HomeMassachusettsEssex CountySaugus
Saugus, Massachusetts: commercial real estate data.
Saugus is a Census CDP of 28,773 people across 10.78 square miles of land, in Essex County. Median household income is $101,539, 71.5 percent of occupied homes are owned, and the SBA record carries 50 7(a) approvals to borrowers here worth $12.0 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Saugus
What Saugus is
- Census place typeCDP
- Land area10.78 sq mi
- Water area0.99 sq mi
- Population per square mile of land2,670
- County holding the largest share of its areaEssex County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Saugus
How many people live in Saugus
- Population28,773
- Median age44.5
- Population under 184,383
- Share under 1815.2 percent
- Population 65 and over6,337
- Share 65 and over22.0 percent
- Households10,958
- Family households7,526
- Share of households that are families68.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Saugus
Income and work in Saugus
- Median household income$101,539
- Per capita income$48,230
- Civilian labor force16,268
- Employed15,643
- Unemployed625 plus or minus 236
- Unemployment rate3.8 percent plus or minus 1.4
- Adults 25 and over22,087
- Adults 25 and over with a high school diploma or higher90.6 percent
- Adults 25 and over with a bachelor degree or higher31.4 percent
- Adults 25 and over with a graduate degree11.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Saugus
Housing in Saugus
- Housing units11,402
- Occupied units10,958
- Vacant units444 plus or minus 145
- Vacancy rate3.9 percent plus or minus 1.3
- Owner occupied7,836
- Renter occupied3,122
- Ownership rate71.5 percent
- Median owner-occupied home value$603,400
- Median gross rent, monthly$2,241
- Annual rent as a share of median income26.5 percent
- Single family units7,986
- Share single family70.0 percent
- Units in buildings of two or more3,368
- Share in buildings of two or more29.5 percent
- Mobile homes48 plus or minus 59
- Median year structure built1962
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Saugus
How Saugus gets to work
- Workers 16 and over who commute12,863
- Commuting under 15 minutes2,131
- Share commuting under 15 minutes16.6 percent
- Commuting 30 minutes or more6,339
- Share commuting 30 minutes or more49.3 percent
- Drove alone71.7 percent
- Carpooled7.3 percent plus or minus 2.2
- Public transport2.4 percent plus or minus 1.2
- Walked2.4 percent plus or minus 1.4
- Worked from home14.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Saugus
SBA loans in Saugus (7(a))
- Approvals50
- Gross approval$11,983,400
- Average approval$239,668
- Median approval$86,250
- Ninetieth percentile approval$530,000
- Largest approval$1,529,000
- Jobs supported524
- Jobs per approval10.5
- Loans with a final outcome13
- Paid in full11
- Charged off2
- Median term120 months
- Share on real estate terms of 20 years or more10.0 percent
- Share to franchises10.0 percent
- Distinct lenders16
- Distinct industries by NAICS30
Counted by borrower city: approvals to borrowers whose address is in Saugus, in any county, FY2020 to FY2026. Only 13 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Saugus
SBA loans in Saugus (504)
- Approvals6
- Gross approval$5,016,000
- Average approval$836,000
- Median approval$739,000
- Largest approval$1,700,000
- Jobs supported36
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Saugus, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Saugus
Flood risk in Saugus
- NFIP communityTown of Saugus
- NFIP community number250104
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/08/25
The Town of Saugus participates in the National Flood Insurance Program as community 250104 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Essex County, not Saugus
Essex County context, not Saugus figures
- Establishments in Essex County19,988
- Covered employment, Essex County323,694
- Average annual pay, Essex County$75,548
- Housing units permitted, Essex County1,011
Every figure in this section is published for Essex County as a whole and is not a measurement of Saugus.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Saugus questions, answered from the record.
How many people live in Saugus, Massachusetts?
28,773, in 10,958 households. Saugus CDP covers 10.78 square miles of land, which is 2,670 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Saugus in?
Essex County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Saugus?
$101,539. The median owner-occupied home is valued at $603,400. Median gross rent is $2,241 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Saugus businesses?
50 7(a) approvals totaling $12.0 m since FY2020, across 16 lenders, median approval $86,250, plus 6 504 approvals worth $5.0 m since FY2010. These count approvals to borrowers whose address is in Saugus, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Saugus borrowers get paid back?
No rate is published for Saugus. Only 13 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Saugus in the National Flood Insurance Program?
Yes. Saugus appears in the FEMA Community Status Book as Saugus, town of, community 250104, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Saugus figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Essex County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Saugus.
Is zoning published for Saugus?
No. Nothing on this page presents parcel level zoning.
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