HomeMichiganBerrien CountyWatervliet
Watervliet, Michigan: commercial real estate data.
Watervliet is a Census city of 2,156 people across 1.18 square miles of land, in Berrien County. Median household income is $61,167, 67.0 percent of occupied homes are owned, and the SBA record carries 2 7(a) approvals to borrowers here worth $1.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Watervliet
What Watervliet is
- Census place typecity
- Land area1.18 sq mi
- Water area0.03 sq mi
- Population per square mile of land1,827 plus or minus 419
- County holding the largest share of its areaBerrien County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Watervliet
How many people live in Watervliet
- Population2,156 plus or minus 495
- Median age29.1 plus or minus 7.4
- Population under 18730 plus or minus 213
- Share under 1833.9 percent
- Population 65 and over207 plus or minus 59
- Share 65 and over9.6 percent
- Households690
- Family households406 plus or minus 111
- Share of households that are families58.8 percent plus or minus 12.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Watervliet
Income and work in Watervliet
- Median household income$61,167 plus or minus $12,710
- Per capita income$22,329
- Civilian labor force988 plus or minus 231
- Employed948 plus or minus 230
- Unemployed40 plus or minus 25
- Unemployment rate4.0 percent plus or minus 2.3
- Adults 25 and over1,249
- Adults 25 and over with a high school diploma or higher81.8 percent
- Adults 25 and over with a bachelor degree or higher8.8 percent plus or minus 3.3
- Adults 25 and over with a graduate degree2.2 percent plus or minus 1.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Watervliet
Housing in Watervliet
- Housing units729
- Occupied units690
- Vacant units39 plus or minus 33
- Vacancy rate5.3 percent plus or minus 4.4
- Owner occupied462
- Renter occupied228 plus or minus 86
- Ownership rate67.0 percent
- Median owner-occupied home value$137,500 plus or minus $37,607
- Median gross rent, monthly$885 plus or minus $237
- Annual rent as a share of median income17.4 percent plus or minus 5.9
- Single family units593 plus or minus 139
- Share single family81.3 percent
- Units in buildings of two or more122 plus or minus 53
- Share in buildings of two or more16.7 percent plus or minus 6.7
- Mobile homes14 plus or minus 18
- Median year structure built1957
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Watervliet
How Watervliet gets to work
- Workers 16 and over who commute817 plus or minus 221
- Commuting under 15 minutes377 plus or minus 139
- Share commuting under 15 minutes46.1 percent plus or minus 11.5
- Commuting 30 minutes or more158 plus or minus 69
- Share commuting 30 minutes or more19.3 percent plus or minus 6.6
- Drove alone73.7 percent
- Carpooled15.2 percent plus or minus 7.7
- Public transport0.0 percent
- Walked1.0 percent plus or minus 1.2
- Worked from home10.1 percent plus or minus 9.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Watervliet
SBA loans in Watervliet (7(a))
- Approvals2
- Gross approval$1,724,700
- Average approval$862,350
- Median approval$862,350
- Largest approval$1,161,100
- Jobs supported53
- Jobs per approval26.5
- Loans with a final outcome0
- Paid in full0
- Charged off0
- Median term276 months
- Share on real estate terms of 20 years or more100.0 percent
- Share to franchises50.0 percent
- Distinct lenders2
- Distinct industries by NAICS2
Counted by borrower city: approvals to borrowers whose address is in Watervliet, in any county, FY2020 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Watervliet
SBA loans in Watervliet (504)
- Approvals2
- Gross approval$3,176,000
- Average approval$1,588,000
- Median approval$1,588,000
- Largest approval$1,926,000
- Jobs supported30
- Loans with a final outcome1
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Watervliet, in any county, FY2010 to FY2026. Only 1 loan has reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Watervliet
Flood risk in Watervliet
- NFIP communityCity of Watervliet
- NFIP community number260047
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date(NSFHA)
The City of Watervliet participates in the National Flood Insurance Program as community 260047 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Berrien County, not Watervliet
Berrien County context, not Watervliet figures
- Establishments in Berrien County3,561
- Covered employment, Berrien County60,626
- Average annual pay, Berrien County$57,009
- Housing units permitted, Berrien County354
Every figure in this section is published for Berrien County as a whole and is not a measurement of Watervliet.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Watervliet questions, answered from the record.
How many people live in Watervliet, Michigan?
2,156, in 690 households. Watervliet city covers 1.18 square miles of land, which is 1,827 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Watervliet in?
Berrien County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Watervliet?
$61,167. The median owner-occupied home is valued at $137,500. Median gross rent is $885 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Watervliet businesses?
2 7(a) approvals totaling $1.7 m since FY2020, across 2 lenders, median approval $862,350, plus 2 504 approvals worth $3.2 m since FY2010. These count approvals to borrowers whose address is in Watervliet, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Watervliet borrowers get paid back?
No rate is published for Watervliet. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Watervliet in the National Flood Insurance Program?
Yes. Watervliet appears in the FEMA Community Status Book as Watervliet, city of, community 260047, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Watervliet figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Berrien County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Watervliet.
Is zoning published for Watervliet?
No. Nothing on this page presents parcel level zoning.