HomeMarylandMontgomery CountyGermantown
Germantown, Maryland: commercial real estate data.
Germantown is a Census CDP of 90,719 people across 17.03 square miles of land, in Montgomery County. Median household income is $117,546, 67.2 percent of occupied homes are owned, and the SBA record carries 56 7(a) approvals to borrowers here worth $15.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Germantown
What Germantown is
- Census place typeCDP
- Land area17.03 sq mi
- Water area0.09 sq mi
- Population per square mile of land5,326
- County holding the largest share of its areaMontgomery County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Germantown
How many people live in Germantown
- Population90,719
- Median age37.5
- Population under 1820,879
- Share under 1823.0 percent
- Population 65 and over10,452
- Share 65 and over11.5 percent
- Households31,828
- Family households22,897
- Share of households that are families71.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Germantown
Income and work in Germantown
- Median household income$117,546
- Per capita income$50,879
- Civilian labor force53,211
- Employed50,251
- Unemployed2,960
- Unemployment rate5.6 percent
- Adults 25 and over61,467
- Adults 25 and over with a high school diploma or higher89.9 percent
- Adults 25 and over with a bachelor degree or higher50.4 percent
- Adults 25 and over with a graduate degree24.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Germantown
Housing in Germantown
- Housing units32,406
- Occupied units31,828
- Vacant units578 plus or minus 253
- Vacancy rate1.8 percent plus or minus 0.8
- Owner occupied21,404
- Renter occupied10,424
- Ownership rate67.2 percent
- Median owner-occupied home value$422,400
- Median gross rent, monthly$2,040
- Annual rent as a share of median income20.8 percent
- Single family units21,691
- Share single family66.9 percent
- Units in buildings of two or more10,620
- Share in buildings of two or more32.8 percent
- Mobile homes95 plus or minus 84
- Median year structure built1990
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Germantown
How Germantown gets to work
- Workers 16 and over who commute38,419
- Commuting under 15 minutes6,681
- Share commuting under 15 minutes17.4 percent
- Commuting 30 minutes or more18,692
- Share commuting 30 minutes or more48.7 percent
- Drove alone59.1 percent
- Carpooled10.1 percent
- Public transport5.0 percent plus or minus 1.0
- Walked1.1 percent plus or minus 0.4
- Worked from home22.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Germantown
SBA loans in Germantown (7(a))
- Approvals56
- Gross approval$15,830,400
- Average approval$282,686
- Median approval$100,000
- Ninetieth percentile approval$399,350
- Largest approval$5,000,000
- Jobs supported426
- Jobs per approval7.6
- Loans with a final outcome13
- Paid in full11
- Charged off2
- Median term120 months
- Share on real estate terms of 20 years or more8.9 percent
- Share to franchises8.9 percent
- Distinct lenders19
- Distinct industries by NAICS39
Counted by borrower city: approvals to borrowers whose address is in Germantown, in any county, FY2020 to FY2026. Only 13 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Germantown
SBA loans in Germantown (504)
- Approvals2
- Gross approval$550,000
- Average approval$275,000
- Median approval$275,000
- Largest approval$301,000
- Jobs supported22
- Loans with a final outcome0
- Charged off0
- Median term270 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Germantown, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Montgomery County, not Germantown
Montgomery County context, not Germantown figures
- Establishments in Montgomery County27,677
- Covered employment, Montgomery County462,298
- Average annual pay, Montgomery County$94,473
- Housing units permitted, Montgomery County3,656
Every figure in this section is published for Montgomery County as a whole and is not a measurement of Germantown.
All Montgomery County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Germantown questions, answered from the record.
How many people live in Germantown, Maryland?
90,719, in 31,828 households. Germantown CDP covers 17.03 square miles of land, which is 5,326 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Germantown in?
Montgomery County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Germantown?
$117,546. The median owner-occupied home is valued at $422,400. Median gross rent is $2,040 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Germantown businesses?
56 7(a) approvals totaling $15.8 m since FY2020, across 19 lenders, median approval $100,000, plus 2 504 approvals worth $550,000 since FY2010. These count approvals to borrowers whose address is in Germantown, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Germantown borrowers get paid back?
No rate is published for Germantown. Only 13 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Are the county figures on this page Germantown figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Montgomery County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Germantown.
Is zoning published for Germantown?
No. Nothing on this page presents parcel level zoning.