HomeMichiganWayne CountySouthgate
Southgate, Michigan: commercial real estate data.
Southgate is a Census city of 29,366 people across 6.87 square miles of land, in Wayne County. Median household income is $66,118, 67.2 percent of occupied homes are owned, and the SBA record carries 32 7(a) approvals to borrowers here worth $18.2 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Southgate
What Southgate is
- Census place typecity
- Land area6.87 sq mi
- Water area0 sq mi
- Population per square mile of land4,272
- County holding the largest share of its areaWayne County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Southgate
How many people live in Southgate
- Population29,366
- Median age39.2
- Population under 185,958
- Share under 1820.3 percent
- Population 65 and over5,722
- Share 65 and over19.5 percent
- Households12,553
- Family households7,451
- Share of households that are families59.4 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Southgate
Income and work in Southgate
- Median household income$66,118
- Per capita income$36,336
- Civilian labor force14,894
- Employed14,272
- Unemployed622 plus or minus 127
- Unemployment rate4.2 percent
- Adults 25 and over21,440
- Adults 25 and over with a high school diploma or higher88.9 percent
- Adults 25 and over with a bachelor degree or higher21.5 percent
- Adults 25 and over with a graduate degree6.1 percent plus or minus 1.3
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Southgate
Housing in Southgate
- Housing units13,225
- Occupied units12,553
- Vacant units672 plus or minus 225
- Vacancy rate5.1 percent plus or minus 1.7
- Owner occupied8,435
- Renter occupied4,118
- Ownership rate67.2 percent
- Median owner-occupied home value$173,600
- Median gross rent, monthly$1,120
- Annual rent as a share of median income20.3 percent
- Single family units9,498
- Share single family71.8 percent
- Units in buildings of two or more3,546
- Share in buildings of two or more26.8 percent
- Mobile homes173 plus or minus 96
- Median year structure built1963
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Southgate
How Southgate gets to work
- Workers 16 and over who commute12,325
- Commuting under 15 minutes3,697
- Share commuting under 15 minutes30.0 percent
- Commuting 30 minutes or more3,857
- Share commuting 30 minutes or more31.3 percent
- Drove alone75.8 percent
- Carpooled8.3 percent plus or minus 2.3
- Public transport0.1 percent plus or minus 0.1
- Walked2.0 percent plus or minus 0.9
- Worked from home12.1 percent plus or minus 2.5
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Southgate
SBA loans in Southgate (7(a))
- Approvals32
- Gross approval$18,171,800
- Average approval$567,869
- Median approval$186,900
- Ninetieth percentile approval$889,100
- Largest approval$4,660,000
- Jobs supported193
- Jobs per approval6.0
- Loans with a final outcome6
- Paid in full6
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more21.9 percent
- Share to franchises9.4 percent
- Distinct lenders16
- Distinct industries by NAICS22
Counted by borrower city: approvals to borrowers whose address is in Southgate, in any county, FY2020 to FY2026. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Southgate
SBA loans in Southgate (504)
- Approvals4
- Gross approval$4,485,000
- Average approval$1,121,250
- Median approval$1,112,000
- Largest approval$1,670,000
- Jobs supported163
- Loans with a final outcome0
- Charged off0
- Median term300 months
- Distinct CDCs3
Counted by borrower city: approvals to borrowers whose address is in Southgate, in any county, FY2010 to FY2026. Only 0 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Southgate
Flood risk in Southgate
- NFIP communityCity of Southgate
- NFIP community number260242
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date10/21/21
The City of Southgate participates in the National Flood Insurance Program as community 260242 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Wayne County, not Southgate
Wayne County context, not Southgate figures
- Establishments in Wayne County33,699
- Covered employment, Wayne County725,504
- Average annual pay, Wayne County$76,411
- Housing units permitted, Wayne County2,629
Every figure in this section is published for Wayne County as a whole and is not a measurement of Southgate.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Southgate questions, answered from the record.
How many people live in Southgate, Michigan?
29,366, in 12,553 households. Southgate city covers 6.87 square miles of land, which is 4,272 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Southgate in?
Wayne County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Southgate?
$66,118. The median owner-occupied home is valued at $173,600. Median gross rent is $1,120 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Southgate businesses?
32 7(a) approvals totaling $18.2 m since FY2020, across 16 lenders, median approval $186,900, plus 4 504 approvals worth $4.5 m since FY2010. These count approvals to borrowers whose address is in Southgate, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Southgate borrowers get paid back?
No rate is published for Southgate. Only 6 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Southgate in the National Flood Insurance Program?
Yes. Southgate appears in the FEMA Community Status Book as Southgate, city of, community 260242, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Southgate figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Wayne County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Southgate.
Is zoning published for Southgate?
No. Nothing on this page presents parcel level zoning.