HomeMichiganOakland CountyRochester city
Rochester city, Michigan: commercial real estate data.
Rochester city is a Census city of 12,934 people across 3.83 square miles of land, in Oakland County. Median household income is $111,750, 67.1 percent of occupied homes are owned, and the SBA record carries 105 7(a) approvals to borrowers here worth $42.9 m.
81 sourced place values · tier FULL · 9 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Rochester
What Rochester is
- Census place typecity
- Land area3.83 sq mi
- Water area0 sq mi
- Population per square mile of land3,376
- County holding the largest share of its areaOakland County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rochester
How many people live in Rochester
- Population12,934
- Median age41.2
- Population under 182,853
- Share under 1822.1 percent
- Population 65 and over2,024
- Share 65 and over15.6 percent
- Households5,610
- Family households3,252
- Share of households that are families58.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rochester
Income and work in Rochester
- Median household income$111,750
- Per capita income$72,366
- Civilian labor force7,045
- Employed6,867
- Unemployed178 plus or minus 66
- Unemployment rate2.5 percent plus or minus 0.9
- Adults 25 and over9,081
- Adults 25 and over with a high school diploma or higher98.1 percent
- Adults 25 and over with a bachelor degree or higher70.0 percent
- Adults 25 and over with a graduate degree35.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rochester
Housing in Rochester
- Housing units5,928
- Occupied units5,610
- Vacant units318 plus or minus 155
- Vacancy rate5.4 percent plus or minus 2.6
- Owner occupied3,765
- Renter occupied1,845
- Ownership rate67.1 percent
- Median owner-occupied home value$473,200
- Median gross rent, monthly$1,350
- Annual rent as a share of median income14.5 percent
- Single family units3,567
- Share single family60.2 percent
- Units in buildings of two or more2,352
- Share in buildings of two or more39.7 percent
- Mobile homes9 plus or minus 16
- Median year structure built1983
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rochester
How Rochester gets to work
- Workers 16 and over who commute5,007
- Commuting under 15 minutes1,133
- Share commuting under 15 minutes22.6 percent
- Commuting 30 minutes or more1,855
- Share commuting 30 minutes or more37.0 percent
- Drove alone69.3 percent
- Carpooled1.5 percent plus or minus 0.8
- Public transport0.1 percent plus or minus 0.2
- Walked0.9 percent plus or minus 0.6
- Worked from home27.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Rochester
SBA loans in Rochester (7(a))
- Approvals105
- Gross approval$42,850,000
- Average approval$408,095
- Median approval$150,000
- Ninetieth percentile approval$1,000,000
- Largest approval$5,000,000
- Jobs supported810
- Jobs per approval7.7
- Loans with a final outcome15
- Paid in full14
- Charged off1
- Charge-off rate over resolved loans6.7 percent
- Median term120 months
- Share on real estate terms of 20 years or more8.6 percent
- Share to franchises21.9 percent
- Distinct lenders26
- Distinct industries by NAICS59
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Rochester
SBA loans in Rochester (504)
- Approvals17
- Gross approval$6,732,000
- Average approval$396,000
- Median approval$278,000
- Largest approval$828,000
- Jobs supported353
- Loans with a final outcome4
- Charged off0
- Median term240 months
- Distinct CDCs4
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Rochester
Flood risk in Rochester
- Listed NFIP communities1
- Of those, participating1
- NFIP community number260326
- Currently effective map date09/29/06
This community carries no Community Rating System class, so no CRS premium discount applies to it.
FEMA, National Flood Insurance Program Community Status Book, Community Status Book, as retrieved.
Oakland County, not Rochester
Oakland County context, not Rochester figures
These are Oakland County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Rochester measurements.
- Establishments in Oakland County39,792
- Employment at those establishments, Oakland County733,671
- Covered employment, Oakland County723,862
- Average annual pay, Oakland County$77,917
- Average weekly wage, Oakland County$1,498
- Housing units permitted, Oakland County2,886
- Of those, single family, Oakland County1,870
- County product, 2024, Oakland County$143,144,361,000
- County product change over the prior year, Oakland County3.7 percent
- Average income of an arriving household, Oakland County$85,214
Every figure in this section is published for Oakland County as a whole and is not a measurement of Rochester. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Rochester questions, answered from the record.
How many people live in Rochester, Michigan?
12,934, in 5,610 households. Rochester city covers 3.83 square miles of land, which is 3,376 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Rochester in?
Oakland County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Rochester?
$111,750. The median owner-occupied home is valued at $473,200. Median gross rent is $1,350 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Rochester businesses?
105 7(a) approvals totalling $42.9 m, across 26 lenders, median approval $150,000, plus 17 504 approvals worth $6.7 m. These count approvals to borrowers whose address is in Rochester, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Rochester borrowers get paid back?
Of the 15 loans that have reached a final outcome, 14 were paid in full and 1 charged off, a charge off rate of 6.7 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Rochester in the National Flood Insurance Program?
Yes. Rochester appears in the FEMA Community Status Book as community 260326, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Rochester figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Oakland County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Rochester.
Is zoning published for Rochester?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.