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HomeMichiganBay CountyAuburn

Auburn, Michigan: commercial real estate data.

Auburn is a Census city of 2,124 people across 1.06 square miles of land, in Bay County. Median household income is $71,653, 76.4 percent of occupied homes are owned, and the SBA record carries 8 7(a) approvals to borrowers here worth $3.7 m since FY2020.

Underlined figures are computed by MMCG Analytics, not published by the agency.

Auburn

What Auburn is

  • Census place typecity
  • Land area1.06 sq mi
  • Water area0 sq mi
  • Population per square mile of land2,012
  • County holding the largest share of its areaBay County, 100.0 percent

US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Auburn

How many people live in Auburn

  • Population2,124
  • Median age42.7
  • Population under 18464 plus or minus 146
  • Share under 1821.8 percent plus or minus 6.0
  • Population 65 and over421 plus or minus 100
  • Share 65 and over19.8 percent
  • Households949
  • Family households547
  • Share of households that are families57.6 percent

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Auburn

Income and work in Auburn

  • Median household income$71,653 plus or minus $14,513
  • Per capita income$37,825
  • Civilian labor force1,084
  • Employed1,039
  • Unemployed45 plus or minus 38
  • Unemployment rate4.2 percent plus or minus 3.4
  • Adults 25 and over1,561
  • Adults 25 and over with a high school diploma or higher95.8 percent plus or minus 20.3
  • Adults 25 and over with a bachelor degree or higher38.6 percent
  • Adults 25 and over with a graduate degree12.0 percent plus or minus 4.6

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Auburn

Housing in Auburn

  • Housing units972
  • Occupied units949
  • Vacant units23 plus or minus 31
  • Vacancy rate2.4 percent plus or minus 3.2
  • Owner occupied725
  • Renter occupied224 plus or minus 74
  • Ownership rate76.4 percent
  • Median owner-occupied home value$168,000
  • Median gross rent, monthly$1,069
  • Annual rent as a share of median income17.9 percent plus or minus 5.0
  • Single family units827
  • Share single family85.1 percent
  • Units in buildings of two or more145 plus or minus 63
  • Share in buildings of two or more14.9 percent plus or minus 6.1
  • Mobile homes0
  • Median year structure built1974

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Auburn

How Auburn gets to work

  • Workers 16 and over who commute854
  • Commuting under 15 minutes208 plus or minus 81
  • Share commuting under 15 minutes24.4 percent plus or minus 8.2
  • Commuting 30 minutes or more208 plus or minus 80
  • Share commuting 30 minutes or more24.4 percent plus or minus 8.0
  • Drove alone79.1 percent
  • Carpooled1.4 percent plus or minus 1.7
  • Public transport0.0 percent
  • Walked3.7 percent plus or minus 4.2
  • Worked from home15.8 percent plus or minus 5.6

US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

Auburn

SBA loans in Auburn (7(a))

  • Approvals8
  • Gross approval$3,729,000
  • Average approval$466,125
  • Median approval$112,000
  • Largest approval$1,925,000
  • Jobs supported59
  • Jobs per approval7.4
  • Loans with a final outcome2
  • Paid in full2
  • Charged off0
  • Median term120 months
  • Share on real estate terms of 20 years or more37.5 percent
  • Share to franchises12.5 percent
  • Distinct lenders4
  • Distinct industries by NAICS6

Counted by borrower city: approvals to borrowers whose address is in Auburn, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.

Auburn

SBA loans in Auburn (504)

  • Approvals2
  • Gross approval$988,000
  • Average approval$494,000
  • Median approval$494,000
  • Largest approval$588,000
  • Jobs supported10
  • Loans with a final outcome1
  • Charged off0
  • Median term270 months
  • Distinct CDCs2

Counted by borrower city: approvals to borrowers whose address is in Auburn, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.

US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.

Auburn

Flood risk in Auburn

  • NFIP communityCity of Auburn
  • NFIP community number260886
  • Participating in the NFIPYes
  • Community Rating System classNone
  • Currently effective map date(NSFHA)

The City of Auburn participates in the National Flood Insurance Program as community 260886 and carries no Community Rating System class, so no CRS premium discount applies to it.

Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.

Bay County, not Auburn

Bay County context, not Auburn figures

  • Establishments in Bay County2,044
  • Covered employment, Bay County34,112
  • Average annual pay, Bay County$54,617
  • Housing units permitted, Bay County35

Every figure in this section is published for Bay County as a whole and is not a measurement of Auburn.

All Bay County figures →

US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.

Coverage

What this page does not hold.

Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →

Common questions

Auburn questions, answered from the record.

How many people live in Auburn, Michigan?

2,124, in 949 households. Auburn city covers 1.06 square miles of land, which is 2,012 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

What county is Auburn in?

Bay County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.

What is the median household income in Auburn?

$71,653. The median owner-occupied home is valued at $168,000. Median gross rent is $1,069 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.

How much SBA lending goes to Auburn businesses?

8 7(a) approvals totaling $3.7 m since FY2020, across 4 lenders, median approval $112,000, plus 2 504 approvals worth $988,000 since FY2010. These count approvals to borrowers whose address is in Auburn, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.

Do SBA loans to Auburn borrowers get paid back?

No rate is published for Auburn. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.

Is Auburn in the National Flood Insurance Program?

Yes. Auburn appears in the FEMA Community Status Book as Auburn, city of, community 260886, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.

Are the county figures on this page Auburn figures?

No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Bay County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Auburn.

Is zoning published for Auburn?

No. Nothing on this page presents parcel level zoning.