HomeMassachusettsMiddlesex CountyWinchester
Winchester, Massachusetts: commercial real estate data.
Winchester is a Census CDP of 23,406 people across 6.03 square miles of land, in Middlesex County. Median household income is $230,198, 81.7 percent of occupied homes are owned, and the SBA record carries 23 7(a) approvals to borrowers here worth $10.8 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Winchester
What Winchester is
- Census place typeCDP
- Land area6.03 sq mi
- Water area0.32 sq mi
- Population per square mile of land3,880
- County holding the largest share of its areaMiddlesex County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winchester
How many people live in Winchester
- Population23,406
- Median age42.5
- Population under 186,454
- Share under 1827.6 percent
- Population 65 and over4,207
- Share 65 and over18.0 percent
- Households8,340
- Family households6,275
- Share of households that are families75.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winchester
Income and work in Winchester
- Median household income$230,198
- Per capita income$109,898
- Civilian labor force12,071
- Employed11,615
- Unemployed456 plus or minus 191
- Unemployment rate3.8 percent plus or minus 1.6
- Adults 25 and over15,794
- Adults 25 and over with a high school diploma or higher96.9 percent
- Adults 25 and over with a bachelor degree or higher79.5 percent
- Adults 25 and over with a graduate degree50.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winchester
Housing in Winchester
- Housing units8,521
- Occupied units8,340
- Vacant units181 plus or minus 100
- Vacancy rate2.1 percent plus or minus 1.2
- Owner occupied6,811
- Renter occupied1,529
- Ownership rate81.7 percent
- Median owner-occupied home value$1,215,200
- Median gross rent, monthly$2,279 plus or minus $481
- Annual rent as a share of median income11.9 percent plus or minus 2.7
- Single family units6,602
- Share single family77.5 percent
- Units in buildings of two or more1,883
- Share in buildings of two or more22.1 percent
- Mobile homes36 plus or minus 50
- Median year structure built1954
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winchester
How Winchester gets to work
- Workers 16 and over who commute7,644
- Commuting under 15 minutes1,078 plus or minus 236
- Share commuting under 15 minutes14.1 percent plus or minus 2.9
- Commuting 30 minutes or more4,147
- Share commuting 30 minutes or more54.3 percent
- Drove alone51.6 percent
- Carpooled4.2 percent plus or minus 1.3
- Public transport6.2 percent plus or minus 1.7
- Walked2.6 percent plus or minus 1.2
- Worked from home33.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Winchester
SBA loans in Winchester (7(a))
- Approvals23
- Gross approval$10,798,800
- Average approval$469,513
- Median approval$145,000
- Ninetieth percentile approval$1,545,000
- Largest approval$2,792,600
- Jobs supported145
- Jobs per approval6.3
- Loans with a final outcome6
- Paid in full6
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more4.3 percent
- Share to franchises13.0 percent
- Distinct lenders12
- Distinct industries by NAICS18
Counted by borrower city: approvals to borrowers whose address is in Winchester, in any county, FY2020 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Winchester
SBA loans in Winchester (504)
- Approvals9
- Gross approval$6,533,000
- Average approval$725,889
- Median approval$619,000
- Largest approval$2,077,000
- Jobs supported45
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Winchester, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Winchester
Flood risk in Winchester
- NFIP communityTown of Winchester
- NFIP community number250228
- Participating in the NFIPYes
- Community Rating System classClass 6
- Currently effective map date07/08/25
The Town of Winchester participates in the National Flood Insurance Program as community 250228 and carries Community Rating System class 6, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Middlesex County, not Winchester
Middlesex County context, not Winchester figures
- Establishments in Middlesex County44,624
- Covered employment, Middlesex County926,104
- Average annual pay, Middlesex County$113,704
- Housing units permitted, Middlesex County3,495
Every figure in this section is published for Middlesex County as a whole and is not a measurement of Winchester.
All Middlesex County figures →
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Winchester questions, answered from the record.
How many people live in Winchester, Massachusetts?
23,406, in 8,340 households. Winchester CDP covers 6.03 square miles of land, which is 3,880 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Winchester in?
Middlesex County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Winchester?
$230,198. The median owner-occupied home is valued at $1,215,200. Median gross rent is $2,279 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Winchester businesses?
23 7(a) approvals totaling $10.8 m since FY2020, across 12 lenders, median approval $145,000, plus 9 504 approvals worth $6.5 m since FY2010. These count approvals to borrowers whose address is in Winchester, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Winchester borrowers get paid back?
No rate is published for Winchester. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Winchester in the National Flood Insurance Program?
Yes. Winchester appears in the FEMA Community Status Book as Winchester, town of, community 250228, carrying Community Rating System class 6, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Winchester figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Middlesex County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Winchester.
Is zoning published for Winchester?
No. Nothing on this page presents parcel level zoning.
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