HomeMinnesotaAnoka CountyRamsey
Ramsey, Minnesota: commercial real estate data.
Ramsey is a Census city of 28,421 people across 28.86 square miles of land, in Anoka County. Median household income is $116,415, 85.0 percent of occupied homes are owned, and the SBA record carries 35 7(a) approvals to borrowers here worth $23.1 m since FY2020.
Underlined figures are computed by MMCG Analytics, not published by the agency.
Ramsey
What Ramsey is
- Census place typecity
- Land area28.86 sq mi
- Water area0.98 sq mi
- Population per square mile of land985
- County holding the largest share of its areaAnoka County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ramsey
How many people live in Ramsey
- Population28,421
- Median age36.9
- Population under 187,506
- Share under 1826.4 percent
- Population 65 and over4,708
- Share 65 and over16.6 percent
- Households10,693
- Family households8,068
- Share of households that are families75.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ramsey
Income and work in Ramsey
- Median household income$116,415
- Per capita income$47,941
- Civilian labor force15,444
- Employed14,771
- Unemployed673 plus or minus 263
- Unemployment rate4.4 percent plus or minus 1.7
- Adults 25 and over19,100
- Adults 25 and over with a high school diploma or higher97.3 percent
- Adults 25 and over with a bachelor degree or higher34.4 percent
- Adults 25 and over with a graduate degree8.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ramsey
Housing in Ramsey
- Housing units10,963
- Occupied units10,693
- Vacant units270 plus or minus 184
- Vacancy rate2.5 percent plus or minus 1.7
- Owner occupied9,087
- Renter occupied1,606
- Ownership rate85.0 percent
- Median owner-occupied home value$359,600
- Median gross rent, monthly$1,826
- Annual rent as a share of median income18.8 percent
- Single family units9,907
- Share single family90.4 percent
- Units in buildings of two or more972 plus or minus 210
- Share in buildings of two or more8.9 percent plus or minus 1.9
- Mobile homes84 plus or minus 132
- Median year structure built1996
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ramsey
How Ramsey gets to work
- Workers 16 and over who commute11,993
- Commuting under 15 minutes2,435
- Share commuting under 15 minutes20.3 percent
- Commuting 30 minutes or more5,346
- Share commuting 30 minutes or more44.6 percent
- Drove alone76.1 percent
- Carpooled4.7 percent plus or minus 1.8
- Public transport1.2 percent plus or minus 0.6
- Walked0.3 percent plus or minus 0.3
- Worked from home17.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ramsey
SBA loans in Ramsey (7(a))
- Approvals35
- Gross approval$23,090,500
- Average approval$659,729
- Median approval$250,000
- Ninetieth percentile approval$1,674,000
- Largest approval$5,000,000
- Jobs supported398
- Jobs per approval11.4
- Loans with a final outcome11
- Paid in full10
- Charged off1
- Median term120 months
- Share on real estate terms of 20 years or more5.7 percent
- Share to franchises17.1 percent
- Distinct lenders20
- Distinct industries by NAICS21
Counted by borrower city: approvals to borrowers whose address is in Ramsey, in any county, FY2020 to FY2026. Only 11 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ramsey
SBA loans in Ramsey (504)
- Approvals35
- Gross approval$23,957,000
- Average approval$684,486
- Median approval$448,000
- Largest approval$2,426,000
- Jobs supported394
- Loans with a final outcome14
- Charged off0
- Median term240 months
- Distinct CDCs5
Counted by borrower city: approvals to borrowers whose address is in Ramsey, in any county, FY2010 to FY2026. Only 14 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published.
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Ramsey
Flood risk in Ramsey
- NFIP communityCity of Ramsey
- NFIP community number270681
- Participating in the NFIPYes
- Community Rating System classNone
- Currently effective map date12/16/15
The City of Ramsey participates in the National Flood Insurance Program as community 270681 and carries no Community Rating System class, so no CRS premium discount applies to it.
Federal Emergency Management Agency, NFIP Community Status Book (OpenFEMA), as of 2026-09-26.
Anoka County, not Ramsey
Anoka County context, not Ramsey figures
- Establishments in Anoka County8,438
- Covered employment, Anoka County133,130
- Average annual pay, Anoka County$65,235
- Housing units permitted, Anoka County1,062
Every figure in this section is published for Anoka County as a whole and is not a measurement of Ramsey.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual.
Coverage
What this page does not hold.
Parcel detail, zoning and the flood zone at an address are not on this page; they resolve at the address in the platform. How this page was built →
Common questions
Ramsey questions, answered from the record.
How many people live in Ramsey, Minnesota?
28,421, in 10,693 households. Ramsey city covers 28.86 square miles of land, which is 985 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ramsey in?
Anoka County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ramsey?
$116,415. The median owner-occupied home is valued at $359,600. Median gross rent is $1,826 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ramsey businesses?
35 7(a) approvals totaling $23.1 m since FY2020, across 20 lenders, median approval $250,000, plus 35 504 approvals worth $24.0 m since FY2010. These count approvals to borrowers whose address is in Ramsey, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ramsey borrowers get paid back?
No rate is published for Ramsey. Only 11 loans have reached a final outcome, fewer than the 30 a charge-off rate needs, so no rate is published. The counts are shown instead.
Is Ramsey in the National Flood Insurance Program?
Yes. Ramsey appears in the FEMA Community Status Book as Ramsey, city of, community 270681, with no Community Rating System class, so no CRS discount applies. Whether a specific parcel sits in a mapped special flood hazard area is an address level question the platform answers.
Are the county figures on this page Ramsey figures?
No, and they are labeled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Anoka County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ramsey.
Is zoning published for Ramsey?
No. Nothing on this page presents parcel level zoning.