HomeMassachusettsEssex CountyLynn
Lynn, Massachusetts: commercial real estate data.
Lynn is a Census city of 101,709 people across 10.74 square miles of land, in Essex County. Median household income is $75,043, 48.1 percent of occupied homes are owned, and the SBA record carries 105 7(a) approvals to borrowers here worth $20.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Lynn
What Lynn is
- Census place typecity
- Land area10.74 sq mi
- Water area2.78 sq mi
- Population per square mile of land9,471
- County holding the largest share of its areaEssex County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lynn
How many people live in Lynn
- Population101,709
- Median age36.5
- Population under 1824,515
- Share under 1824.1 percent
- Population 65 and over13,917
- Share 65 and over13.7 percent
- Households36,414
- Family households23,739
- Share of households that are families65.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lynn
Income and work in Lynn
- Median household income$75,043
- Per capita income$35,598
- Civilian labor force53,990
- Employed51,287
- Unemployed2,703 plus or minus 604
- Unemployment rate5.0 percent plus or minus 1.1
- Adults 25 and over67,277
- Adults 25 and over with a high school diploma or higher77.9 percent
- Adults 25 and over with a bachelor degree or higher24.1 percent
- Adults 25 and over with a graduate degree8.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lynn
Housing in Lynn
- Housing units37,960
- Occupied units36,414
- Vacant units1,546 plus or minus 312
- Vacancy rate4.1 percent
- Owner occupied17,522
- Renter occupied18,892
- Ownership rate48.1 percent
- Median owner-occupied home value$510,100
- Median gross rent, monthly$1,722
- Annual rent as a share of median income27.5 percent
- Single family units14,833
- Share single family39.1 percent
- Units in buildings of two or more23,054
- Share in buildings of two or more60.7 percent
- Mobile homes73 plus or minus 66
- Median year structure built1946
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lynn
How Lynn gets to work
- Workers 16 and over who commute46,177
- Commuting under 15 minutes7,827
- Share commuting under 15 minutes16.9 percent
- Commuting 30 minutes or more22,415
- Share commuting 30 minutes or more48.5 percent
- Drove alone66.4 percent
- Carpooled10.1 percent
- Public transport8.7 percent
- Walked2.4 percent plus or minus 0.6
- Worked from home7.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lynn
SBA loans in Lynn (7(a))
- Approvals105
- Gross approval$20,848,900
- Average approval$198,561
- Median approval$65,000
- Ninetieth percentile approval$450,000
- Largest approval$4,500,000
- Jobs supported572
- Jobs per approval5.4
- Loans with a final outcome21
- Paid in full21
- Charged off0
- Median term84 months
- Share on real estate terms of 20 years or more5.7 percent
- Share to franchises4.8 percent
- Distinct lenders20
- Distinct industries by NAICS57
Counted by borrower city: approvals to borrowers whose address is in Lynn, in any county, FY2020 to FY2026. Only 21 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lynn
SBA loans in Lynn (504)
- Approvals44
- Gross approval$12,986,000
- Average approval$295,136
- Median approval$242,500
- Largest approval$789,000
- Jobs supported264
- Loans with a final outcome13
- Charged off0
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Lynn, in any county, FY2010 to FY2026. Only 13 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lynn
Flood risk in Lynn
- NFIP communityCity of Lynn
- NFIP community number250088
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/08/25
The City of Lynn participates in the National Flood Insurance Program as community 250088 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Essex County, not Lynn
Essex County context, not Lynn figures
- Establishments in Essex County19,988
- Covered employment, Essex County323,694
- Average annual pay, Essex County$75,548
- Housing units permitted, Essex County1,011
Every figure in this section is published for Essex County as a whole and is not a measurement of Lynn.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Lynn questions, answered from the record.
How many people live in Lynn, Massachusetts?
101,709, in 36,414 households. Lynn city covers 10.74 square miles of land, which is 9,471 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Lynn in?
Essex County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Lynn?
$75,043. The median owner-occupied home is valued at $510,100. Median gross rent is $1,722 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Lynn businesses?
105 7(a) approvals totaling $20.8 m since FY2020, across 20 lenders, median approval $65,000, plus 44 504 approvals worth $13.0 m since FY2010. These count approvals to borrowers whose address is in Lynn, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Lynn borrowers get paid back?
No rate is published for Lynn. Only 21 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Lynn in the National Flood Insurance Program?
Yes. Lynn appears in the FEMA Community Status Book as Lynn, city of, community 250088, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Lynn figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Essex County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lynn.
Is zoning published for Lynn?
No. Nothing on this page presents parcel level zoning.