HomeMichiganBerrien CountyNiles
Niles, Michigan: commercial real estate data.
Niles is a Census city of 11,803 people across 5.79 square miles of land, lying across Berrien County and Cass County. Median household income is $51,376, 63.2 percent of occupied homes are owned, and the SBA record carries 28 7(a) approvals to borrowers here worth $12.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Niles
What Niles is
- Census place typecity
- Land area5.79 sq mi
- Water area0.16 sq mi
- Population per square mile of land2,037
- County holding the largest share of its areaBerrien County, 89.3 percent
- Counties this place lies inBerrien County 89.3 percent, Cass County 10.7 percent
Niles crosses a county line. The split above is measured from the Census boundary of the place against the county boundaries, by area, so it says where the ground is and not where the town hall is.
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Niles
How many people live in Niles
- Population11,803
- Median age39.2
- Population under 182,527
- Share under 1821.4 percent
- Population 65 and over2,428
- Share 65 and over20.6 percent
- Households5,016
- Family households2,612
- Share of households that are families52.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Niles
Income and work in Niles
- Median household income$51,376
- Per capita income$27,036
- Civilian labor force5,973
- Employed5,328
- Unemployed645 plus or minus 270
- Unemployment rate10.8 percent plus or minus 4.5
- Adults 25 and over8,059
- Adults 25 and over with a high school diploma or higher89.0 percent
- Adults 25 and over with a bachelor degree or higher17.0 percent
- Adults 25 and over with a graduate degree4.4 percent plus or minus 1.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Niles
Housing in Niles
- Housing units5,431
- Occupied units5,016
- Vacant units415 plus or minus 169
- Vacancy rate7.6 percent plus or minus 3.1
- Owner occupied3,168
- Renter occupied1,848
- Ownership rate63.2 percent
- Median owner-occupied home value$135,100
- Median gross rent, monthly$855
- Annual rent as a share of median income20.0 percent
- Single family units3,696
- Share single family68.1 percent
- Units in buildings of two or more1,686
- Share in buildings of two or more31.0 percent
- Mobile homes49 plus or minus 46
- Median year structure built1955
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Niles
How Niles gets to work
- Workers 16 and over who commute5,023
- Commuting under 15 minutes1,374 plus or minus 292
- Share commuting under 15 minutes27.4 percent
- Commuting 30 minutes or more1,248 plus or minus 296
- Share commuting 30 minutes or more24.8 percent plus or minus 5.6
- Drove alone76.4 percent
- Carpooled14.1 percent plus or minus 4.8
- Public transport0.4 percent plus or minus 0.6
- Walked3.2 percent plus or minus 2.2
- Worked from home5.1 percent plus or minus 2.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Niles
SBA loans in Niles (7(a))
- Approvals28
- Gross approval$12,675,900
- Average approval$452,711
- Median approval$174,150
- Ninetieth percentile approval$1,628,510
- Largest approval$3,392,000
- Jobs supported266
- Jobs per approval9.5
- Loans with a final outcome7
- Paid in full7
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more14.3 percent
- Share to franchises10.7 percent
- Distinct lenders11
- Distinct industries by NAICS18
Counted by borrower city: approvals to borrowers whose address is in Niles, in any county, FY2020 to FY2026. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Niles
SBA loans in Niles (504)
- Approvals9
- Gross approval$4,003,000
- Average approval$444,778
- Median approval$292,000
- Largest approval$1,828,000
- Jobs supported70
- Loans with a final outcome2
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Niles, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Niles
Flood risk in Niles
- NFIP communityCity of Niles
- NFIP community number260040
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date04/17/06
The City of Niles participates in the National Flood Insurance Program as community 260040 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Berrien County, not Niles
Berrien County context, not Niles figures
- Establishments in Berrien County3,561
- Covered employment, Berrien County60,626
- Average annual pay, Berrien County$57,009
- Housing units permitted, Berrien County354
Every figure in this section is published for Berrien County as a whole and is not a measurement of Niles.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Niles questions, answered from the record.
How many people live in Niles, Michigan?
11,803, in 5,016 households. Niles city covers 5.79 square miles of land, which is 2,037 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Niles in?
Niles lies in more than one. By area it is 89.3 percent in Berrien County, 10.7 percent in Cass County. This page sits under Berrien County because that county holds the largest share. The split is measured from the Census boundary of the place against the county boundaries.
What is the median household income in Niles?
$51,376. The median owner-occupied home is valued at $135,100. Median gross rent is $855 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Niles businesses?
28 7(a) approvals totaling $12.7 m since FY2020, across 11 lenders, median approval $174,150, plus 9 504 approvals worth $4.0 m since FY2010. These count approvals to borrowers whose address is in Niles, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Niles borrowers get paid back?
No rate is published for Niles. Only 7 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Niles in the National Flood Insurance Program?
Yes. Niles appears in the FEMA Community Status Book as Niles, city of, community 260040, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Niles figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Berrien County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Niles.
Is zoning published for Niles?
No. Nothing on this page presents parcel level zoning.