HomeMassachusettsMiddlesex CountyReading CDP
Reading CDP, Massachusetts: commercial real estate data.
Reading CDP is a Census CDP of 25,612 people across 9.98 square miles of land, in Middlesex County. Median household income is $165,912, 82.4 percent of occupied homes are owned, and the SBA record carries 32 7(a) approvals to borrowers here worth $5.8 m.
76 sourced place values · tier FULL · 8 sections
Reading
What Reading is
- Census place typeCDP
- Land area9.98 sq mi
- Water area0.01 sq mi
- Population per square mile of land2,567
- County holding the largest share of its areaMiddlesex County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Reading
How many people live in Reading
- Population25,612
- Median age43.7
- Population under 185,828
- Share under 1822.8 percent
- Population 65 and over5,289
- Share 65 and over20.7 percent
- Households9,740
- Family households6,974
- Share of households that are families71.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Reading
Income and work in Reading
- Median household income$165,912
- Per capita income$74,991
- Civilian labor force13,754
- Employed13,300
- Unemployed454 plus or minus 190
- Unemployment rate3.3 percent plus or minus 1.4
- Adults 25 and over18,202
- Adults 25 and over with a high school diploma or higher96.2 percent
- Adults 25 and over with a bachelor degree or higher66.3 percent
- Adults 25 and over with a graduate degree32.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Reading
Housing in Reading
- Housing units9,951
- Occupied units9,740
- Vacant units211 plus or minus 158
- Vacancy rate2.1 percent plus or minus 1.6
- Owner occupied8,028
- Renter occupied1,712
- Ownership rate82.4 percent
- Median owner-occupied home value$809,000
- Median gross rent, monthly$1,991
- Annual rent as a share of median income14.4 percent
- Single family units7,395
- Share single family74.3 percent
- Units in buildings of two or more2,556
- Share in buildings of two or more25.7 percent
- Mobile homes0
- Median year structure built1960
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Reading
How Reading gets to work
- Workers 16 and over who commute9,221
- Commuting under 15 minutes1,633 plus or minus 328
- Share commuting under 15 minutes17.7 percent
- Commuting 30 minutes or more4,421
- Share commuting 30 minutes or more47.9 percent
- Drove alone56.9 percent
- Carpooled7.0 percent plus or minus 2.6
- Public transport4.5 percent plus or minus 1.5
- Walked1.1 percent plus or minus 0.7
- Worked from home30.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Reading
SBA 7(a) lending to Reading borrowers
- Approvals32
- Gross approval$5,780,800
- Average approval$180,650
- Median approval$150,000
- Ninetieth percentile approval$350,000
- Largest approval$608,000
- Jobs supported209
- Jobs per approval6.5
- Loans with a final outcome8
- Paid in full8
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more6.3 percent
- Share to franchises12.5 percent
- Distinct lenders12
- Distinct industries by NAICS25
A charge-off rate is not published here. only 8 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Reading
SBA 504 lending to Reading borrowers
- Approvals9
- Gross approval$7,743,000
- Average approval$860,333
- Median approval$260,000
- Largest approval$4,055,000
- Jobs supported69
- Loans with a final outcome2
- Charged off0
- Median term300 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Middlesex County, not Reading
Middlesex County context, not Reading figures
These are Middlesex County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Reading measurements.
- Establishments in Middlesex County44,624
- Employment at those establishments, Middlesex County963,417
- Covered employment, Middlesex County926,104
- Average annual pay, Middlesex County$113,704
- Average weekly wage, Middlesex County$2,187
- Housing units permitted, Middlesex County3,495
- Of those, single family, Middlesex County889
- County product, 2024, Middlesex County$240,665,230,000
- County product change over the prior year, Middlesex County5.8 percent
- Average income of an arriving household, Middlesex County$129,274
Every figure in this section is published for Middlesex County as a whole and is not a measurement of Reading. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Reading questions, answered from the record.
How many people live in Reading, Massachusetts?
25,612, in 9,740 households. Reading CDP covers 9.98 square miles of land, which is 2,567 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Reading in?
Middlesex County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Reading?
$165,912. The median owner-occupied home is valued at $809,000. Median gross rent is $1,991 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Reading businesses?
32 7(a) approvals totalling $5.8 m, across 12 lenders, median approval $150,000, plus 9 504 approvals worth $7.7 m. These count approvals to borrowers whose address is in Reading, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Reading borrowers get paid back?
No rate is published for Reading. only 8 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Reading figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Middlesex County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Reading.
Is zoning published for Reading?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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