HomeMarylandMontgomery CountyGermantown CDP
Germantown CDP, Maryland: commercial real estate data.
Germantown CDP is a Census CDP of 90,719 people across 17.03 square miles of land, in Montgomery County. Median household income is $117,546, 67.2 percent of occupied homes are owned, and the SBA record carries 56 7(a) approvals to borrowers here worth $15.8 m.
77 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Germantown
What Germantown is
- Census place typeCDP
- Land area17.03 sq mi
- Water area0.09 sq mi
- Population per square mile of land5,326
- County holding the largest share of its areaMontgomery County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Germantown
How many people live in Germantown
- Population90,719
- Median age37.5
- Population under 1820,879
- Share under 1823.0 percent
- Population 65 and over10,452
- Share 65 and over11.5 percent
- Households31,828
- Family households22,897
- Share of households that are families71.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Germantown
Income and work in Germantown
- Median household income$117,546
- Per capita income$50,879
- Civilian labor force53,211
- Employed50,251
- Unemployed2,960
- Unemployment rate5.6 percent
- Adults 25 and over61,467
- Adults 25 and over with a high school diploma or higher89.9 percent
- Adults 25 and over with a bachelor degree or higher50.4 percent
- Adults 25 and over with a graduate degree24.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Germantown
Housing in Germantown
- Housing units32,406
- Occupied units31,828
- Vacant units578 plus or minus 253
- Vacancy rate1.8 percent plus or minus 0.8
- Owner occupied21,404
- Renter occupied10,424
- Ownership rate67.2 percent
- Median owner-occupied home value$422,400
- Median gross rent, monthly$2,040
- Annual rent as a share of median income20.8 percent
- Single family units21,691
- Share single family66.9 percent
- Units in buildings of two or more10,620
- Share in buildings of two or more32.8 percent
- Mobile homes95 plus or minus 84
- Median year structure built1990
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Germantown
How Germantown gets to work
- Workers 16 and over who commute38,419
- Commuting under 15 minutes6,681
- Share commuting under 15 minutes17.4 percent
- Commuting 30 minutes or more18,692
- Share commuting 30 minutes or more48.7 percent
- Drove alone59.1 percent
- Carpooled10.1 percent
- Public transport5.0 percent plus or minus 1.0
- Walked1.1 percent plus or minus 0.4
- Worked from home22.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Germantown
SBA loans in Germantown (7(a))
- Approvals56
- Gross approval$15,830,400
- Average approval$282,686
- Median approval$100,000
- Ninetieth percentile approval$437,000
- Largest approval$5,000,000
- Jobs supported426
- Jobs per approval7.6
- Loans with a final outcome13
- Paid in full11
- Charged off2
- Charge-off rate over resolved loans15.4 percent
- Median term120 months
- Share on real estate terms of 20 years or more8.9 percent
- Share to franchises8.9 percent
- Distinct lenders19
- Distinct industries by NAICS39
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Germantown
SBA loans in Germantown (504)
- Approvals2
- Gross approval$550,000
- Average approval$275,000
- Median approval$301,000
- Largest approval$301,000
- Jobs supported22
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Montgomery County, not Germantown
Montgomery County context, not Germantown figures
These are Montgomery County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Germantown measurements.
- Establishments in Montgomery County27,677
- Employment at those establishments, Montgomery County439,792
- Covered employment, Montgomery County462,298
- Average annual pay, Montgomery County$94,473
- Average weekly wage, Montgomery County$1,817
- Housing units permitted, Montgomery County3,656
- Of those, single family, Montgomery County1,491
- County product, 2024, Montgomery County$117,389,979,000
- County product change over the prior year, Montgomery County4.3 percent
- Average income of an arriving household, Montgomery County$106,809
Every figure in this section is published for Montgomery County as a whole and is not a measurement of Germantown. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Germantown questions, answered from the record.
How many people live in Germantown, Maryland?
90,719, in 31,828 households. Germantown CDP covers 17.03 square miles of land, which is 5,326 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Germantown in?
Montgomery County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Germantown?
$117,546. The median owner-occupied home is valued at $422,400. Median gross rent is $2,040 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Germantown businesses?
56 7(a) approvals totalling $15.8 m, across 19 lenders, median approval $100,000, plus 2 504 approvals worth $550,000. These count approvals to borrowers whose address is in Germantown, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Germantown borrowers get paid back?
Of the 13 loans that have reached a final outcome, 11 were paid in full and 2 charged off, a charge off rate of 15.4 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Germantown figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Montgomery County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Germantown.
Is zoning published for Germantown?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.