HomeMassachusettsEssex CountyHaverhill
Haverhill, Massachusetts: commercial real estate data.
Haverhill is a Census city of 67,698 people across 33.04 square miles of land, in Essex County. Median household income is $88,326, 62.8 percent of occupied homes are owned, and the SBA record carries 88 7(a) approvals to borrowers here worth $19.9 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Haverhill
What Haverhill is
- Census place typecity
- Land area33.04 sq mi
- Water area2.66 sq mi
- Population per square mile of land2,049
- County holding the largest share of its areaEssex County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Haverhill
How many people live in Haverhill
- Population67,698
- Median age39.4
- Population under 1814,411
- Share under 1821.3 percent
- Population 65 and over10,483
- Share 65 and over15.5 percent
- Households26,545
- Family households16,938
- Share of households that are families63.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Haverhill
Income and work in Haverhill
- Median household income$88,326
- Per capita income$44,086
- Civilian labor force37,627
- Employed35,501
- Unemployed2,126 plus or minus 481
- Unemployment rate5.7 percent plus or minus 1.3
- Adults 25 and over47,635
- Adults 25 and over with a high school diploma or higher90.4 percent
- Adults 25 and over with a bachelor degree or higher32.6 percent
- Adults 25 and over with a graduate degree11.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Haverhill
Housing in Haverhill
- Housing units27,892
- Occupied units26,545
- Vacant units1,347 plus or minus 270
- Vacancy rate4.8 percent plus or minus 1.0
- Owner occupied16,666
- Renter occupied9,879
- Ownership rate62.8 percent
- Median owner-occupied home value$453,900
- Median gross rent, monthly$1,668
- Annual rent as a share of median income22.7 percent
- Single family units14,300
- Share single family51.3 percent
- Units in buildings of two or more13,571
- Share in buildings of two or more48.7 percent
- Mobile homes21 plus or minus 29
- Median year structure built1964
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Haverhill
How Haverhill gets to work
- Workers 16 and over who commute30,184
- Commuting under 15 minutes7,300
- Share commuting under 15 minutes24.2 percent
- Commuting 30 minutes or more12,378
- Share commuting 30 minutes or more41.0 percent
- Drove alone75.0 percent
- Carpooled7.8 percent
- Public transport1.8 percent plus or minus 0.6
- Walked1.6 percent plus or minus 0.5
- Worked from home12.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Haverhill
SBA loans in Haverhill (7(a))
- Approvals88
- Gross approval$19,942,100
- Average approval$226,615
- Median approval$72,500
- Ninetieth percentile approval$697,250
- Largest approval$1,776,000
- Jobs supported599
- Jobs per approval6.8
- Loans with a final outcome21
- Paid in full19
- Charged off2
- Median term120 months
- Share on real estate terms of 20 years or more10.2 percent
- Share to franchises3.4 percent
- Distinct lenders20
- Distinct industries by NAICS51
Counted by borrower city: approvals to borrowers whose address is in Haverhill, in any county, FY2020 to FY2026. Only 21 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Haverhill
SBA loans in Haverhill (504)
- Approvals44
- Gross approval$14,324,000
- Average approval$325,545
- Median approval$274,000
- Largest approval$974,000
- Jobs supported314
- Loans with a final outcome14
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Haverhill, in any county, FY2010 to FY2026. Only 14 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Haverhill
Flood risk in Haverhill
- NFIP communityCity of Haverhill
- NFIP community number250085
- Participating in the NFIPYes
- Community Rating System classClass 9
- Currently effective map date07/08/25
The City of Haverhill participates in the National Flood Insurance Program as community 250085 and carries Community Rating System class 9, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Essex County, not Haverhill
Essex County context, not Haverhill figures
- Establishments in Essex County19,988
- Covered employment, Essex County323,694
- Average annual pay, Essex County$75,548
- Housing units permitted, Essex County1,011
Every figure in this section is published for Essex County as a whole and is not a measurement of Haverhill.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Haverhill questions, answered from the record.
How many people live in Haverhill, Massachusetts?
67,698, in 26,545 households. Haverhill city covers 33.04 square miles of land, which is 2,049 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Haverhill in?
Essex County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Haverhill?
$88,326. The median owner-occupied home is valued at $453,900. Median gross rent is $1,668 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Haverhill businesses?
88 7(a) approvals totaling $19.9 m since FY2020, across 20 lenders, median approval $72,500, plus 44 504 approvals worth $14.3 m since FY2010. These count approvals to borrowers whose address is in Haverhill, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Haverhill borrowers get paid back?
No rate is published for Haverhill. Only 21 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Haverhill in the National Flood Insurance Program?
Yes. Haverhill appears in the FEMA Community Status Book as Haverhill, city of, community 250085, carrying Community Rating System class 9, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Haverhill figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Essex County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Haverhill.
Is zoning published for Haverhill?
No. Nothing on this page presents parcel level zoning.
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