HomeMassachusettsBerkshire CountyNorth Adams
North Adams, Massachusetts: commercial real estate data.
North Adams is a Census city of 12,606 people across 20.35 square miles of land, in Berkshire County. Median household income is $47,500, 51.0 percent of occupied homes are owned, and the SBA record carries 10 7(a) approvals to borrowers here worth $1.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
North Adams
What North Adams is
- Census place typecity
- Land area20.35 sq mi
- Water area0.27 sq mi
- Population per square mile of land620
- County holding the largest share of its areaBerkshire County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Adams
How many people live in North Adams
- Population12,606
- Median age44.1
- Population under 181,979
- Share under 1815.7 percent
- Population 65 and over2,727
- Share 65 and over21.6 percent
- Households5,948
- Family households2,735
- Share of households that are families46.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Adams
Income and work in North Adams
- Median household income$47,500
- Per capita income$36,808
- Civilian labor force5,925
- Employed5,630
- Unemployed295 plus or minus 151
- Unemployment rate5.0 percent plus or minus 2.5
- Adults 25 and over9,015
- Adults 25 and over with a high school diploma or higher90.6 percent
- Adults 25 and over with a bachelor degree or higher28.4 percent
- Adults 25 and over with a graduate degree11.6 percent plus or minus 2.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Adams
Housing in North Adams
- Housing units7,024
- Occupied units5,948
- Vacant units1,076 plus or minus 323
- Vacancy rate15.3 percent plus or minus 4.5
- Owner occupied3,035
- Renter occupied2,913
- Ownership rate51.0 percent
- Median owner-occupied home value$195,900
- Median gross rent, monthly$793
- Annual rent as a share of median income20.0 percent plus or minus 4.1
- Single family units3,123
- Share single family44.5 percent
- Units in buildings of two or more3,725
- Share in buildings of two or more53.0 percent
- Mobile homes176 plus or minus 66
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Adams
How North Adams gets to work
- Workers 16 and over who commute4,941
- Commuting under 15 minutes2,872
- Share commuting under 15 minutes58.1 percent
- Commuting 30 minutes or more1,176 plus or minus 259
- Share commuting 30 minutes or more23.8 percent plus or minus 4.9
- Drove alone76.1 percent
- Carpooled6.2 percent plus or minus 3.6
- Public transport0.4 percent plus or minus 0.7
- Walked7.3 percent plus or minus 2.4
- Worked from home9.2 percent plus or minus 3.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
North Adams
SBA loans in North Adams (7(a))
- Approvals10
- Gross approval$1,370,700
- Average approval$137,070
- Median approval$81,500
- Largest approval$356,500
- Jobs supported84
- Jobs per approval8.4
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more20.0 percent
- Share to franchises0.0 percent
- Distinct lenders5
- Distinct industries by NAICS8
Counted by borrower city: approvals to borrowers whose address is in North Adams, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
North Adams
SBA loans in North Adams (504)
- Approvals5
- Gross approval$4,742,000
- Average approval$948,400
- Median approval$247,000
- Largest approval$3,727,000
- Jobs supported80
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in North Adams, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
North Adams
Flood risk in North Adams
- NFIP communityCity of North Adams
- NFIP community number250034
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/02/81
The City of North Adams participates in the National Flood Insurance Program as community 250034 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Berkshire County, not North Adams
Berkshire County context, not North Adams figures
- Establishments in Berkshire County3,749
- Covered employment, Berkshire County57,946
- Average annual pay, Berkshire County$62,257
- Housing units permitted, Berkshire County127
Every figure in this section is published for Berkshire County as a whole and is not a measurement of North Adams.
All Berkshire County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
North Adams questions, answered from the record.
How many people live in North Adams, Massachusetts?
12,606, in 5,948 households. North Adams city covers 20.35 square miles of land, which is 620 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is North Adams in?
Berkshire County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in North Adams?
$47,500. The median owner-occupied home is valued at $195,900. Median gross rent is $793 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to North Adams businesses?
10 7(a) approvals totaling $1.4 m since FY2020, across 5 lenders, median approval $81,500, plus 5 504 approvals worth $4.7 m since FY2010. These count approvals to borrowers whose address is in North Adams, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to North Adams borrowers get paid back?
No rate is published for North Adams. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is North Adams in the National Flood Insurance Program?
Yes. North Adams appears in the FEMA Community Status Book as North Adams, city of, community 250034, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page North Adams figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Berkshire County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of North Adams.
Is zoning published for North Adams?
No. Nothing on this page presents parcel level zoning.
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