Adults 25 and over with a bachelor degree or higher52.5 percent
- Adults 25 and over with a graduate degree24.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gaithersburg
Housing in Gaithersburg
- Housing units27,280
- Occupied units25,772
- Vacant units1,508 plus or minus 374
- Vacancy rate5.5 percent plus or minus 1.4
- Owner occupied13,088
- Renter occupied12,684
- Ownership rate50.8 percent
- Median owner-occupied home value$496,500
- Median gross rent, monthly$2,058
- Annual rent as a share of median income22.0 percent
- Single family units13,120
- Share single family48.1 percent
- Units in buildings of two or more14,102
- Share in buildings of two or more51.7 percent
- Mobile homes58 plus or minus 54
- Median year structure built1989
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gaithersburg
How Gaithersburg gets to work
- Workers 16 and over who commute28,072
- Commuting under 15 minutes6,258
- Share commuting under 15 minutes22.3 percent
- Commuting 30 minutes or more13,248
- Share commuting 30 minutes or more47.2 percent
- Drove alone51.6 percent
- Carpooled10.9 percent
- Public transport7.1 percent
- Walked1.7 percent plus or minus 0.6
- Worked from home26.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Gaithersburg
SBA loans in Gaithersburg (7(a))
- Approvals183
- Gross approval$66,644,100
- Average approval$364,175
- Median approval$110,000
- Ninetieth percentile approval$866,800
- Largest approval$5,000,000
- Jobs supported1,715
- Jobs per approval9.4
- Loans with a final outcome24
- Paid in full22
- Charged off2
- Median term120 months
- Share on real estate terms of 20 years or more3.8 percent
- Share to franchises14.2 percent
- Distinct lenders44
- Distinct industries by NAICS86
Counted by borrower city: approvals to borrowers whose address is in Gaithersburg, in any county, FY2020 to FY2026. Only 24 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Gaithersburg
SBA loans in Gaithersburg (504)
- Approvals27
- Gross approval$21,504,000
- Average approval$796,444
- Median approval$471,000
- Largest approval$3,921,000
- Jobs supported518
- Loans with a final outcome13
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Gaithersburg, in any county, FY2010 to FY2026. Only 13 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Gaithersburg
Flood risk in Gaithersburg
- NFIP communityCity of Gaithersburg
- NFIP community number240050
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/29/06
The City of Gaithersburg participates in the National Flood Insurance Program as community 240050 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Montgomery County, not Gaithersburg
Montgomery County context, not Gaithersburg figures
- Establishments in Montgomery County27,677
- Covered employment, Montgomery County462,298
- Average annual pay, Montgomery County$94,473
- Housing units permitted, Montgomery County3,656
Every figure in this section is published for Montgomery County as a whole and is not a measurement of Gaithersburg.
All Montgomery County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Gaithersburg questions, answered from the record.
How many people live in Gaithersburg, Maryland?
69,825, in 25,772 households. Gaithersburg city covers 10.34 square miles of land, which is 6,754 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Gaithersburg in?
Montgomery County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Gaithersburg?
$112,467. The median owner-occupied home is valued at $496,500. Median gross rent is $2,058 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Gaithersburg businesses?
183 7(a) approvals totaling $66.6 m since FY2020, across 44 lenders, median approval $110,000, plus 27 504 approvals worth $21.5 m since FY2010. These count approvals to borrowers whose address is in Gaithersburg, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Gaithersburg borrowers get paid back?
No rate is published for Gaithersburg. Only 24 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Gaithersburg in the National Flood Insurance Program?
Yes. Gaithersburg appears in the FEMA Community Status Book as Gaithersburg, city of, community 240050, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Gaithersburg figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Montgomery County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Gaithersburg.
Is zoning published for Gaithersburg?
No. Nothing on this page presents parcel level zoning.