HomeMassachusettsEssex CountySaugus CDP
Saugus CDP, Massachusetts: commercial real estate data.
Saugus CDP is a Census CDP of 28,773 people across 10.78 square miles of land, in Essex County. Median household income is $101,539, 71.5 percent of occupied homes are owned, and the SBA record carries 50 7(a) approvals to borrowers here worth $12.0 m.
77 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Saugus
What Saugus is
- Census place typeCDP
- Land area10.78 sq mi
- Water area0.99 sq mi
- Population per square mile of land2,670
- County holding the largest share of its areaEssex County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Saugus
How many people live in Saugus
- Population28,773
- Median age44.5
- Population under 184,383
- Share under 1815.2 percent
- Population 65 and over6,337
- Share 65 and over22.0 percent
- Households10,958
- Family households7,526
- Share of households that are families68.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Saugus
Income and work in Saugus
- Median household income$101,539
- Per capita income$48,230
- Civilian labor force16,268
- Employed15,643
- Unemployed625 plus or minus 236
- Unemployment rate3.8 percent plus or minus 1.4
- Adults 25 and over22,087
- Adults 25 and over with a high school diploma or higher90.6 percent
- Adults 25 and over with a bachelor degree or higher31.4 percent
- Adults 25 and over with a graduate degree11.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Saugus
Housing in Saugus
- Housing units11,402
- Occupied units10,958
- Vacant units444 plus or minus 145
- Vacancy rate3.9 percent plus or minus 1.3
- Owner occupied7,836
- Renter occupied3,122
- Ownership rate71.5 percent
- Median owner-occupied home value$603,400
- Median gross rent, monthly$2,241
- Annual rent as a share of median income26.5 percent
- Single family units7,986
- Share single family70.0 percent
- Units in buildings of two or more3,368
- Share in buildings of two or more29.5 percent
- Mobile homes48 plus or minus 59
- Median year structure built1962
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Saugus
How Saugus gets to work
- Workers 16 and over who commute12,863
- Commuting under 15 minutes2,131
- Share commuting under 15 minutes16.6 percent
- Commuting 30 minutes or more6,339
- Share commuting 30 minutes or more49.3 percent
- Drove alone71.7 percent
- Carpooled7.3 percent plus or minus 2.2
- Public transport2.4 percent plus or minus 1.2
- Walked2.4 percent plus or minus 1.4
- Worked from home14.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Saugus
SBA loans in Saugus (7(a))
- Approvals50
- Gross approval$11,983,400
- Average approval$239,668
- Median approval$90,000
- Ninetieth percentile approval$800,000
- Largest approval$1,529,000
- Jobs supported524
- Jobs per approval10.5
- Loans with a final outcome13
- Paid in full11
- Charged off2
- Charge-off rate over resolved loans15.4 percent
- Median term120 months
- Share on real estate terms of 20 years or more10.0 percent
- Share to franchises10.0 percent
- Distinct lenders16
- Distinct industries by NAICS30
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Saugus
SBA loans in Saugus (504)
- Approvals6
- Gross approval$5,016,000
- Average approval$836,000
- Median approval$959,000
- Largest approval$1,700,000
- Jobs supported36
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Essex County, not Saugus
Essex County context, not Saugus figures
These are Essex County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Saugus measurements.
- Establishments in Essex County19,988
- Employment at those establishments, Essex County287,960
- Covered employment, Essex County323,694
- Average annual pay, Essex County$75,548
- Average weekly wage, Essex County$1,453
- Housing units permitted, Essex County1,011
- Of those, single family, Essex County393
- County product, 2024, Essex County$60,732,738,000
- County product change over the prior year, Essex County4.3 percent
- Average income of an arriving household, Essex County$106,455
Every figure in this section is published for Essex County as a whole and is not a measurement of Saugus. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Saugus questions, answered from the record.
How many people live in Saugus, Massachusetts?
28,773, in 10,958 households. Saugus CDP covers 10.78 square miles of land, which is 2,670 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Saugus in?
Essex County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Saugus?
$101,539. The median owner-occupied home is valued at $603,400. Median gross rent is $2,241 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Saugus businesses?
50 7(a) approvals totalling $12.0 m, across 16 lenders, median approval $90,000, plus 6 504 approvals worth $5.0 m. These count approvals to borrowers whose address is in Saugus, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Saugus borrowers get paid back?
Of the 13 loans that have reached a final outcome, 11 were paid in full and 2 charged off, a charge off rate of 15.4 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Saugus figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Essex County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Saugus.
Is zoning published for Saugus?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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