HomeMassachusettsMiddlesex CountyWilmington CDP
Wilmington CDP, Massachusetts: commercial real estate data.
Wilmington CDP is a Census CDP of 23,336 people across 16.97 square miles of land, in Middlesex County. Median household income is $168,152, 88.1 percent of occupied homes are owned, and the SBA record carries 47 7(a) approvals to borrowers here worth $19.8 m.
76 sourced place values · tier FULL · 8 sections
Wilmington
What Wilmington is
- Census place typeCDP
- Land area16.97 sq mi
- Water area0.17 sq mi
- Population per square mile of land1,375
- County holding the largest share of its areaMiddlesex County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wilmington
How many people live in Wilmington
- Population23,336
- Median age42.3
- Population under 185,381
- Share under 1823.1 percent
- Population 65 and over3,647
- Share 65 and over15.6 percent
- Households7,926
- Family households6,411
- Share of households that are families80.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wilmington
Income and work in Wilmington
- Median household income$168,152
- Per capita income$63,071
- Civilian labor force13,459
- Employed12,808
- Unemployed651 plus or minus 200
- Unemployment rate4.8 percent plus or minus 1.5
- Adults 25 and over16,002
- Adults 25 and over with a high school diploma or higher97.0 percent
- Adults 25 and over with a bachelor degree or higher50.4 percent
- Adults 25 and over with a graduate degree18.9 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wilmington
Housing in Wilmington
- Housing units8,077
- Occupied units7,926
- Vacant units151 plus or minus 117
- Vacancy rate1.9 percent plus or minus 1.4
- Owner occupied6,979
- Renter occupied947 plus or minus 260
- Ownership rate88.1 percent
- Median owner-occupied home value$680,500
- Median gross rent, monthly$2,394
- Annual rent as a share of median income17.1 percent
- Single family units7,077
- Share single family87.6 percent
- Units in buildings of two or more1,000 plus or minus 289
- Share in buildings of two or more12.4 percent plus or minus 3.5
- Mobile homes0
- Median year structure built1979
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wilmington
How Wilmington gets to work
- Workers 16 and over who commute10,081
- Commuting under 15 minutes2,186
- Share commuting under 15 minutes21.7 percent
- Commuting 30 minutes or more4,633
- Share commuting 30 minutes or more46.0 percent
- Drove alone70.5 percent
- Carpooled4.2 percent plus or minus 1.5
- Public transport3.2 percent plus or minus 1.2
- Walked0.9 percent plus or minus 0.6
- Worked from home19.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Wilmington
SBA 7(a) lending to Wilmington borrowers
- Approvals47
- Gross approval$19,837,700
- Average approval$422,079
- Median approval$100,000
- Ninetieth percentile approval$1,365,000
- Largest approval$4,226,000
- Jobs supported502
- Jobs per approval10.7
- Loans with a final outcome5
- Paid in full4
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more2.1 percent
- Share to franchises4.3 percent
- Distinct lenders17
- Distinct industries by NAICS34
A charge-off rate is not published here. only 5 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Wilmington
SBA 504 lending to Wilmington borrowers
- Approvals17
- Gross approval$14,523,000
- Average approval$854,294
- Median approval$825,000
- Largest approval$1,687,000
- Jobs supported177
- Loans with a final outcome6
- Charged off0
- Median term240 months
- Distinct CDCs3
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Middlesex County, not Wilmington
Middlesex County context, not Wilmington figures
These are Middlesex County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Wilmington measurements.
- Establishments in Middlesex County44,624
- Employment at those establishments, Middlesex County963,417
- Covered employment, Middlesex County926,104
- Average annual pay, Middlesex County$113,704
- Average weekly wage, Middlesex County$2,187
- Housing units permitted, Middlesex County3,495
- Of those, single family, Middlesex County889
- County product, 2024, Middlesex County$240,665,230,000
- County product change over the prior year, Middlesex County5.8 percent
- Average income of an arriving household, Middlesex County$129,274
Every figure in this section is published for Middlesex County as a whole and is not a measurement of Wilmington. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Wilmington questions, answered from the record.
How many people live in Wilmington, Massachusetts?
23,336, in 7,926 households. Wilmington CDP covers 16.97 square miles of land, which is 1,375 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Wilmington in?
Middlesex County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Wilmington?
$168,152. The median owner-occupied home is valued at $680,500. Median gross rent is $2,394 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Wilmington businesses?
47 7(a) approvals totalling $19.8 m, across 17 lenders, median approval $100,000, plus 17 504 approvals worth $14.5 m. These count approvals to borrowers whose address is in Wilmington, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Wilmington borrowers get paid back?
No rate is published for Wilmington. only 5 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Are the county figures on this page Wilmington figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Middlesex County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Wilmington.
Is zoning published for Wilmington?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
Nearby