HomeMassachusettsEssex CountyHaverhill city
Haverhill city, Massachusetts: commercial real estate data.
Haverhill city is a Census city of 67,698 people across 33.04 square miles of land, in Essex County. Median household income is $88,326, 62.8 percent of occupied homes are owned, and the SBA record carries 88 7(a) approvals to borrowers here worth $19.9 m.
78 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Haverhill
What Haverhill is
- Census place typecity
- Land area33.04 sq mi
- Water area2.66 sq mi
- Population per square mile of land2,049
- County holding the largest share of its areaEssex County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Haverhill
How many people live in Haverhill
- Population67,698
- Median age39.4
- Population under 1814,411
- Share under 1821.3 percent
- Population 65 and over10,483
- Share 65 and over15.5 percent
- Households26,545
- Family households16,938
- Share of households that are families63.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Haverhill
Income and work in Haverhill
- Median household income$88,326
- Per capita income$44,086
- Civilian labor force37,627
- Employed35,501
- Unemployed2,126 plus or minus 481
- Unemployment rate5.7 percent plus or minus 1.3
- Adults 25 and over47,635
- Adults 25 and over with a high school diploma or higher90.4 percent
- Adults 25 and over with a bachelor degree or higher32.6 percent
- Adults 25 and over with a graduate degree11.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Haverhill
Housing in Haverhill
- Housing units27,892
- Occupied units26,545
- Vacant units1,347 plus or minus 270
- Vacancy rate4.8 percent plus or minus 1.0
- Owner occupied16,666
- Renter occupied9,879
- Ownership rate62.8 percent
- Median owner-occupied home value$453,900
- Median gross rent, monthly$1,668
- Annual rent as a share of median income22.7 percent
- Single family units14,300
- Share single family51.3 percent
- Units in buildings of two or more13,571
- Share in buildings of two or more48.7 percent
- Mobile homes21 plus or minus 29
- Median year structure built1964
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Haverhill
How Haverhill gets to work
- Workers 16 and over who commute30,184
- Commuting under 15 minutes7,300
- Share commuting under 15 minutes24.2 percent
- Commuting 30 minutes or more12,378
- Share commuting 30 minutes or more41.0 percent
- Drove alone75.0 percent
- Carpooled7.8 percent
- Public transport1.8 percent plus or minus 0.6
- Walked1.6 percent plus or minus 0.5
- Worked from home12.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Haverhill
SBA loans in Haverhill (7(a))
- Approvals88
- Gross approval$19,942,100
- Average approval$226,615
- Median approval$75,000
- Ninetieth percentile approval$737,500
- Largest approval$1,776,000
- Jobs supported599
- Jobs per approval6.8
- Loans with a final outcome21
- Paid in full19
- Charged off2
- Charge-off rate over resolved loans9.5 percent
- Median term120 months
- Share on real estate terms of 20 years or more10.2 percent
- Share to franchises3.4 percent
- Distinct lenders20
- Distinct industries by NAICS51
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Haverhill
SBA loans in Haverhill (504)
- Approvals44
- Gross approval$14,324,000
- Average approval$325,545
- Median approval$275,000
- Largest approval$974,000
- Jobs supported314
- Loans with a final outcome14
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Essex County, not Haverhill
Essex County context, not Haverhill figures
These are Essex County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Haverhill measurements.
- Establishments in Essex County19,988
- Employment at those establishments, Essex County287,960
- Covered employment, Essex County323,694
- Average annual pay, Essex County$75,548
- Average weekly wage, Essex County$1,453
- Housing units permitted, Essex County1,011
- Of those, single family, Essex County393
- County product, 2024, Essex County$60,732,738,000
- County product change over the prior year, Essex County4.3 percent
- Average income of an arriving household, Essex County$106,455
Every figure in this section is published for Essex County as a whole and is not a measurement of Haverhill. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Haverhill questions, answered from the record.
How many people live in Haverhill, Massachusetts?
67,698, in 26,545 households. Haverhill city covers 33.04 square miles of land, which is 2,049 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Haverhill in?
Essex County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Haverhill?
$88,326. The median owner-occupied home is valued at $453,900. Median gross rent is $1,668 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Haverhill businesses?
88 7(a) approvals totalling $19.9 m, across 20 lenders, median approval $75,000, plus 44 504 approvals worth $14.3 m. These count approvals to borrowers whose address is in Haverhill, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Haverhill borrowers get paid back?
Of the 21 loans that have reached a final outcome, 19 were paid in full and 2 charged off, a charge off rate of 9.5 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Haverhill figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Essex County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Haverhill.
Is zoning published for Haverhill?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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