HomeMassachusettsBarnstable CountyFalmouth
Falmouth, Massachusetts: commercial real estate data.
Falmouth is a Census CDP of 3,954 people across 2.09 square miles of land, in Barnstable County. Median household income is $68,227, 54.4 percent of occupied homes are owned, and the SBA record carries 30 7(a) approvals to borrowers here worth $18.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Falmouth
What Falmouth is
- Census place typeCDP
- Land area2.09 sq mi
- Water area0.17 sq mi
- Population per square mile of land1,894
- County holding the largest share of its areaBarnstable County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Falmouth
How many people live in Falmouth
- Population3,954
- Median age63.4
- Population under 18474 plus or minus 211
- Share under 1812.0 percent plus or minus 5.0
- Population 65 and over1,818
- Share 65 and over46.0 percent plus or minus 10.6
- Households2,091
- Family households984 plus or minus 205
- Share of households that are families47.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Falmouth
Income and work in Falmouth
- Median household income$68,227
- Per capita income$61,661
- Civilian labor force1,574 plus or minus 340
- Employed1,531 plus or minus 339
- Unemployed43 plus or minus 41
- Unemployment rate2.7 percent plus or minus 2.5
- Adults 25 and over3,350
- Adults 25 and over with a high school diploma or higher95.5 percent
- Adults 25 and over with a bachelor degree or higher58.9 percent
- Adults 25 and over with a graduate degree29.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Falmouth
Housing in Falmouth
- Housing units3,300
- Occupied units2,091
- Vacant units1,209 plus or minus 262
- Vacancy rate36.6 percent
- Owner occupied1,137
- Renter occupied954 plus or minus 247
- Ownership rate54.4 percent
- Median owner-occupied home value$837,900
- Median gross rent, monthly$1,173
- Annual rent as a share of median income20.6 percent plus or minus 4.6
- Single family units2,258
- Share single family68.4 percent
- Units in buildings of two or more988 plus or minus 255
- Share in buildings of two or more29.9 percent plus or minus 7.1
- Mobile homes54 plus or minus 87
- Median year structure built1961
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Falmouth
How Falmouth gets to work
- Workers 16 and over who commute1,184 plus or minus 284
- Commuting under 15 minutes863 plus or minus 244
- Share commuting under 15 minutes72.9 percent
- Commuting 30 minutes or more164 plus or minus 115
- Share commuting 30 minutes or more13.9 percent plus or minus 9.1
- Drove alone51.4 percent
- Carpooled17.0 percent plus or minus 10.5
- Public transport1.0 percent plus or minus 1.2
- Walked5.6 percent plus or minus 3.8
- Worked from home23.3 percent plus or minus 7.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Falmouth
SBA loans in Falmouth (7(a))
- Approvals30
- Gross approval$18,418,300
- Average approval$613,943
- Median approval$162,500
- Ninetieth percentile approval$992,000
- Largest approval$5,000,000
- Jobs supported466
- Jobs per approval15.5
- Loans with a final outcome4
- Paid in full3
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more6.7 percent
- Share to franchises0.0 percent
- Distinct lenders14
- Distinct industries by NAICS20
Counted by borrower city: approvals to borrowers whose address is in Falmouth, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Falmouth
SBA loans in Falmouth (504)
- Approvals10
- Gross approval$7,119,000
- Average approval$711,900
- Median approval$475,500
- Largest approval$2,254,000
- Jobs supported123
- Loans with a final outcome1
- Charged off0
- Median term270 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Falmouth, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Falmouth
Flood risk in Falmouth
- NFIP communityTown of Falmouth
- NFIP community number255211
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/16/14
The Town of Falmouth participates in the National Flood Insurance Program as community 255211 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Barnstable County, not Falmouth
Barnstable County context, not Falmouth figures
- Establishments in Barnstable County8,957
- Covered employment, Barnstable County96,280
- Average annual pay, Barnstable County$64,707
- Housing units permitted, Barnstable County640
Every figure in this section is published for Barnstable County as a whole and is not a measurement of Falmouth.
All Barnstable County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Falmouth questions, answered from the record.
How many people live in Falmouth, Massachusetts?
3,954, in 2,091 households. Falmouth CDP covers 2.09 square miles of land, which is 1,894 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Falmouth in?
Barnstable County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Falmouth?
$68,227. The median owner-occupied home is valued at $837,900. Median gross rent is $1,173 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Falmouth businesses?
30 7(a) approvals totaling $18.4 m since FY2020, across 14 lenders, median approval $162,500, plus 10 504 approvals worth $7.1 m since FY2010. These count approvals to borrowers whose address is in Falmouth, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Falmouth borrowers get paid back?
No rate is published for Falmouth. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Falmouth in the National Flood Insurance Program?
Yes. Falmouth appears in the FEMA Community Status Book as Falmouth, town of, community 255211, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Falmouth figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Barnstable County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Falmouth.
Is zoning published for Falmouth?
No. Nothing on this page presents parcel level zoning.