HomeMichiganBay CountyPinconning city
Pinconning city, Michigan: commercial real estate data.
Pinconning city is a Census city of 1,448 people across 0.86 square miles of land, in Bay County. Median household income is $64,565, 75.2 percent of occupied homes are owned, and the SBA record carries 4 7(a) approvals to borrowers here worth $1.0 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Pinconning
What Pinconning is
- Census place typecity
- Land area0.86 sq mi
- Water area0 sq mi
- Population per square mile of land1,683 plus or minus 354
- County holding the largest share of its areaBay County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pinconning
How many people live in Pinconning
- Population1,448 plus or minus 305
- Median age47.8
- Population under 18302 plus or minus 105
- Share under 1820.9 percent plus or minus 5.8
- Population 65 and over303 plus or minus 115
- Share 65 and over20.9 percent plus or minus 6.6
- Households640 plus or minus 129
- Family households425 plus or minus 123
- Share of households that are families66.4 percent plus or minus 13.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pinconning
Income and work in Pinconning
- Median household income$64,565 plus or minus $20,469
- Per capita income$32,336
- Civilian labor force480 plus or minus 109
- Employed460 plus or minus 107
- Unemployed20 plus or minus 18
- Unemployment rate4.2 percent plus or minus 3.6
- Adults 25 and over1,066 plus or minus 238
- Adults 25 and over with a high school diploma or higher88.1 percent
- Adults 25 and over with a bachelor degree or higher26.4 percent plus or minus 19.6
- Adults 25 and over with a graduate degree3.8 percent plus or minus 1.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pinconning
Housing in Pinconning
- Housing units690
- Occupied units640 plus or minus 129
- Vacant units50 plus or minus 29
- Vacancy rate7.2 percent plus or minus 4.0
- Owner occupied481 plus or minus 120
- Renter occupied159 plus or minus 61
- Ownership rate75.2 percent
- Median owner-occupied home value$79,600 plus or minus $41,647
- Median gross rent, monthly$559 plus or minus $321
- Annual rent as a share of median income10.4 percent plus or minus 6.8
- Single family units550 plus or minus 126
- Share single family79.7 percent
- Units in buildings of two or more103 plus or minus 35
- Share in buildings of two or more14.9 percent plus or minus 4.2
- Mobile homes37 plus or minus 18
- Median year structure built1956
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pinconning
How Pinconning gets to work
- Workers 16 and over who commute365 plus or minus 92
- Commuting under 15 minutes93 plus or minus 36
- Share commuting under 15 minutes25.5 percent plus or minus 7.6
- Commuting 30 minutes or more197 plus or minus 71
- Share commuting 30 minutes or more54.0 percent plus or minus 14.1
- Drove alone69.0 percent
- Carpooled11.3 percent plus or minus 7.3
- Public transport0.4 percent plus or minus 0.9
- Walked0.0 percent
- Worked from home19.1 percent plus or minus 8.4
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Pinconning
SBA loans in Pinconning (7(a))
- Approvals4
- Gross approval$1,025,600
- Average approval$256,400
- Median approval$156,200
- Ninetieth percentile approval$700,000
- Largest approval$700,000
- Jobs supported46
- Jobs per approval11.5
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more0.0 percent
- Share to franchises0.0 percent
- Distinct lenders2
- Distinct industries by NAICS4
A charge-off rate is not published here. only 2 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Pinconning
SBA loans in Pinconning (504)
- Approvals1
- Gross approval$457,000
- Average approval$457,000
- Median approval$457,000
- Largest approval$457,000
- Jobs supported2
- Loans with a final outcome0
- Charged off0
- Median term120 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Pinconning
Flood risk in Pinconning
- Listed NFIP communities2
- Of those, participating2
- NFIP community number260025
- Currently effective map date07/31/24
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Bay County, not Pinconning
Bay County context, not Pinconning figures
These are Bay County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Pinconning measurements.
- Establishments in Bay County2,044
- Employment at those establishments, Bay County29,377
- Covered employment, Bay County34,112
- Average annual pay, Bay County$54,617
- Average weekly wage, Bay County$1,050
- Housing units permitted, Bay County35
- Of those, single family, Bay County35
- County product, 2024, Bay County$4,724,092,000
- County product change over the prior year, Bay County2.8 percent
- Average income of an arriving household, Bay County$51,085
Every figure in this section is published for Bay County as a whole and is not a measurement of Pinconning. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Pinconning questions, answered from the record.
How many people live in Pinconning, Michigan?
1,448, in 640 households. Pinconning city covers 0.86 square miles of land, which is 1,683 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Pinconning in?
Bay County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Pinconning?
$64,565. The median owner-occupied home is valued at $79,600. Median gross rent is $559 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Pinconning businesses?
4 7(a) approvals totalling $1.0 m, across 2 lenders, median approval $156,200, plus 1 504 approvals worth $457,000. These count approvals to borrowers whose address is in Pinconning, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Pinconning borrowers get paid back?
No rate is published for Pinconning. only 2 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Pinconning in the National Flood Insurance Program?
Yes. Pinconning appears in the FEMA Community Status Book as community 260025, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Pinconning figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Bay County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Pinconning.
Is zoning published for Pinconning?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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