HomeMarylandMontgomery CountyPotomac CDP
Potomac CDP, Maryland: commercial real estate data.
Potomac CDP is a Census CDP of 45,902 people across 25.16 square miles of land, in Montgomery County. Median household income is $236,675, 84.8 percent of occupied homes are owned, and the SBA record carries 28 7(a) approvals to borrowers here worth $9.7 m.
66 sourced place values · tier FULL · 7 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Potomac
What Potomac is
- Census place typeCDP
- Land area25.16 sq mi
- Water area1.42 sq mi
- Population per square mile of land1,824
- County holding the largest share of its areaMontgomery County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Potomac
How many people live in Potomac
- Population45,902
- Median age47.4
- Population under 1810,683
- Share under 1823.3 percent
- Population 65 and over11,088
- Share 65 and over24.2 percent
- Households16,316
- Family households12,859
- Share of households that are families78.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Potomac
Income and work in Potomac
- Median household income$236,675
- Per capita income$115,782
- Civilian labor force22,720
- Employed21,906
- Unemployed814 plus or minus 226
- Unemployment rate3.6 percent plus or minus 1.0
- Adults 25 and over32,058
- Adults 25 and over with a high school diploma or higher97.5 percent
- Adults 25 and over with a bachelor degree or higher84.9 percent
- Adults 25 and over with a graduate degree55.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Potomac
Housing in Potomac
- Housing units16,796
- Occupied units16,316
- Vacant units480 plus or minus 184
- Vacancy rate2.9 percent plus or minus 1.1
- Owner occupied13,835
- Renter occupied2,481
- Ownership rate84.8 percent
- Median owner-occupied home value$1,157,000
- Median gross rent, monthly$2,887
- Annual rent as a share of median income14.6 percent
- Single family units14,333
- Share single family85.3 percent
- Units in buildings of two or more2,446
- Share in buildings of two or more14.6 percent
- Mobile homes17 plus or minus 22
- Median year structure built1977
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Potomac
How Potomac gets to work
- Workers 16 and over who commute13,387
- Commuting under 15 minutes2,048
- Share commuting under 15 minutes15.3 percent
- Commuting 30 minutes or more6,676
- Share commuting 30 minutes or more49.9 percent
- Drove alone51.2 percent
- Carpooled4.6 percent plus or minus 1.3
- Public transport2.4 percent plus or minus 0.6
- Walked1.3 percent plus or minus 0.5
- Worked from home38.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Potomac
SBA loans in Potomac (7(a))
- Approvals28
- Gross approval$9,659,200
- Average approval$344,971
- Median approval$200,000
- Ninetieth percentile approval$929,500
- Largest approval$2,025,000
- Jobs supported241
- Jobs per approval8.6
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises17.9 percent
- Distinct lenders11
- Distinct industries by NAICS19
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Montgomery County, not Potomac
Montgomery County context, not Potomac figures
These are Montgomery County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Potomac measurements.
- Establishments in Montgomery County27,677
- Employment at those establishments, Montgomery County439,792
- Covered employment, Montgomery County462,298
- Average annual pay, Montgomery County$94,473
- Average weekly wage, Montgomery County$1,817
- Housing units permitted, Montgomery County3,656
- Of those, single family, Montgomery County1,491
- County product, 2024, Montgomery County$117,389,979,000
- County product change over the prior year, Montgomery County4.3 percent
- Average income of an arriving household, Montgomery County$106,809
Every figure in this section is published for Montgomery County as a whole and is not a measurement of Potomac. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Potomac questions, answered from the record.
How many people live in Potomac, Maryland?
45,902, in 16,316 households. Potomac CDP covers 25.16 square miles of land, which is 1,824 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Potomac in?
Montgomery County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Potomac?
$236,675. The median owner-occupied home is valued at $1,157,000. Median gross rent is $2,887 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Potomac businesses?
28 7(a) approvals totalling $9.7 m, across 11 lenders, median approval $200,000. These count approvals to borrowers whose address is in Potomac, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Potomac borrowers get paid back?
No rate is published for Potomac. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Potomac figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Montgomery County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Potomac.
Is zoning published for Potomac?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.