HomeMassachusettsMiddlesex CountyPepperell
Pepperell, Massachusetts: commercial real estate data.
Pepperell is a Census CDP of 1,971 people across 2.07 square miles of land, in Middlesex County. Median household income is $76,726, 49.2 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $757,500 since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Pepperell
What Pepperell is
- Census place typeCDP
- Land area2.07 sq mi
- Water area0.07 sq mi
- Population per square mile of land952
- County holding the largest share of its areaMiddlesex County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pepperell
How many people live in Pepperell
- Population1,971
- Median age46.4
- Population under 18309 plus or minus 115
- Share under 1815.7 percent plus or minus 5.2
- Population 65 and over369 plus or minus 96
- Share 65 and over18.7 percent plus or minus 3.8
- Households937
- Family households468 plus or minus 100
- Share of households that are families49.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pepperell
Income and work in Pepperell
- Median household income$76,726 plus or minus $17,303
- Per capita income$47,784
- Civilian labor force1,088 plus or minus 247
- Employed1,024 plus or minus 228
- Unemployed64 plus or minus 51
- Unemployment rate5.9 percent plus or minus 4.5
- Adults 25 and over1,452
- Adults 25 and over with a high school diploma or higher97.3 percent
- Adults 25 and over with a bachelor degree or higher38.8 percent
- Adults 25 and over with a graduate degree18.4 percent plus or minus 6.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pepperell
Housing in Pepperell
- Housing units937
- Occupied units937
- Vacant units0
- Vacancy rate0.0 percent
- Owner occupied461 plus or minus 100
- Renter occupied476 plus or minus 171
- Ownership rate49.2 percent
- Median owner-occupied home value$457,300
- Median gross rent, monthly$1,139 plus or minus $301
- Annual rent as a share of median income17.8 percent plus or minus 6.2
- Single family units518 plus or minus 111
- Share single family55.3 percent
- Units in buildings of two or more383 plus or minus 168
- Share in buildings of two or more40.9 percent plus or minus 16.1
- Mobile homes23 plus or minus 25
- Median year structure built1970
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pepperell
How Pepperell gets to work
- Workers 16 and over who commute847 plus or minus 217
- Commuting under 15 minutes140 plus or minus 100
- Share commuting under 15 minutes16.5 percent plus or minus 11.1
- Commuting 30 minutes or more464 plus or minus 143
- Share commuting 30 minutes or more54.8 percent
- Drove alone77.3 percent
- Carpooled5.7 percent plus or minus 4.9
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home13.5 percent plus or minus 4.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pepperell
SBA loans in Pepperell (7(a))
- Approvals5
- Gross approval$757,500
- Average approval$151,500
- Median approval$135,000
- Largest approval$318,500
- Jobs supported27
- Jobs per approval5.4
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term84 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders5
- Distinct industries by NAICS5
Counted by borrower city: approvals to borrowers whose address is in Pepperell, in any county, FY2020 to FY2026. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Pepperell
SBA loans in Pepperell (504)
- Approvals15
- Gross approval$5,667,000
- Average approval$377,800
- Median approval$270,000
- Largest approval$2,213,000
- Jobs supported51
- Loans with a final outcome4
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Pepperell, in any county, FY2010 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Pepperell
Flood risk in Pepperell
- NFIP communityTown of Pepperell
- NFIP community number250210
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/08/25
The Town of Pepperell participates in the National Flood Insurance Program as community 250210 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Middlesex County, not Pepperell
Middlesex County context, not Pepperell figures
- Establishments in Middlesex County44,624
- Covered employment, Middlesex County926,104
- Average annual pay, Middlesex County$113,704
- Housing units permitted, Middlesex County3,495
Every figure in this section is published for Middlesex County as a whole and is not a measurement of Pepperell.
All Middlesex County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Pepperell questions, answered from the record.
How many people live in Pepperell, Massachusetts?
1,971, in 937 households. Pepperell CDP covers 2.07 square miles of land, which is 952 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Pepperell in?
Middlesex County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Pepperell?
$76,726. The median owner-occupied home is valued at $457,300. Median gross rent is $1,139 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Pepperell businesses?
5 7(a) approvals totaling $757,500 since FY2020, across 5 lenders, median approval $135,000, plus 15 504 approvals worth $5.7 m since FY2010. These count approvals to borrowers whose address is in Pepperell, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Pepperell borrowers get paid back?
No rate is published for Pepperell. Only 3 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Pepperell in the National Flood Insurance Program?
Yes. Pepperell appears in the FEMA Community Status Book as Pepperell, town of, community 250210, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Pepperell figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Middlesex County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Pepperell.
Is zoning published for Pepperell?
No. Nothing on this page presents parcel level zoning.
Nearby