HomeMassachusettsBerkshire CountyHousatonic CDP
Housatonic CDP, Massachusetts: commercial real estate data.
Housatonic CDP is a Census CDP of 1,113 people across 0.89 square miles of land, in Berkshire County. 69.7 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $175,000.
64 sourced place values · tier FULL · 7 sections
Housatonic
What Housatonic is
- Census place typeCDP
- Land area0.89 sq mi
- Water area0.09 sq mi
- Population per square mile of land1,249 plus or minus 325
- County holding the largest share of its areaBerkshire County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Housatonic
How many people live in Housatonic
- Population1,113 plus or minus 290
- Median age51.8
- Population under 18212 plus or minus 112
- Share under 1819.0 percent plus or minus 8.7
- Population 65 and over315 plus or minus 139
- Share 65 and over28.3 percent plus or minus 10.0
- Households525 plus or minus 105
- Family households268 plus or minus 91
- Share of households that are families51.0 percent plus or minus 14.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Housatonic
Income and work in Housatonic
- Per capita income$41,172 plus or minus $14,420
- Civilian labor force651 plus or minus 208
- Employed651 plus or minus 208
- Unemployed0
- Unemployment rate0.0 percent
- Adults 25 and over851 plus or minus 189
- Adults 25 and over with a high school diploma or higher98.4 percent
- Adults 25 and over with a bachelor degree or higher52.3 percent plus or minus 16.9
- Adults 25 and over with a graduate degree25.6 percent plus or minus 12.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Housatonic
Housing in Housatonic
- Housing units635 plus or minus 127
- Occupied units525 plus or minus 105
- Vacant units110 plus or minus 86
- Vacancy rate17.3 percent plus or minus 13.1
- Owner occupied366 plus or minus 106
- Renter occupied159 plus or minus 81
- Ownership rate69.7 percent plus or minus 14.6
- Median owner-occupied home value$437,000
- Median gross rent, monthly$1,491 plus or minus $462
- Single family units435 plus or minus 123
- Share single family68.5 percent plus or minus 13.7
- Units in buildings of two or more200 plus or minus 108
- Share in buildings of two or more31.5 percent plus or minus 15.8
- Mobile homes0
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Housatonic
How Housatonic gets to work
- Workers 16 and over who commute482 plus or minus 193
- Commuting under 15 minutes192 plus or minus 151
- Share commuting under 15 minutes39.8 percent plus or minus 27.0
- Commuting 30 minutes or more189 plus or minus 113
- Share commuting 30 minutes or more39.2 percent plus or minus 17.4
- Drove alone67.0 percent plus or minus 21.2
- Carpooled7.1 percent plus or minus 7.0
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home26.0 percent plus or minus 12.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Housatonic
SBA 7(a) lending to Housatonic borrowers
- Approvals6
- Gross approval$175,000
- Average approval$29,167
- Median approval$30,000
- Ninetieth percentile approval$50,000
- Largest approval$50,000
- Jobs supported7
- Jobs per approval1.2
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders3
- Distinct industries by NAICS5
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Berkshire County, not Housatonic
Berkshire County context, not Housatonic figures
These are Berkshire County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Housatonic measurements.
- Establishments in Berkshire County3,749
- Employment at those establishments, Berkshire County50,051
- Covered employment, Berkshire County57,946
- Average annual pay, Berkshire County$62,257
- Average weekly wage, Berkshire County$1,197
- Housing units permitted, Berkshire County127
- Of those, single family, Berkshire County108
- County product, 2024, Berkshire County$9,165,163,000
- County product change over the prior year, Berkshire County4.2 percent
- Average income of an arriving household, Berkshire County$122,669
Every figure in this section is published for Berkshire County as a whole and is not a measurement of Housatonic. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- The American Community Survey does not publish a median household income for this place, which happens where the sample is too small to support one.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Housatonic questions, answered from the record.
How many people live in Housatonic, Massachusetts?
1,113, in 525 households. Housatonic CDP covers 0.89 square miles of land, which is 1,249 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Housatonic in?
Berkshire County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
How much SBA lending goes to Housatonic businesses?
6 7(a) approvals totalling $175,000, across 3 lenders, median approval $30,000. These count approvals to borrowers whose address is in Housatonic, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Housatonic borrowers get paid back?
No rate is published for Housatonic. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Housatonic figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Berkshire County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Housatonic.
Is zoning published for Housatonic?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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