HomeMichiganKent CountyCedar Springs city
Cedar Springs city, Michigan: commercial real estate data.
Cedar Springs city is a Census city of 3,670 people across 1.98 square miles of land, in Kent County. Median household income is $57,979, 58.4 percent of occupied homes are owned, and the SBA record carries 25 7(a) approvals to borrowers here worth $8.5 m.
80 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Cedar Springs
What Cedar Springs is
- Census place typecity
- Land area1.98 sq mi
- Water area0.07 sq mi
- Population per square mile of land1,850
- County holding the largest share of its areaKent County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedar Springs
How many people live in Cedar Springs
- Population3,670
- Median age39.2
- Population under 18819 plus or minus 258
- Share under 1822.3 percent plus or minus 7.0
- Population 65 and over433 plus or minus 124
- Share 65 and over11.8 percent plus or minus 3.4
- Households1,495
- Family households883
- Share of households that are families59.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedar Springs
Income and work in Cedar Springs
- Median household income$57,979
- Per capita income$27,319
- Civilian labor force1,905
- Employed1,784
- Unemployed121 plus or minus 138
- Unemployment rate6.4 percent plus or minus 7.2
- Adults 25 and over2,540
- Adults 25 and over with a high school diploma or higher93.2 percent
- Adults 25 and over with a bachelor degree or higher13.9 percent plus or minus 4.9
- Adults 25 and over with a graduate degree3.7 percent plus or minus 2.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedar Springs
Housing in Cedar Springs
- Housing units1,525
- Occupied units1,495
- Vacant units30 plus or minus 47
- Vacancy rate2.0 percent plus or minus 3.1
- Owner occupied873
- Renter occupied622 plus or minus 208
- Ownership rate58.4 percent
- Median owner-occupied home value$214,000
- Median gross rent, monthly$1,086
- Annual rent as a share of median income22.5 percent plus or minus 4.6
- Single family units830
- Share single family54.4 percent
- Units in buildings of two or more485 plus or minus 226
- Share in buildings of two or more31.8 percent plus or minus 14.4
- Mobile homes210 plus or minus 85
- Median year structure built1977
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedar Springs
How Cedar Springs gets to work
- Workers 16 and over who commute1,683
- Commuting under 15 minutes441 plus or minus 239
- Share commuting under 15 minutes26.2 percent plus or minus 13.7
- Commuting 30 minutes or more637 plus or minus 192
- Share commuting 30 minutes or more37.8 percent plus or minus 10.0
- Drove alone74.9 percent
- Carpooled15.6 percent plus or minus 6.3
- Public transport0.0 percent
- Walked3.2 percent plus or minus 4.0
- Worked from home5.7 percent plus or minus 3.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedar Springs
SBA loans in Cedar Springs (7(a))
- Approvals25
- Gross approval$8,538,800
- Average approval$341,552
- Median approval$169,000
- Ninetieth percentile approval$1,265,000
- Largest approval$1,709,100
- Jobs supported155
- Jobs per approval6.2
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more24.0 percent
- Share to franchises8.0 percent
- Distinct lenders7
- Distinct industries by NAICS16
A charge-off rate is not published here. only 4 resolved loans, too few to publish a rate, and a rate over that few outcomes would move several points on one loan.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cedar Springs
SBA loans in Cedar Springs (504)
- Approvals9
- Gross approval$8,165,000
- Average approval$907,222
- Median approval$563,000
- Largest approval$2,510,000
- Jobs supported112
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs2
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cedar Springs
Flood risk in Cedar Springs
- Listed NFIP communities1
- Of those, participating0
- NFIP community number260966
- Currently effective map date02/23/23
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Kent County, not Cedar Springs
Kent County context, not Cedar Springs figures
These are Kent County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Cedar Springs measurements.
- Establishments in Kent County17,799
- Employment at those establishments, Kent County384,635
- Covered employment, Kent County415,565
- Average annual pay, Kent County$62,288
- Average weekly wage, Kent County$1,198
- Housing units permitted, Kent County2,090
- Of those, single family, Kent County1,141
- County product, 2024, Kent County$60,316,473,000
- County product change over the prior year, Kent County4.5 percent
- Average income of an arriving household, Kent County$84,215
Every figure in this section is published for Kent County as a whole and is not a measurement of Cedar Springs. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Cedar Springs questions, answered from the record.
How many people live in Cedar Springs, Michigan?
3,670, in 1,495 households. Cedar Springs city covers 1.98 square miles of land, which is 1,850 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cedar Springs in?
Kent County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cedar Springs?
$57,979. The median owner-occupied home is valued at $214,000. Median gross rent is $1,086 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cedar Springs businesses?
25 7(a) approvals totalling $8.5 m, across 7 lenders, median approval $169,000, plus 9 504 approvals worth $8.2 m. These count approvals to borrowers whose address is in Cedar Springs, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cedar Springs borrowers get paid back?
No rate is published for Cedar Springs. only 4 resolved loans, too few to publish a rate, and a percentage over that few outcomes would move several points on a single loan. The counts are shown instead.
Is Cedar Springs in the National Flood Insurance Program?
It is listed but not shown as participating. Cedar Springs appears in the FEMA Community Status Book as community 260966, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cedar Springs figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Kent County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cedar Springs.
Is zoning published for Cedar Springs?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.