HomeMichiganBay CountyAuburn city
Auburn city, Michigan: commercial real estate data.
Auburn city is a Census city of 2,124 people across 1.06 square miles of land, in Bay County. Median household income is $71,653, 76.4 percent of occupied homes are owned, and the SBA record carries 8 7(a) approvals to borrowers here worth $3.7 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Auburn
What Auburn is
- Census place typecity
- Land area1.06 sq mi
- Water area0 sq mi
- Population per square mile of land2,012
- County holding the largest share of its areaBay County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Auburn
How many people live in Auburn
- Population2,124
- Median age42.7
- Population under 18464 plus or minus 146
- Share under 1821.8 percent plus or minus 6.0
- Population 65 and over421 plus or minus 100
- Share 65 and over19.8 percent
- Households949
- Family households547
- Share of households that are families57.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Auburn
Income and work in Auburn
- Median household income$71,653 plus or minus $14,513
- Per capita income$37,825
- Civilian labor force1,084
- Employed1,039
- Unemployed45 plus or minus 38
- Unemployment rate4.2 percent plus or minus 3.4
- Adults 25 and over1,561
- Adults 25 and over with a high school diploma or higher95.8 percent plus or minus 20.3
- Adults 25 and over with a bachelor degree or higher38.6 percent
- Adults 25 and over with a graduate degree12.0 percent plus or minus 4.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Auburn
Housing in Auburn
- Housing units972
- Occupied units949
- Vacant units23 plus or minus 31
- Vacancy rate2.4 percent plus or minus 3.2
- Owner occupied725
- Renter occupied224 plus or minus 74
- Ownership rate76.4 percent
- Median owner-occupied home value$168,000
- Median gross rent, monthly$1,069
- Annual rent as a share of median income17.9 percent plus or minus 5.0
- Single family units827
- Share single family85.1 percent
- Units in buildings of two or more145 plus or minus 63
- Share in buildings of two or more14.9 percent plus or minus 6.1
- Mobile homes0
- Median year structure built1974
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Auburn
How Auburn gets to work
- Workers 16 and over who commute854
- Commuting under 15 minutes208 plus or minus 81
- Share commuting under 15 minutes24.4 percent plus or minus 8.2
- Commuting 30 minutes or more208 plus or minus 80
- Share commuting 30 minutes or more24.4 percent plus or minus 8.0
- Drove alone79.1 percent
- Carpooled1.4 percent plus or minus 1.7
- Public transport0.0 percent
- Walked3.7 percent plus or minus 4.2
- Worked from home15.8 percent plus or minus 5.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Auburn
SBA loans in Auburn (7(a))
- Approvals8
- Gross approval$3,729,000
- Average approval$466,125
- Median approval$144,000
- Ninetieth percentile approval$1,925,000
- Largest approval$1,925,000
- Jobs supported59
- Jobs per approval7.4
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more37.5 percent
- Share to franchises12.5 percent
- Distinct lenders4
- Distinct industries by NAICS6
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Auburn
SBA loans in Auburn (504)
- Approvals2
- Gross approval$988,000
- Average approval$494,000
- Median approval$588,000
- Largest approval$588,000
- Jobs supported10
- Loans with a final outcome1
- Charged off0
- Median term300 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Auburn
Flood risk in Auburn
- Listed NFIP communities1
- Of those, participating1
- NFIP community number260886
- Currently effective map date(NSFHA)
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Bay County, not Auburn
Bay County context, not Auburn figures
These are Bay County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Auburn measurements.
- Establishments in Bay County2,044
- Employment at those establishments, Bay County29,377
- Covered employment, Bay County34,112
- Average annual pay, Bay County$54,617
- Average weekly wage, Bay County$1,050
- Housing units permitted, Bay County35
- Of those, single family, Bay County35
- County product, 2024, Bay County$4,724,092,000
- County product change over the prior year, Bay County2.8 percent
- Average income of an arriving household, Bay County$51,085
Every figure in this section is published for Bay County as a whole and is not a measurement of Auburn. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Auburn questions, answered from the record.
How many people live in Auburn, Michigan?
2,124, in 949 households. Auburn city covers 1.06 square miles of land, which is 2,012 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Auburn in?
Bay County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Auburn?
$71,653. The median owner-occupied home is valued at $168,000. Median gross rent is $1,069 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Auburn businesses?
8 7(a) approvals totalling $3.7 m, across 4 lenders, median approval $144,000, plus 2 504 approvals worth $988,000. These count approvals to borrowers whose address is in Auburn, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Auburn borrowers get paid back?
No rate is published for Auburn. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Auburn in the National Flood Insurance Program?
Yes. Auburn appears in the FEMA Community Status Book as community 260886, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Auburn figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Bay County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Auburn.
Is zoning published for Auburn?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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