HomeMassachusettsMiddlesex CountyHopkinton
Hopkinton, Massachusetts: commercial real estate data.
Hopkinton is a Census CDP of 3,426 people across 1.53 square miles of land, in Middlesex County. Median household income is $201,094, 81.3 percent of occupied homes are owned, and the SBA record carries 21 7(a) approvals to borrowers here worth $5.3 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Hopkinton
What Hopkinton is
- Census place typeCDP
- Land area1.53 sq mi
- Water area0 sq mi
- Population per square mile of land2,236 plus or minus 672
- County holding the largest share of its areaMiddlesex County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hopkinton
How many people live in Hopkinton
- Population3,426 plus or minus 1,029
- Median age46.5
- Population under 18900 plus or minus 387
- Share under 1826.3 percent plus or minus 8.1
- Population 65 and over484 plus or minus 155
- Share 65 and over14.1 percent
- Households1,158 plus or minus 303
- Family households832 plus or minus 308
- Share of households that are families71.8 percent plus or minus 18.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hopkinton
Income and work in Hopkinton
- Median household income$201,094 plus or minus $107,250
- Per capita income$107,757 plus or minus $57,554
- Civilian labor force1,861 plus or minus 674
- Employed1,791 plus or minus 685
- Unemployed70 plus or minus 63
- Unemployment rate3.8 percent plus or minus 3.1
- Adults 25 and over2,237 plus or minus 699
- Adults 25 and over with a high school diploma or higher97.9 percent plus or minus 39.1
- Adults 25 and over with a bachelor degree or higher67.5 percent
- Adults 25 and over with a graduate degree29.9 percent plus or minus 16.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hopkinton
Housing in Hopkinton
- Housing units1,165 plus or minus 303
- Occupied units1,158 plus or minus 303
- Vacant units7 plus or minus 11
- Vacancy rate0.6 percent plus or minus 0.9
- Owner occupied941 plus or minus 323
- Renter occupied217 plus or minus 75
- Ownership rate81.3 percent plus or minus 18.1
- Median owner-occupied home value$666,400
- Median gross rent, monthly$1,220 plus or minus $902
- Annual rent as a share of median income7.3 percent plus or minus 6.6
- Single family units918 plus or minus 314
- Share single family78.8 percent plus or minus 17.5
- Units in buildings of two or more247 plus or minus 94
- Share in buildings of two or more21.2 percent plus or minus 5.9
- Mobile homes0
- Median year structure built1955
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hopkinton
How Hopkinton gets to work
- Workers 16 and over who commute1,313 plus or minus 446
- Commuting under 15 minutes288 plus or minus 121
- Share commuting under 15 minutes21.9 percent plus or minus 5.4
- Commuting 30 minutes or more919 plus or minus 435
- Share commuting 30 minutes or more70.0 percent plus or minus 23.1
- Drove alone77.1 percent plus or minus 19.8
- Carpooled1.0 percent plus or minus 1.5
- Public transport1.5 percent plus or minus 1.7
- Walked3.7 percent plus or minus 3.9
- Worked from home16.8 percent plus or minus 5.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Hopkinton
SBA loans in Hopkinton (7(a))
- Approvals21
- Gross approval$5,257,200
- Average approval$250,343
- Median approval$124,800
- Ninetieth percentile approval$807,000
- Largest approval$1,000,000
- Jobs supported193
- Jobs per approval9.2
- Loans with a final outcome6
- Paid in full5
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises23.8 percent
- Distinct lenders14
- Distinct industries by NAICS17
Counted by borrower city: approvals to borrowers whose address is in Hopkinton, in any county, FY2020 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Hopkinton
SBA loans in Hopkinton (504)
- Approvals17
- Gross approval$12,628,000
- Average approval$742,824
- Median approval$394,000
- Largest approval$4,548,000
- Jobs supported110
- Loans with a final outcome5
- Charged off0
- Median term240 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Hopkinton, in any county, FY2010 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Hopkinton
Flood risk in Hopkinton
- NFIP communityTown of Hopkinton
- NFIP community number250196
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/08/25
The Town of Hopkinton participates in the National Flood Insurance Program as community 250196 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Middlesex County, not Hopkinton
Middlesex County context, not Hopkinton figures
- Establishments in Middlesex County44,624
- Covered employment, Middlesex County926,104
- Average annual pay, Middlesex County$113,704
- Housing units permitted, Middlesex County3,495
Every figure in this section is published for Middlesex County as a whole and is not a measurement of Hopkinton.
All Middlesex County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Hopkinton questions, answered from the record.
How many people live in Hopkinton, Massachusetts?
3,426, in 1,158 households. Hopkinton CDP covers 1.53 square miles of land, which is 2,236 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Hopkinton in?
Middlesex County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Hopkinton?
$201,094. The median owner-occupied home is valued at $666,400. Median gross rent is $1,220 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Hopkinton businesses?
21 7(a) approvals totaling $5.3 m since FY2020, across 14 lenders, median approval $124,800, plus 17 504 approvals worth $12.6 m since FY2010. These count approvals to borrowers whose address is in Hopkinton, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Hopkinton borrowers get paid back?
No rate is published for Hopkinton. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Hopkinton in the National Flood Insurance Program?
Yes. Hopkinton appears in the FEMA Community Status Book as Hopkinton, town of, community 250196, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Hopkinton figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Middlesex County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Hopkinton.
Is zoning published for Hopkinton?
No. Nothing on this page presents parcel level zoning.
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