HomeMassachusettsMiddlesex CountyStoneham
Stoneham, Massachusetts: commercial real estate data.
Stoneham is a Census CDP of 23,355 people across 6.02 square miles of land, in Middlesex County. Median household income is $113,964, 71.0 percent of occupied homes are owned, and the SBA record carries 38 7(a) approvals to borrowers here worth $6.6 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Stoneham
What Stoneham is
- Census place typeCDP
- Land area6.02 sq mi
- Water area0.63 sq mi
- Population per square mile of land3,882
- County holding the largest share of its areaMiddlesex County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stoneham
How many people live in Stoneham
- Population23,355
- Median age42.2
- Population under 184,849
- Share under 1820.8 percent
- Population 65 and over4,755
- Share 65 and over20.4 percent
- Households9,749
- Family households6,176
- Share of households that are families63.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stoneham
Income and work in Stoneham
- Median household income$113,964
- Per capita income$62,866
- Civilian labor force13,180
- Employed12,889
- Unemployed291 plus or minus 130
- Unemployment rate2.2 percent plus or minus 1.0
- Adults 25 and over17,447
- Adults 25 and over with a high school diploma or higher95.4 percent
- Adults 25 and over with a bachelor degree or higher55.9 percent
- Adults 25 and over with a graduate degree23.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stoneham
Housing in Stoneham
- Housing units10,196
- Occupied units9,749
- Vacant units447 plus or minus 192
- Vacancy rate4.4 percent plus or minus 1.9
- Owner occupied6,923
- Renter occupied2,826
- Ownership rate71.0 percent
- Median owner-occupied home value$671,900
- Median gross rent, monthly$2,035
- Annual rent as a share of median income21.4 percent
- Single family units5,943
- Share single family58.3 percent
- Units in buildings of two or more4,253
- Share in buildings of two or more41.7 percent
- Mobile homes0
- Median year structure built1964
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stoneham
How Stoneham gets to work
- Workers 16 and over who commute9,515
- Commuting under 15 minutes2,106
- Share commuting under 15 minutes22.1 percent
- Commuting 30 minutes or more4,267
- Share commuting 30 minutes or more44.8 percent
- Drove alone66.8 percent
- Carpooled4.6 percent plus or minus 1.4
- Public transport2.5 percent plus or minus 1.1
- Walked1.0 percent plus or minus 0.5
- Worked from home24.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Stoneham
SBA loans in Stoneham (7(a))
- Approvals38
- Gross approval$6,605,200
- Average approval$173,821
- Median approval$76,350
- Ninetieth percentile approval$378,800
- Largest approval$1,350,000
- Jobs supported149
- Jobs per approval3.9
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more2.6 percent
- Share to franchises13.2 percent
- Distinct lenders17
- Distinct industries by NAICS26
Counted by borrower city: approvals to borrowers whose address is in Stoneham, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Stoneham
SBA loans in Stoneham (504)
- Approvals2
- Gross approval$508,000
- Average approval$254,000
- Median approval$254,000
- Largest approval$311,000
- Jobs supported5
- Loans with a final outcome0
- Charged off0
- Median term270 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Stoneham, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Stoneham
Flood risk in Stoneham
- NFIP communityTown of Stoneham
- NFIP community number250215
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date07/08/25
The Town of Stoneham participates in the National Flood Insurance Program as community 250215 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Middlesex County, not Stoneham
Middlesex County context, not Stoneham figures
- Establishments in Middlesex County44,624
- Covered employment, Middlesex County926,104
- Average annual pay, Middlesex County$113,704
- Housing units permitted, Middlesex County3,495
Every figure in this section is published for Middlesex County as a whole and is not a measurement of Stoneham.
All Middlesex County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Stoneham questions, answered from the record.
How many people live in Stoneham, Massachusetts?
23,355, in 9,749 households. Stoneham CDP covers 6.02 square miles of land, which is 3,882 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Stoneham in?
Middlesex County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Stoneham?
$113,964. The median owner-occupied home is valued at $671,900. Median gross rent is $2,035 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Stoneham businesses?
38 7(a) approvals totaling $6.6 m since FY2020, across 17 lenders, median approval $76,350, plus 2 504 approvals worth $508,000 since FY2010. These count approvals to borrowers whose address is in Stoneham, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Stoneham borrowers get paid back?
No rate is published for Stoneham. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Stoneham in the National Flood Insurance Program?
Yes. Stoneham appears in the FEMA Community Status Book as Stoneham, town of, community 250215, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Stoneham figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Middlesex County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Stoneham.
Is zoning published for Stoneham?
No. Nothing on this page presents parcel level zoning.
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