HomeMinnesotaAnoka CountyLino Lakes
Lino Lakes, Minnesota: commercial real estate data.
Lino Lakes is a Census city of 22,113 people across 28.22 square miles of land, in Anoka County. Median household income is $127,181, 92.1 percent of occupied homes are owned, and the SBA record carries 17 7(a) approvals to borrowers here worth $6.7 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Lino Lakes
What Lino Lakes is
- Census place typecity
- Land area28.22 sq mi
- Water area4.99 sq mi
- Population per square mile of land784
- County holding the largest share of its areaAnoka County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lino Lakes
How many people live in Lino Lakes
- Population22,113
- Median age41.5
- Population under 184,904
- Share under 1822.2 percent
- Population 65 and over3,389
- Share 65 and over15.3 percent
- Households7,685
- Family households6,091
- Share of households that are families79.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lino Lakes
Income and work in Lino Lakes
- Median household income$127,181
- Per capita income$53,392
- Civilian labor force11,925
- Employed11,453
- Unemployed472 plus or minus 177
- Unemployment rate4.0 percent plus or minus 1.5
- Adults 25 and over15,658
- Adults 25 and over with a high school diploma or higher96.9 percent
- Adults 25 and over with a bachelor degree or higher43.1 percent
- Adults 25 and over with a graduate degree14.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lino Lakes
Housing in Lino Lakes
- Housing units7,791
- Occupied units7,685
- Vacant units106 plus or minus 97
- Vacancy rate1.4 percent plus or minus 1.2
- Owner occupied7,076
- Renter occupied609 plus or minus 193
- Ownership rate92.1 percent
- Median owner-occupied home value$407,200
- Median gross rent, monthly$1,874
- Annual rent as a share of median income17.7 percent
- Single family units7,345
- Share single family94.3 percent
- Units in buildings of two or more382 plus or minus 177
- Share in buildings of two or more4.9 percent plus or minus 2.3
- Mobile homes64 plus or minus 44
- Median year structure built1993
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lino Lakes
How Lino Lakes gets to work
- Workers 16 and over who commute8,656
- Commuting under 15 minutes1,729 plus or minus 349
- Share commuting under 15 minutes20.0 percent
- Commuting 30 minutes or more3,461
- Share commuting 30 minutes or more40.0 percent
- Drove alone71.3 percent
- Carpooled3.9 percent plus or minus 1.2
- Public transport0.5 percent plus or minus 0.4
- Walked0.4 percent plus or minus 0.3
- Worked from home22.6 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Lino Lakes
SBA loans in Lino Lakes (7(a))
- Approvals17
- Gross approval$6,745,400
- Average approval$396,788
- Median approval$295,000
- Largest approval$1,450,000
- Jobs supported213
- Jobs per approval12.5
- Loans with a final outcome5
- Paid in full5
- Charged off0
- Median term120 months
- Share on real estate terms of 20 years or more5.9 percent
- Share to franchises29.4 percent
- Distinct lenders10
- Distinct industries by NAICS11
Counted by borrower city: approvals to borrowers whose address is in Lino Lakes, in any county, FY2020 to FY2026. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Lino Lakes
SBA loans in Lino Lakes (504)
- Approvals16
- Gross approval$12,955,000
- Average approval$809,688
- Median approval$609,000
- Largest approval$2,246,000
- Jobs supported155
- Loans with a final outcome2
- Charged off0
- Median term270 months
- Distinct CDCs4
Counted by borrower city: approvals to borrowers whose address is in Lino Lakes, in any county, FY2010 to FY2026. Only 2 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Lino Lakes
Flood risk in Lino Lakes
- NFIP communityCity of Lino Lakes
- NFIP community number270015
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date12/16/15
The City of Lino Lakes participates in the National Flood Insurance Program as community 270015 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Anoka County, not Lino Lakes
Anoka County context, not Lino Lakes figures
- Establishments in Anoka County8,438
- Covered employment, Anoka County133,130
- Average annual pay, Anoka County$65,235
- Housing units permitted, Anoka County1,062
Every figure in this section is published for Anoka County as a whole and is not a measurement of Lino Lakes.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Lino Lakes questions, answered from the record.
How many people live in Lino Lakes, Minnesota?
22,113, in 7,685 households. Lino Lakes city covers 28.22 square miles of land, which is 784 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Lino Lakes in?
Anoka County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Lino Lakes?
$127,181. The median owner-occupied home is valued at $407,200. Median gross rent is $1,874 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Lino Lakes businesses?
17 7(a) approvals totaling $6.7 m since FY2020, across 10 lenders, median approval $295,000, plus 16 504 approvals worth $13.0 m since FY2010. These count approvals to borrowers whose address is in Lino Lakes, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Lino Lakes borrowers get paid back?
No rate is published for Lino Lakes. Only 5 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Lino Lakes in the National Flood Insurance Program?
Yes. Lino Lakes appears in the FEMA Community Status Book as Lino Lakes, city of, community 270015, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Lino Lakes figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Anoka County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Lino Lakes.
Is zoning published for Lino Lakes?
No. Nothing on this page presents parcel level zoning.