HomeMassachusettsMiddlesex CountyBelmont
Belmont, Massachusetts: commercial real estate data.
Belmont is a Census CDP of 27,175 people across 4.65 square miles of land, in Middlesex County. Median household income is $183,137, 64.7 percent of occupied homes are owned, and the SBA record carries 31 7(a) approvals to borrowers here worth $8.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Belmont
What Belmont is
- Census place typeCDP
- Land area4.65 sq mi
- Water area0.07 sq mi
- Population per square mile of land5,848
- County holding the largest share of its areaMiddlesex County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Belmont
How many people live in Belmont
- Population27,175
- Median age42.9
- Population under 186,569
- Share under 1824.2 percent
- Population 65 and over5,235
- Share 65 and over19.3 percent
- Households10,412
- Family households7,691
- Share of households that are families73.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Belmont
Income and work in Belmont
- Median household income$183,137
- Per capita income$95,484
- Civilian labor force14,830
- Employed14,186
- Unemployed644 plus or minus 201
- Unemployment rate4.3 percent plus or minus 1.3
- Adults 25 and over19,118
- Adults 25 and over with a high school diploma or higher97.7 percent
- Adults 25 and over with a bachelor degree or higher80.9 percent
- Adults 25 and over with a graduate degree51.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Belmont
Housing in Belmont
- Housing units10,881
- Occupied units10,412
- Vacant units469 plus or minus 179
- Vacancy rate4.3 percent plus or minus 1.6
- Owner occupied6,739
- Renter occupied3,673
- Ownership rate64.7 percent
- Median owner-occupied home value$1,159,000
- Median gross rent, monthly$2,527
- Annual rent as a share of median income16.6 percent
- Single family units5,586
- Share single family51.3 percent
- Units in buildings of two or more5,295
- Share in buildings of two or more48.7 percent
- Mobile homes0
- Median year structure built1938
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Belmont
How Belmont gets to work
- Workers 16 and over who commute9,570
- Commuting under 15 minutes1,238
- Share commuting under 15 minutes12.9 percent
- Commuting 30 minutes or more5,140
- Share commuting 30 minutes or more53.7 percent
- Drove alone48.2 percent
- Carpooled4.3 percent plus or minus 1.2
- Public transport9.3 percent
- Walked2.2 percent plus or minus 0.8
- Worked from home31.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Belmont
SBA loans in Belmont (7(a))
- Approvals31
- Gross approval$8,622,000
- Average approval$278,129
- Median approval$249,000
- Ninetieth percentile approval$500,000
- Largest approval$1,040,000
- Jobs supported233
- Jobs per approval7.5
- Loans with a final outcome9
- Paid in full9
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises9.7 percent
- Distinct lenders13
- Distinct industries by NAICS20
Counted by borrower city: approvals to borrowers whose address is in Belmont, in any county, FY2020 to FY2026. Only 9 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Belmont
SBA loans in Belmont (504)
- Approvals5
- Gross approval$3,201,000
- Average approval$640,200
- Median approval$536,000
- Largest approval$1,112,000
- Jobs supported92
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Belmont, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Belmont
Flood risk in Belmont
- NFIP communityTown of Belmont
- NFIP community number250182
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/08/25
The Town of Belmont participates in the National Flood Insurance Program as community 250182 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Middlesex County, not Belmont
Middlesex County context, not Belmont figures
- Establishments in Middlesex County44,624
- Covered employment, Middlesex County926,104
- Average annual pay, Middlesex County$113,704
- Housing units permitted, Middlesex County3,495
Every figure in this section is published for Middlesex County as a whole and is not a measurement of Belmont.
All Middlesex County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Belmont questions, answered from the record.
How many people live in Belmont, Massachusetts?
27,175, in 10,412 households. Belmont CDP covers 4.65 square miles of land, which is 5,848 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Belmont in?
Middlesex County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Belmont?
$183,137. The median owner-occupied home is valued at $1,159,000. Median gross rent is $2,527 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Belmont businesses?
31 7(a) approvals totaling $8.6 m since FY2020, across 13 lenders, median approval $249,000, plus 5 504 approvals worth $3.2 m since FY2010. These count approvals to borrowers whose address is in Belmont, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Belmont borrowers get paid back?
No rate is published for Belmont. Only 9 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Belmont in the National Flood Insurance Program?
Yes. Belmont appears in the FEMA Community Status Book as Belmont, town of, community 250182, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Belmont figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Middlesex County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Belmont.
Is zoning published for Belmont?
No. Nothing on this page presents parcel level zoning.
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