HomeMassachusettsBarnstable CountyBarnstable Town
Barnstable Town, Massachusetts: commercial real estate data.
Barnstable Town is a Census city of 49,568 people across 59.93 square miles of land, in Barnstable County. Median household income is $91,982, 75.7 percent of occupied homes are owned, and the SBA record carries 7 7(a) approvals to borrowers here worth $1.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Barnstable Town
What Barnstable Town is
- Census place typecity
- Land area59.93 sq mi
- Water area16.54 sq mi
- Population per square mile of land827
- County holding the largest share of its areaBarnstable County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Barnstable Town
How many people live in Barnstable Town
- Population49,568
- Median age49.1
- Population under 188,513
- Share under 1817.2 percent
- Population 65 and over13,297
- Share 65 and over26.8 percent
- Households21,413
- Family households13,982
- Share of households that are families65.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Barnstable Town
Income and work in Barnstable Town
- Median household income$91,982
- Per capita income$56,079
- Civilian labor force26,153
- Employed25,342
- Unemployed811 plus or minus 245
- Unemployment rate3.1 percent plus or minus 0.9
- Adults 25 and over37,419
- Adults 25 and over with a high school diploma or higher94.0 percent
- Adults 25 and over with a bachelor degree or higher42.1 percent
- Adults 25 and over with a graduate degree18.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Barnstable Town
Housing in Barnstable Town
- Housing units27,656
- Occupied units21,413
- Vacant units6,243
- Vacancy rate22.6 percent
- Owner occupied16,219
- Renter occupied5,194
- Ownership rate75.7 percent
- Median owner-occupied home value$602,500
- Median gross rent, monthly$1,917
- Annual rent as a share of median income25.0 percent
- Single family units23,574
- Share single family85.2 percent
- Units in buildings of two or more3,943
- Share in buildings of two or more14.3 percent
- Mobile homes139 plus or minus 116
- Median year structure built1978
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Barnstable Town
How Barnstable Town gets to work
- Workers 16 and over who commute21,613
- Commuting under 15 minutes7,028
- Share commuting under 15 minutes32.5 percent
- Commuting 30 minutes or more6,046
- Share commuting 30 minutes or more28.0 percent
- Drove alone74.3 percent
- Carpooled8.7 percent plus or minus 2.5
- Public transport1.4 percent plus or minus 0.5
- Walked1.8 percent plus or minus 0.9
- Worked from home12.3 percent plus or minus 2.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Barnstable Town
SBA loans in Barnstable Town (7(a))
- Approvals7
- Gross approval$1,433,400
- Average approval$204,771
- Median approval$60,000
- Largest approval$765,000
- Jobs supported39
- Jobs per approval5.6
- Loans with a final outcome2
- Paid in full1
- Charged off1
- Median term60 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS6
Counted by borrower city: approvals to borrowers whose address is in Barnstable Town, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Barnstable Town
SBA loans in Barnstable Town (504)
- Approvals2
- Gross approval$858,000
- Average approval$429,000
- Median approval$429,000
- Largest approval$455,000
- Jobs supported4
- Loans with a final outcome2
- Charged off0
- Median term270 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Barnstable Town, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Barnstable Town
Flood risk in Barnstable Town
- NFIP communityTown of Barnstable
- NFIP community number250001
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/16/14
The Town of Barnstable participates in the National Flood Insurance Program as community 250001 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Barnstable County, not Barnstable Town
Barnstable County context, not Barnstable Town figures
- Establishments in Barnstable County8,957
- Covered employment, Barnstable County96,280
- Average annual pay, Barnstable County$64,707
- Housing units permitted, Barnstable County640
Every figure in this section is published for Barnstable County as a whole and is not a measurement of Barnstable Town.
All Barnstable County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Barnstable Town questions, answered from the record.
How many people live in Barnstable Town, Massachusetts?
49,568, in 21,413 households. Barnstable Town city covers 59.93 square miles of land, which is 827 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Barnstable Town in?
Barnstable County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Barnstable Town?
$91,982. The median owner-occupied home is valued at $602,500. Median gross rent is $1,917 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Barnstable Town businesses?
7 7(a) approvals totaling $1.4 m since FY2020, across 3 lenders, median approval $60,000, plus 2 504 approvals worth $858,000 since FY2010. These count approvals to borrowers whose address is in Barnstable Town, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Barnstable Town borrowers get paid back?
No rate is published for Barnstable Town. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Barnstable Town in the National Flood Insurance Program?
Yes. Barnstable Town appears in the FEMA Community Status Book as Barnstable, town of, community 250001, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Barnstable Town figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Barnstable County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Barnstable Town.
Is zoning published for Barnstable Town?
No. Nothing on this page presents parcel level zoning.