HomeMassachusettsMiddlesex CountyReading
Reading, Massachusetts: commercial real estate data.
Reading is a Census CDP of 25,612 people across 9.98 square miles of land, in Middlesex County. Median household income is $165,912, 82.4 percent of occupied homes are owned, and the SBA record carries 32 7(a) approvals to borrowers here worth $5.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Reading
What Reading is
- Census place typeCDP
- Land area9.98 sq mi
- Water area0.01 sq mi
- Population per square mile of land2,567
- County holding the largest share of its areaMiddlesex County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Reading
How many people live in Reading
- Population25,612
- Median age43.7
- Population under 185,828
- Share under 1822.8 percent
- Population 65 and over5,289
- Share 65 and over20.7 percent
- Households9,740
- Family households6,974
- Share of households that are families71.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Reading
Income and work in Reading
- Median household income$165,912
- Per capita income$74,991
- Civilian labor force13,754
- Employed13,300
- Unemployed454 plus or minus 190
- Unemployment rate3.3 percent plus or minus 1.4
- Adults 25 and over18,202
- Adults 25 and over with a high school diploma or higher96.2 percent
- Adults 25 and over with a bachelor degree or higher66.3 percent
- Adults 25 and over with a graduate degree32.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Reading
Housing in Reading
- Housing units9,951
- Occupied units9,740
- Vacant units211 plus or minus 158
- Vacancy rate2.1 percent plus or minus 1.6
- Owner occupied8,028
- Renter occupied1,712
- Ownership rate82.4 percent
- Median owner-occupied home value$809,000
- Median gross rent, monthly$1,991
- Annual rent as a share of median income14.4 percent
- Single family units7,395
- Share single family74.3 percent
- Units in buildings of two or more2,556
- Share in buildings of two or more25.7 percent
- Mobile homes0
- Median year structure built1960
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Reading
How Reading gets to work
- Workers 16 and over who commute9,221
- Commuting under 15 minutes1,633 plus or minus 328
- Share commuting under 15 minutes17.7 percent
- Commuting 30 minutes or more4,421
- Share commuting 30 minutes or more47.9 percent
- Drove alone56.9 percent
- Carpooled7.0 percent plus or minus 2.6
- Public transport4.5 percent plus or minus 1.5
- Walked1.1 percent plus or minus 0.7
- Worked from home30.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Reading
SBA loans in Reading (7(a))
- Approvals32
- Gross approval$5,780,800
- Average approval$180,650
- Median approval$135,000
- Ninetieth percentile approval$350,000
- Largest approval$608,000
- Jobs supported209
- Jobs per approval6.5
- Loans with a final outcome8
- Paid in full8
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more6.3 percent
- Share to franchises12.5 percent
- Distinct lenders12
- Distinct industries by NAICS25
Counted by borrower city: approvals to borrowers whose address is in Reading, in any county, FY2020 to FY2026. Only 8 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Reading
SBA loans in Reading (504)
- Approvals9
- Gross approval$7,743,000
- Average approval$860,333
- Median approval$260,000
- Largest approval$4,055,000
- Jobs supported69
- Loans with a final outcome2
- Charged off0
- Median term300 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Reading, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Reading
Flood risk in Reading
- NFIP communityTown of Reading
- NFIP community number250211
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/08/25
The Town of Reading participates in the National Flood Insurance Program as community 250211 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Middlesex County, not Reading
Middlesex County context, not Reading figures
- Establishments in Middlesex County44,624
- Covered employment, Middlesex County926,104
- Average annual pay, Middlesex County$113,704
- Housing units permitted, Middlesex County3,495
Every figure in this section is published for Middlesex County as a whole and is not a measurement of Reading.
All Middlesex County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Reading questions, answered from the record.
How many people live in Reading, Massachusetts?
25,612, in 9,740 households. Reading CDP covers 9.98 square miles of land, which is 2,567 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Reading in?
Middlesex County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Reading?
$165,912. The median owner-occupied home is valued at $809,000. Median gross rent is $1,991 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Reading businesses?
32 7(a) approvals totaling $5.8 m since FY2020, across 12 lenders, median approval $135,000, plus 9 504 approvals worth $7.7 m since FY2010. These count approvals to borrowers whose address is in Reading, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Reading borrowers get paid back?
No rate is published for Reading. Only 8 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Reading in the National Flood Insurance Program?
Yes. Reading appears in the FEMA Community Status Book as Reading, town of, community 250211, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Reading figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Middlesex County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Reading.
Is zoning published for Reading?
No. Nothing on this page presents parcel level zoning.
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