HomeMichiganBay CountyEssexville city
Essexville city, Michigan: commercial real estate data.
Essexville city is a Census city of 3,327 people across 1.29 square miles of land, in Bay County. Median household income is $75,341, 94.5 percent of occupied homes are owned, and the SBA record carries 6 7(a) approvals to borrowers here worth $2.2 m.
78 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Essexville
What Essexville is
- Census place typecity
- Land area1.29 sq mi
- Water area0.11 sq mi
- Population per square mile of land2,569
- County holding the largest share of its areaBay County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Essexville
How many people live in Essexville
- Population3,327
- Median age43.2
- Population under 18704 plus or minus 180
- Share under 1821.2 percent plus or minus 5.4
- Population 65 and over694 plus or minus 170
- Share 65 and over20.9 percent plus or minus 5.1
- Households1,311
- Family households901
- Share of households that are families68.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Essexville
Income and work in Essexville
- Median household income$75,341 plus or minus $17,822
- Per capita income$32,715
- Civilian labor force1,617
- Employed1,565
- Unemployed52 plus or minus 44
- Unemployment rate3.2 percent plus or minus 2.7
- Adults 25 and over2,457
- Adults 25 and over with a high school diploma or higher98.8 percent
- Adults 25 and over with a bachelor degree or higher22.6 percent plus or minus 7.4
- Adults 25 and over with a graduate degree8.1 percent plus or minus 4.7
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Essexville
Housing in Essexville
- Housing units1,348
- Occupied units1,311
- Vacant units37 plus or minus 45
- Vacancy rate2.7 percent plus or minus 3.3
- Owner occupied1,239
- Renter occupied72 plus or minus 47
- Ownership rate94.5 percent
- Median owner-occupied home value$128,500
- Single family units1,330
- Share single family98.7 percent
- Units in buildings of two or more18 plus or minus 24
- Share in buildings of two or more1.3 percent plus or minus 1.8
- Mobile homes0
- Median year structure built1952
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Essexville
How Essexville gets to work
- Workers 16 and over who commute1,376
- Commuting under 15 minutes752 plus or minus 235
- Share commuting under 15 minutes54.7 percent plus or minus 15.2
- Commuting 30 minutes or more300 plus or minus 109
- Share commuting 30 minutes or more21.8 percent plus or minus 7.3
- Drove alone84.5 percent
- Carpooled3.2 percent plus or minus 3.9
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home11.5 percent plus or minus 5.2
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Essexville
SBA loans in Essexville (7(a))
- Approvals6
- Gross approval$2,160,000
- Average approval$360,000
- Median approval$450,000
- Ninetieth percentile approval$735,000
- Largest approval$735,000
- Jobs supported84
- Jobs per approval14.0
- Loans with a final outcome1
- Paid in full1
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more16.7 percent
- Share to franchises0.0 percent
- Distinct lenders4
- Distinct industries by NAICS4
A charge-off rate is not published here. only 1 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Essexville
SBA loans in Essexville (504)
- Approvals2
- Gross approval$476,000
- Average approval$238,000
- Median approval$372,000
- Largest approval$372,000
- Jobs supported12
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Essexville
Flood risk in Essexville
- Listed NFIP communities1
- Of those, participating1
- NFIP community number260021
- Currently effective map date07/31/24
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Bay County, not Essexville
Bay County context, not Essexville figures
These are Bay County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Essexville measurements.
- Establishments in Bay County2,044
- Employment at those establishments, Bay County29,377
- Covered employment, Bay County34,112
- Average annual pay, Bay County$54,617
- Average weekly wage, Bay County$1,050
- Housing units permitted, Bay County35
- Of those, single family, Bay County35
- County product, 2024, Bay County$4,724,092,000
- County product change over the prior year, Bay County2.8 percent
- Average income of an arriving household, Bay County$51,085
Every figure in this section is published for Bay County as a whole and is not a measurement of Essexville. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- No median gross rent is published for this place.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Essexville questions, answered from the record.
How many people live in Essexville, Michigan?
3,327, in 1,311 households. Essexville city covers 1.29 square miles of land, which is 2,569 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Essexville in?
Bay County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Essexville?
$75,341. The median owner-occupied home is valued at $128,500. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Essexville businesses?
6 7(a) approvals totalling $2.2 m, across 4 lenders, median approval $450,000, plus 2 504 approvals worth $476,000. These count approvals to borrowers whose address is in Essexville, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Essexville borrowers get paid back?
No rate is published for Essexville. only 1 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Essexville in the National Flood Insurance Program?
Yes. Essexville appears in the FEMA Community Status Book as community 260021, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Essexville figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Bay County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Essexville.
Is zoning published for Essexville?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.
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