HomeMassachusettsMiddlesex CountyPepperell CDP
Pepperell CDP, Massachusetts: commercial real estate data.
Pepperell CDP is a Census CDP of 1,971 people across 2.07 square miles of land, in Middlesex County. Median household income is $76,726, 49.2 percent of occupied homes are owned, and the SBA record carries 5 7(a) approvals to borrowers here worth $757,500.
76 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Pepperell
What Pepperell is
- Census place typeCDP
- Land area2.07 sq mi
- Water area0.07 sq mi
- Population per square mile of land952
- County holding the largest share of its areaMiddlesex County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pepperell
How many people live in Pepperell
- Population1,971
- Median age46.4
- Population under 18309 plus or minus 115
- Share under 1815.7 percent plus or minus 5.2
- Population 65 and over369 plus or minus 96
- Share 65 and over18.7 percent plus or minus 3.8
- Households937
- Family households468 plus or minus 100
- Share of households that are families49.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pepperell
Income and work in Pepperell
- Median household income$76,726 plus or minus $17,303
- Per capita income$47,784
- Civilian labor force1,088 plus or minus 247
- Employed1,024 plus or minus 228
- Unemployed64 plus or minus 51
- Unemployment rate5.9 percent plus or minus 4.5
- Adults 25 and over1,452
- Adults 25 and over with a high school diploma or higher97.3 percent
- Adults 25 and over with a bachelor degree or higher38.8 percent
- Adults 25 and over with a graduate degree18.4 percent plus or minus 6.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pepperell
Housing in Pepperell
- Housing units937
- Occupied units937
- Vacant units0
- Vacancy rate0.0 percent
- Owner occupied461 plus or minus 100
- Renter occupied476 plus or minus 171
- Ownership rate49.2 percent
- Median owner-occupied home value$457,300
- Median gross rent, monthly$1,139 plus or minus $301
- Annual rent as a share of median income17.8 percent plus or minus 6.2
- Single family units518 plus or minus 111
- Share single family55.3 percent
- Units in buildings of two or more383 plus or minus 168
- Share in buildings of two or more40.9 percent plus or minus 16.1
- Mobile homes23 plus or minus 25
- Median year structure built1970
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pepperell
How Pepperell gets to work
- Workers 16 and over who commute847 plus or minus 217
- Commuting under 15 minutes140 plus or minus 100
- Share commuting under 15 minutes16.5 percent plus or minus 11.1
- Commuting 30 minutes or more464 plus or minus 143
- Share commuting 30 minutes or more54.8 percent
- Drove alone77.3 percent
- Carpooled5.7 percent plus or minus 4.9
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home13.5 percent plus or minus 4.9
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pepperell
SBA loans in Pepperell (7(a))
- Approvals5
- Gross approval$757,500
- Average approval$151,500
- Median approval$135,000
- Ninetieth percentile approval$318,500
- Largest approval$318,500
- Jobs supported27
- Jobs per approval5.4
- Loans with a final outcome3
- Paid in full3
- Charged off0
- Median term84 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders5
- Distinct industries by NAICS5
A charge-off rate is not published here. only 3 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Pepperell
SBA loans in Pepperell (504)
- Approvals15
- Gross approval$5,667,000
- Average approval$377,800
- Median approval$270,000
- Largest approval$2,213,000
- Jobs supported51
- Loans with a final outcome4
- Charged off0
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Middlesex County, not Pepperell
Middlesex County context, not Pepperell figures
These are Middlesex County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Pepperell measurements.
- Establishments in Middlesex County44,624
- Employment at those establishments, Middlesex County963,417
- Covered employment, Middlesex County926,104
- Average annual pay, Middlesex County$113,704
- Average weekly wage, Middlesex County$2,187
- Housing units permitted, Middlesex County3,495
- Of those, single family, Middlesex County889
- County product, 2024, Middlesex County$240,665,230,000
- County product change over the prior year, Middlesex County5.8 percent
- Average income of an arriving household, Middlesex County$129,274
Every figure in this section is published for Middlesex County as a whole and is not a measurement of Pepperell. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Pepperell questions, answered from the record.
How many people live in Pepperell, Massachusetts?
1,971, in 937 households. Pepperell CDP covers 2.07 square miles of land, which is 952 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Pepperell in?
Middlesex County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Pepperell?
$76,726. The median owner-occupied home is valued at $457,300. Median gross rent is $1,139 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Pepperell businesses?
5 7(a) approvals totalling $757,500, across 5 lenders, median approval $135,000, plus 15 504 approvals worth $5.7 m. These count approvals to borrowers whose address is in Pepperell, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Pepperell borrowers get paid back?
No rate is published for Pepperell. only 3 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Pepperell figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Middlesex County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Pepperell.
Is zoning published for Pepperell?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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