HomeMassachusettsMiddlesex CountyBelmont CDP
Belmont CDP, Massachusetts: commercial real estate data.
Belmont CDP is a Census CDP of 27,175 people across 4.65 square miles of land, in Middlesex County. Median household income is $183,137, 64.7 percent of occupied homes are owned, and the SBA record carries 31 7(a) approvals to borrowers here worth $8.6 m.
76 sourced place values · tier FULL · 8 sections
Belmont
What Belmont is
- Census place typeCDP
- Land area4.65 sq mi
- Water area0.07 sq mi
- Population per square mile of land5,848
- County holding the largest share of its areaMiddlesex County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Belmont
How many people live in Belmont
- Population27,175
- Median age42.9
- Population under 186,569
- Share under 1824.2 percent
- Population 65 and over5,235
- Share 65 and over19.3 percent
- Households10,412
- Family households7,691
- Share of households that are families73.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Belmont
Income and work in Belmont
- Median household income$183,137
- Per capita income$95,484
- Civilian labor force14,830
- Employed14,186
- Unemployed644 plus or minus 201
- Unemployment rate4.3 percent plus or minus 1.3
- Adults 25 and over19,118
- Adults 25 and over with a high school diploma or higher97.7 percent
- Adults 25 and over with a bachelor degree or higher80.9 percent
- Adults 25 and over with a graduate degree51.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Belmont
Housing in Belmont
- Housing units10,881
- Occupied units10,412
- Vacant units469 plus or minus 179
- Vacancy rate4.3 percent plus or minus 1.6
- Owner occupied6,739
- Renter occupied3,673
- Ownership rate64.7 percent
- Median owner-occupied home value$1,159,000
- Median gross rent, monthly$2,527
- Annual rent as a share of median income16.6 percent
- Single family units5,586
- Share single family51.3 percent
- Units in buildings of two or more5,295
- Share in buildings of two or more48.7 percent
- Mobile homes0
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Belmont
How Belmont gets to work
- Workers 16 and over who commute9,570
- Commuting under 15 minutes1,238
- Share commuting under 15 minutes12.9 percent
- Commuting 30 minutes or more5,140
- Share commuting 30 minutes or more53.7 percent
- Drove alone48.2 percent
- Carpooled4.3 percent plus or minus 1.2
- Public transport9.3 percent
- Walked2.2 percent plus or minus 0.8
- Worked from home31.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Belmont
SBA 7(a) lending to Belmont borrowers
- Approvals31
- Gross approval$8,622,000
- Average approval$278,129
- Median approval$249,000
- Ninetieth percentile approval$500,000
- Largest approval$1,040,000
- Jobs supported233
- Jobs per approval7.5
- Loans with a final outcome9
- Paid in full9
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises9.7 percent
- Distinct lenders13
- Distinct industries by NAICS20
A charge-off rate is not published here. only 9 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Belmont
SBA 504 lending to Belmont borrowers
- Approvals5
- Gross approval$3,201,000
- Average approval$640,200
- Median approval$536,000
- Largest approval$1,112,000
- Jobs supported92
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Middlesex County, not Belmont
Middlesex County context, not Belmont figures
These are Middlesex County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Belmont measurements.
- Establishments in Middlesex County44,624
- Employment at those establishments, Middlesex County963,417
- Covered employment, Middlesex County926,104
- Average annual pay, Middlesex County$113,704
- Average weekly wage, Middlesex County$2,187
- Housing units permitted, Middlesex County3,495
- Of those, single family, Middlesex County889
- County product, 2024, Middlesex County$240,665,230,000
- County product change over the prior year, Middlesex County5.8 percent
- Average income of an arriving household, Middlesex County$129,274
Every figure in this section is published for Middlesex County as a whole and is not a measurement of Belmont. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Belmont questions, answered from the record.
How many people live in Belmont, Massachusetts?
27,175, in 10,412 households. Belmont CDP covers 4.65 square miles of land, which is 5,848 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Belmont in?
Middlesex County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Belmont?
$183,137. The median owner-occupied home is valued at $1,159,000. Median gross rent is $2,527 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Belmont businesses?
31 7(a) approvals totalling $8.6 m, across 13 lenders, median approval $249,000, plus 5 504 approvals worth $3.2 m. These count approvals to borrowers whose address is in Belmont, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Belmont borrowers get paid back?
No rate is published for Belmont. only 9 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Belmont figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Middlesex County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Belmont.
Is zoning published for Belmont?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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