HomeMichiganWayne CountyDetroit
Detroit, Michigan: commercial real estate data.
Detroit is a Census city of 638,530 people across 138.73 square miles of land, in Wayne County. Median household income is $39,938, 50.3 percent of occupied homes are owned, and the SBA record carries 582 7(a) approvals to borrowers here worth $279.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Detroit
What Detroit is
- Census place typecity
- Land area138.73 sq mi
- Water area4.17 sq mi
- Population per square mile of land4,603
- County holding the largest share of its areaWayne County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Detroit
How many people live in Detroit
- Population638,530
- Median age35.2
- Population under 18158,611
- Share under 1824.8 percent
- Population 65 and over96,278
- Share 65 and over15.1 percent
- Households257,998
- Family households133,308
- Share of households that are families51.7 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Detroit
Income and work in Detroit
- Median household income$39,938
- Per capita income$24,594
- Civilian labor force268,955
- Employed231,293
- Unemployed37,662
- Unemployment rate14.0 percent
- Adults 25 and over421,756
- Adults 25 and over with a high school diploma or higher83.3 percent
- Adults 25 and over with a bachelor degree or higher18.1 percent
- Adults 25 and over with a graduate degree7.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Detroit
Housing in Detroit
- Housing units329,393
- Occupied units257,998
- Vacant units71,395
- Vacancy rate21.7 percent
- Owner occupied129,895
- Renter occupied128,103
- Ownership rate50.3 percent
- Median owner-occupied home value$83,900
- Median gross rent, monthly$1,074
- Annual rent as a share of median income32.3 percent
- Single family units235,124
- Share single family71.4 percent
- Units in buildings of two or more92,792
- Share in buildings of two or more28.2 percent
- Mobile homes1,381 plus or minus 327
- Median year structure built1947
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Detroit
How Detroit gets to work
- Workers 16 and over who commute196,481
- Commuting under 15 minutes43,140
- Share commuting under 15 minutes22.0 percent
- Commuting 30 minutes or more65,928
- Share commuting 30 minutes or more33.6 percent
- Drove alone65.5 percent
- Carpooled10.6 percent
- Public transport4.9 percent
- Walked2.8 percent
- Worked from home12.0 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Detroit
SBA loans in Detroit (7(a))
- Approvals582
- Gross approval$279,733,700
- Average approval$480,642
- Median approval$150,000
- Ninetieth percentile approval$1,338,500
- Largest approval$5,000,000
- Jobs supported6,691
- Jobs per approval11.5
- Loans with a final outcome91
- Paid in full76
- Charged off15
- Charge-off rate over resolved loans16.5 percent
- Median term120 months
- Share on real estate terms of 20 years or more14.9 percent
- Share to franchises4.5 percent
- Distinct lenders70
- Distinct industries by NAICS172
Counted by borrower city: approvals to borrowers whose address is in Detroit, in any county, FY2020 to FY2026.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Detroit
SBA loans in Detroit (504)
- Approvals41
- Gross approval$32,965,000
- Average approval$804,024
- Median approval$627,000
- Largest approval$5,000,000
- Jobs supported678
- Loans with a final outcome9
- Charged off0
- Median term240 months
- Distinct CDCs5
Counted by borrower city: approvals to borrowers whose address is in Detroit, in any county, FY2010 to FY2026. Only 9 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Detroit
Flood risk in Detroit
- NFIP communityCity of Detroit
- NFIP community number260222
- Participating in the NFIPYes
- Community Rating System classClass 7
- Currently effective map date10/21/21
The City of Detroit participates in the National Flood Insurance Program as community 260222 and carries Community Rating System class 7, a flood insurance premium discount for policies written there.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Wayne County, not Detroit
Wayne County context, not Detroit figures
- Establishments in Wayne County33,699
- Covered employment, Wayne County725,504
- Average annual pay, Wayne County$76,411
- Housing units permitted, Wayne County2,629
Every figure in this section is published for Wayne County as a whole and is not a measurement of Detroit.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Detroit questions, answered from the record.
How many people live in Detroit, Michigan?
638,530, in 257,998 households. Detroit city covers 138.73 square miles of land, which is 4,603 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Detroit in?
Wayne County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Detroit?
$39,938. The median owner-occupied home is valued at $83,900. Median gross rent is $1,074 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Detroit businesses?
582 7(a) approvals totaling $279.7 m since FY2020, across 70 lenders, median approval $150,000, plus 41 504 approvals worth $33.0 m since FY2010. These count approvals to borrowers whose address is in Detroit, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Detroit borrowers get paid back?
Of the 91 loans that have reached a final outcome, 76 were paid in full and 15 charged off, a charge off rate of 16.5 percent. Loans still running are excluded because they have not yet succeeded or failed.
Is Detroit in the National Flood Insurance Program?
Yes. Detroit appears in the FEMA Community Status Book as Detroit, city of, community 260222, carrying Community Rating System class 7, which is a premium discount for exceeding the program minimum. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Detroit figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Wayne County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Detroit.
Is zoning published for Detroit?
No. Nothing on this page presents parcel level zoning.