HomeMichiganKent CountyCedar Springs
Cedar Springs, Michigan: commercial real estate data.
Cedar Springs is a Census city of 3,670 people across 1.98 square miles of land, in Kent County. Median household income is $57,979, 58.4 percent of occupied homes are owned, and the SBA record carries 25 7(a) approvals to borrowers here worth $8.5 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Cedar Springs
What Cedar Springs is
- Census place typecity
- Land area1.98 sq mi
- Water area0.07 sq mi
- Population per square mile of land1,850
- County holding the largest share of its areaKent County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedar Springs
How many people live in Cedar Springs
- Population3,670
- Median age39.2
- Population under 18819 plus or minus 258
- Share under 1822.3 percent plus or minus 7.0
- Population 65 and over433 plus or minus 124
- Share 65 and over11.8 percent plus or minus 3.4
- Households1,495
- Family households883
- Share of households that are families59.1 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedar Springs
Income and work in Cedar Springs
- Median household income$57,979
- Per capita income$27,319
- Civilian labor force1,905
- Employed1,784
- Unemployed121 plus or minus 138
- Unemployment rate6.4 percent plus or minus 7.2
- Adults 25 and over2,540
- Adults 25 and over with a high school diploma or higher93.2 percent
- Adults 25 and over with a bachelor degree or higher13.9 percent plus or minus 4.9
- Adults 25 and over with a graduate degree3.7 percent plus or minus 2.8
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedar Springs
Housing in Cedar Springs
- Housing units1,525
- Occupied units1,495
- Vacant units30 plus or minus 47
- Vacancy rate2.0 percent plus or minus 3.1
- Owner occupied873
- Renter occupied622 plus or minus 208
- Ownership rate58.4 percent
- Median owner-occupied home value$214,000
- Median gross rent, monthly$1,086
- Annual rent as a share of median income22.5 percent plus or minus 4.6
- Single family units830
- Share single family54.4 percent
- Units in buildings of two or more485 plus or minus 226
- Share in buildings of two or more31.8 percent plus or minus 14.4
- Mobile homes210 plus or minus 85
- Median year structure built1977
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedar Springs
How Cedar Springs gets to work
- Workers 16 and over who commute1,683
- Commuting under 15 minutes441 plus or minus 239
- Share commuting under 15 minutes26.2 percent plus or minus 13.7
- Commuting 30 minutes or more637 plus or minus 192
- Share commuting 30 minutes or more37.8 percent plus or minus 10.0
- Drove alone74.9 percent
- Carpooled15.6 percent plus or minus 6.3
- Public transport0.0 percent
- Walked3.2 percent plus or minus 4.0
- Worked from home5.7 percent plus or minus 3.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Cedar Springs
SBA loans in Cedar Springs (7(a))
- Approvals25
- Gross approval$8,538,800
- Average approval$341,552
- Median approval$169,000
- Ninetieth percentile approval$1,009,800
- Largest approval$1,709,100
- Jobs supported155
- Jobs per approval6.2
- Loans with a final outcome4
- Paid in full4
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more24.0 percent
- Share to franchises8.0 percent
- Distinct lenders7
- Distinct industries by NAICS16
Counted by borrower city: approvals to borrowers whose address is in Cedar Springs, in any county, FY2020 to FY2026. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Cedar Springs
SBA loans in Cedar Springs (504)
- Approvals9
- Gross approval$8,165,000
- Average approval$907,222
- Median approval$563,000
- Largest approval$2,510,000
- Jobs supported112
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Cedar Springs, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Cedar Springs
Flood risk in Cedar Springs
- NFIP communityCity of Cedar Springs
- NFIP community number260966
- Participating in the NFIPNo
- Community Rating System classNone
- Currently effective map date02/23/23
The City of Cedar Springs does not participate in the National Flood Insurance Program as community 260966 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Kent County, not Cedar Springs
Kent County context, not Cedar Springs figures
- Establishments in Kent County17,799
- Covered employment, Kent County415,565
- Average annual pay, Kent County$62,288
- Housing units permitted, Kent County2,090
Every figure in this section is published for Kent County as a whole and is not a measurement of Cedar Springs.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Cedar Springs questions, answered from the record.
How many people live in Cedar Springs, Michigan?
3,670, in 1,495 households. Cedar Springs city covers 1.98 square miles of land, which is 1,850 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Cedar Springs in?
Kent County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Cedar Springs?
$57,979. The median owner-occupied home is valued at $214,000. Median gross rent is $1,086 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Cedar Springs businesses?
25 7(a) approvals totaling $8.5 m since FY2020, across 7 lenders, median approval $169,000, plus 9 504 approvals worth $8.2 m since FY2010. These count approvals to borrowers whose address is in Cedar Springs, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Cedar Springs borrowers get paid back?
No rate is published for Cedar Springs. Only 4 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Cedar Springs in the National Flood Insurance Program?
No, it is listed but not participating. Cedar Springs appears in the FEMA Community Status Book as Cedar Springs, city of, community 260966, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Cedar Springs figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Kent County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Cedar Springs.
Is zoning published for Cedar Springs?
No. Nothing on this page presents parcel level zoning.