HomeMichiganWayne CountyGarden City
Garden City, Michigan: commercial real estate data.
Garden City is a Census city of 26,739 people across 5.86 square miles of land, in Wayne County. Median household income is $67,294, 79.1 percent of occupied homes are owned, and the SBA record carries 40 7(a) approvals to borrowers here worth $12.4 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Garden City
What Garden City is
- Census place typecity
- Land area5.86 sq mi
- Water area0 sq mi
- Population per square mile of land4,561
- County holding the largest share of its areaWayne County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garden City
How many people live in Garden City
- Population26,739
- Median age40.9
- Population under 185,391
- Share under 1820.2 percent
- Population 65 and over4,549
- Share 65 and over17.0 percent
- Households11,004
- Family households7,224
- Share of households that are families65.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garden City
Income and work in Garden City
- Median household income$67,294
- Per capita income$34,280
- Civilian labor force14,122
- Employed12,997
- Unemployed1,125 plus or minus 357
- Unemployment rate8.0 percent plus or minus 2.5
- Adults 25 and over19,378
- Adults 25 and over with a high school diploma or higher91.6 percent
- Adults 25 and over with a bachelor degree or higher15.1 percent
- Adults 25 and over with a graduate degree4.7 percent plus or minus 1.0
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garden City
Housing in Garden City
- Housing units11,438
- Occupied units11,004
- Vacant units434 plus or minus 173
- Vacancy rate3.8 percent plus or minus 1.5
- Owner occupied8,700
- Renter occupied2,304
- Ownership rate79.1 percent
- Median owner-occupied home value$168,800
- Median gross rent, monthly$1,150
- Annual rent as a share of median income20.5 percent
- Single family units10,209
- Share single family89.3 percent
- Units in buildings of two or more1,164 plus or minus 273
- Share in buildings of two or more10.2 percent plus or minus 2.4
- Mobile homes65 plus or minus 52
- Median year structure built1956
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garden City
How Garden City gets to work
- Workers 16 and over who commute11,530
- Commuting under 15 minutes2,667
- Share commuting under 15 minutes23.1 percent
- Commuting 30 minutes or more4,246
- Share commuting 30 minutes or more36.8 percent
- Drove alone79.1 percent
- Carpooled9.2 percent plus or minus 2.4
- Public transport0.2 percent plus or minus 0.3
- Walked0.2 percent plus or minus 0.3
- Worked from home10.2 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Garden City
SBA loans in Garden City (7(a))
- Approvals40
- Gross approval$12,393,000
- Average approval$309,825
- Median approval$150,000
- Ninetieth percentile approval$930,270
- Largest approval$1,895,000
- Jobs supported298
- Jobs per approval7.5
- Loans with a final outcome2
- Paid in full2
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more22.5 percent
- Share to franchises10.0 percent
- Distinct lenders13
- Distinct industries by NAICS29
Counted by borrower city: approvals to borrowers whose address is in Garden City, in any county, FY2020 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Garden City
SBA loans in Garden City (504)
- Approvals3
- Gross approval$1,936,000
- Average approval$645,333
- Median approval$278,000
- Largest approval$1,470,000
- Jobs supported24
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs2
Counted by borrower city: approvals to borrowers whose address is in Garden City, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Garden City
Flood risk in Garden City
- NFIP communityCity of Garden City
- NFIP community number260225
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date(NSFHA)
The City of Garden City participates in the National Flood Insurance Program as community 260225 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Wayne County, not Garden City
Wayne County context, not Garden City figures
- Establishments in Wayne County33,699
- Covered employment, Wayne County725,504
- Average annual pay, Wayne County$76,411
- Housing units permitted, Wayne County2,629
Every figure in this section is published for Wayne County as a whole and is not a measurement of Garden City.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Garden City questions, answered from the record.
How many people live in Garden City, Michigan?
26,739, in 11,004 households. Garden City city covers 5.86 square miles of land, which is 4,561 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Garden City in?
Wayne County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Garden City?
$67,294. The median owner-occupied home is valued at $168,800. Median gross rent is $1,150 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Garden City businesses?
40 7(a) approvals totaling $12.4 m since FY2020, across 13 lenders, median approval $150,000, plus 3 504 approvals worth $1.9 m since FY2010. These count approvals to borrowers whose address is in Garden City, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Garden City borrowers get paid back?
No rate is published for Garden City. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Garden City in the National Flood Insurance Program?
Yes. Garden City appears in the FEMA Community Status Book as Garden City, city of, community 260225, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Garden City figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Wayne County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Garden City.
Is zoning published for Garden City?
No. Nothing on this page presents parcel level zoning.