HomeMichiganOakland CountyKeego Harbor
Keego Harbor, Michigan: commercial real estate data.
Keego Harbor is a Census city of 2,747 people across 0.50 square miles of land, in Oakland County. Median household income is $64,896, 60.4 percent of occupied homes are owned, and the SBA record carries 10 7(a) approvals to borrowers here worth $4.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Keego Harbor
What Keego Harbor is
- Census place typecity
- Land area0.5 sq mi
- Water area0.07 sq mi
- Population per square mile of land5,544
- County holding the largest share of its areaOakland County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Keego Harbor
How many people live in Keego Harbor
- Population2,747
- Median age39.9 plus or minus 8.5
- Population under 18685 plus or minus 207
- Share under 1824.9 percent plus or minus 7.5
- Population 65 and over584 plus or minus 190
- Share 65 and over21.3 percent plus or minus 6.9
- Households1,391
- Family households648
- Share of households that are families46.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Keego Harbor
Income and work in Keego Harbor
- Median household income$64,896 plus or minus $17,519
- Per capita income$42,808
- Civilian labor force1,487
- Employed1,403
- Unemployed84 plus or minus 75
- Unemployment rate5.6 percent plus or minus 5.0
- Adults 25 and over1,841
- Adults 25 and over with a high school diploma or higher97.6 percent
- Adults 25 and over with a bachelor degree or higher44.6 percent
- Adults 25 and over with a graduate degree19.4 percent plus or minus 6.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Keego Harbor
Housing in Keego Harbor
- Housing units1,572
- Occupied units1,391
- Vacant units181 plus or minus 113
- Vacancy rate11.5 percent plus or minus 7.1
- Owner occupied840
- Renter occupied551 plus or minus 149
- Ownership rate60.4 percent
- Median owner-occupied home value$255,900 plus or minus $57,711
- Median gross rent, monthly$1,194
- Annual rent as a share of median income22.1 percent plus or minus 6.6
- Single family units1,009
- Share single family64.2 percent
- Units in buildings of two or more552 plus or minus 191
- Share in buildings of two or more35.1 percent plus or minus 11.7
- Mobile homes11 plus or minus 18
- Median year structure built1975
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Keego Harbor
How Keego Harbor gets to work
- Workers 16 and over who commute1,189
- Commuting under 15 minutes325 plus or minus 146
- Share commuting under 15 minutes27.3 percent plus or minus 11.5
- Commuting 30 minutes or more496 plus or minus 151
- Share commuting 30 minutes or more41.7 percent plus or minus 10.8
- Drove alone82.6 percent
- Carpooled2.7 percent plus or minus 2.8
- Public transport0.0 percent
- Walked0.0 percent
- Worked from home14.7 percent plus or minus 6.6
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Keego Harbor
SBA loans in Keego Harbor (7(a))
- Approvals10
- Gross approval$4,238,500
- Average approval$423,850
- Median approval$116,000
- Largest approval$1,885,000
- Jobs supported93
- Jobs per approval9.3
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more30.0 percent
- Share to franchises20.0 percent
- Distinct lenders5
- Distinct industries by NAICS7
Counted by borrower city: approvals to borrowers whose address is in Keego Harbor, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Keego Harbor
SBA loans in Keego Harbor (504)
- Approvals1
- Gross approval$155,000
- Average approval$155,000
- Median approval$155,000
- Largest approval$155,000
- Jobs supported3
- Loans with a final outcome0
- Charged off0
- Median term240 months
- Distinct CDCs1
Counted by borrower city: approvals to borrowers whose address is in Keego Harbor, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Keego Harbor
Flood risk in Keego Harbor
- NFIP communityCity of Keego Harbor
- NFIP community number260173
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date09/29/06
The City of Keego Harbor participates in the National Flood Insurance Program as community 260173 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Oakland County, not Keego Harbor
Oakland County context, not Keego Harbor figures
- Establishments in Oakland County39,792
- Covered employment, Oakland County723,862
- Average annual pay, Oakland County$77,917
- Housing units permitted, Oakland County2,886
Every figure in this section is published for Oakland County as a whole and is not a measurement of Keego Harbor.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Keego Harbor questions, answered from the record.
How many people live in Keego Harbor, Michigan?
2,747, in 1,391 households. Keego Harbor city covers 0.50 square miles of land, which is 5,544 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Keego Harbor in?
Oakland County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Keego Harbor?
$64,896. The median owner-occupied home is valued at $255,900. Median gross rent is $1,194 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Keego Harbor businesses?
10 7(a) approvals totaling $4.2 m since FY2020, across 5 lenders, median approval $116,000, plus 1 504 approvals worth $155,000 since FY2010. These count approvals to borrowers whose address is in Keego Harbor, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Keego Harbor borrowers get paid back?
No rate is published for Keego Harbor. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Keego Harbor in the National Flood Insurance Program?
Yes. Keego Harbor appears in the FEMA Community Status Book as Keego Harbor, city of, community 260173, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Keego Harbor figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Oakland County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Keego Harbor.
Is zoning published for Keego Harbor?
No. Nothing on this page presents parcel level zoning.