HomeMassachusettsBerkshire CountyAdams
Adams, Massachusetts: commercial real estate data.
Adams is a Census CDP of 5,427 people across 2.45 square miles of land, in Berkshire County. Median household income is $48,775, 56.7 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $2.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Adams
What Adams is
- Census place typeCDP
- Land area2.45 sq mi
- Water area0.03 sq mi
- Population per square mile of land2,215
- County holding the largest share of its areaBerkshire County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Adams
How many people live in Adams
- Population5,427
- Median age47.6
- Population under 18775 plus or minus 215
- Share under 1814.3 percent plus or minus 3.8
- Population 65 and over1,377
- Share 65 and over25.4 percent
- Households2,926
- Family households1,366
- Share of households that are families46.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Adams
Income and work in Adams
- Median household income$48,775 plus or minus $11,296
- Per capita income$38,359
- Civilian labor force2,697
- Employed2,528
- Unemployed169 plus or minus 107
- Unemployment rate6.3 percent plus or minus 3.9
- Adults 25 and over4,110
- Adults 25 and over with a high school diploma or higher95.2 percent
- Adults 25 and over with a bachelor degree or higher25.4 percent
- Adults 25 and over with a graduate degree6.4 percent plus or minus 2.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Adams
Housing in Adams
- Housing units3,146
- Occupied units2,926
- Vacant units220 plus or minus 136
- Vacancy rate7.0 percent plus or minus 4.3
- Owner occupied1,659
- Renter occupied1,267
- Ownership rate56.7 percent
- Median owner-occupied home value$197,400
- Median gross rent, monthly$927
- Annual rent as a share of median income22.8 percent plus or minus 5.8
- Single family units1,383
- Share single family44.0 percent
- Units in buildings of two or more1,757
- Share in buildings of two or more55.8 percent
- Mobile homes6 plus or minus 10
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Adams
How Adams gets to work
- Workers 16 and over who commute2,285
- Commuting under 15 minutes819 plus or minus 215
- Share commuting under 15 minutes35.8 percent plus or minus 7.9
- Commuting 30 minutes or more885 plus or minus 209
- Share commuting 30 minutes or more38.7 percent
- Drove alone86.5 percent
- Carpooled4.5 percent plus or minus 3.3
- Public transport0.6 percent plus or minus 0.6
- Walked0.0 percent
- Worked from home7.9 percent plus or minus 3.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Adams
SBA loans in Adams (7(a))
- Approvals6
- Gross approval$2,393,800
- Average approval$398,967
- Median approval$392,500
- Largest approval$876,400
- Jobs supported23
- Jobs per approval3.8
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term212 months
- Share on real estate terms of 20 years or more50.0 percent
- Share to franchises0.0 percent
- Distinct lenders5
- Distinct industries by NAICS6
Counted by borrower city: approvals to borrowers whose address is in Adams, in any county, FY2020 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Adams
SBA loans in Adams (504)
- Approvals2
- Gross approval$150,000
- Average approval$75,000
- Median approval$75,000
- Largest approval$81,000
- Jobs supported3
- Loans with a final outcome0
- Charged off0
- Median term270 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Adams, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Adams
Flood risk in Adams
- NFIP communityTown of Adams
- NFIP community number250016
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date08/01/83
The Town of Adams participates in the National Flood Insurance Program as community 250016 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Berkshire County, not Adams
Berkshire County context, not Adams figures
- Establishments in Berkshire County3,749
- Covered employment, Berkshire County57,946
- Average annual pay, Berkshire County$62,257
- Housing units permitted, Berkshire County127
Every figure in this section is published for Berkshire County as a whole and is not a measurement of Adams.
All Berkshire County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Adams questions, answered from the record.
How many people live in Adams, Massachusetts?
5,427, in 2,926 households. Adams CDP covers 2.45 square miles of land, which is 2,215 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Adams in?
Berkshire County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Adams?
$48,775. The median owner-occupied home is valued at $197,400. Median gross rent is $927 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Adams businesses?
6 7(a) approvals totaling $2.4 m since FY2020, across 5 lenders, median approval $392,500, plus 2 504 approvals worth $150,000 since FY2010. These count approvals to borrowers whose address is in Adams, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Adams borrowers get paid back?
No rate is published for Adams. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Adams in the National Flood Insurance Program?
Yes. Adams appears in the FEMA Community Status Book as Adams, town of, community 250016, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Adams figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Berkshire County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Adams.
Is zoning published for Adams?
No. Nothing on this page presents parcel level zoning.
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