HomeMinnesotaAnoka CountyRamsey city
Ramsey city, Minnesota: commercial real estate data.
Ramsey city is a Census city of 28,421 people across 28.86 square miles of land, in Anoka County. Median household income is $116,415, 85.0 percent of occupied homes are owned, and the SBA record carries 35 7(a) approvals to borrowers here worth $23.1 m.
78 sourced place values · tier FULL · 8 sections · underlined figures are computed by MMCG Analytics, not published by the agency
Ramsey
What Ramsey is
- Census place typecity
- Land area28.86 sq mi
- Water area0.98 sq mi
- Population per square mile of land985
- County holding the largest share of its areaAnoka County, 100.0 percent
US Census Bureau, cartographic boundary file, places, 2024 vintage. US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ramsey
How many people live in Ramsey
- Population28,421
- Median age36.9
- Population under 187,506
- Share under 1826.4 percent
- Population 65 and over4,708
- Share 65 and over16.6 percent
- Households10,693
- Family households8,068
- Share of households that are families75.5 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ramsey
Income and work in Ramsey
- Median household income$116,415
- Per capita income$47,941
- Civilian labor force15,444
- Employed14,771
- Unemployed673 plus or minus 263
- Unemployment rate4.4 percent plus or minus 1.7
- Adults 25 and over19,100
- Adults 25 and over with a high school diploma or higher97.3 percent
- Adults 25 and over with a bachelor degree or higher34.4 percent
- Adults 25 and over with a graduate degree8.8 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ramsey
Housing in Ramsey
- Housing units10,963
- Occupied units10,693
- Vacant units270 plus or minus 184
- Vacancy rate2.5 percent plus or minus 1.7
- Owner occupied9,087
- Renter occupied1,606
- Ownership rate85.0 percent
- Median owner-occupied home value$359,600
- Median gross rent, monthly$1,826
- Annual rent as a share of median income18.8 percent
- Single family units9,907
- Share single family90.4 percent
- Units in buildings of two or more972 plus or minus 210
- Share in buildings of two or more8.9 percent plus or minus 1.9
- Mobile homes84 plus or minus 132
- Median year structure built1996
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ramsey
How Ramsey gets to work
- Workers 16 and over who commute11,993
- Commuting under 15 minutes2,435
- Share commuting under 15 minutes20.3 percent
- Commuting 30 minutes or more5,346
- Share commuting 30 minutes or more44.6 percent
- Drove alone76.1 percent
- Carpooled4.7 percent plus or minus 1.8
- Public transport1.2 percent plus or minus 0.6
- Walked0.3 percent plus or minus 0.3
- Worked from home17.3 percent
US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
Ramsey
SBA loans in Ramsey (7(a))
- Approvals35
- Gross approval$23,090,500
- Average approval$659,729
- Median approval$250,000
- Ninetieth percentile approval$1,728,000
- Largest approval$5,000,000
- Jobs supported398
- Jobs per approval11.4
- Loans with a final outcome11
- Paid in full10
- Charged off1
- Charge-off rate over resolved loans9.1 percent
- Median term120 months
- Share on real estate terms of 20 years or more5.7 percent
- Share to franchises17.1 percent
- Distinct lenders20
- Distinct industries by NAICS21
US Small Business Administration, 7(a) FOIA release, FY2020 to FY2026 year to date, as of 2026-06-30.
Ramsey
SBA loans in Ramsey (504)
- Approvals35
- Gross approval$23,957,000
- Average approval$684,486
- Median approval$448,000
- Largest approval$2,426,000
- Jobs supported394
- Loans with a final outcome14
- Charged off0
- Charge-off rate over resolved loans0.0 percent
- Median term240 months
- Distinct CDCs5
US Small Business Administration, 504 FOIA release, FY2010 to FY2026 year to date, as of 2026-06-30.
Anoka County, not Ramsey
Anoka County context, not Ramsey figures
These are Anoka County figures. There is no place level equivalent published for any of them, so they are shown as the county backdrop and never as Ramsey measurements.
- Establishments in Anoka County8,438
- Employment at those establishments, Anoka County123,486
- Covered employment, Anoka County133,130
- Average annual pay, Anoka County$65,235
- Average weekly wage, Anoka County$1,255
- Housing units permitted, Anoka County1,062
- Of those, single family, Anoka County898
- County product, 2024, Anoka County$20,602,517,000
- County product change over the prior year, Anoka County4.5 percent
- Average income of an arriving household, Anoka County$63,023
Every figure in this section is published for Anoka County as a whole and is not a measurement of Ramsey. It is here because a county backdrop is what a credit committee reads a place against, and it is labelled so that it can never be quoted as the place's own.
US Census Bureau, County Business Patterns, 2023. US Bureau of Labor Statistics, Quarterly Census of Employment and Wages, 2024 annual averages. US Census Bureau, Building Permits Survey, 2024 annual. US Bureau of Economic Analysis, Regional, table CAGDP2, CAGDP2, through 2024. US Internal Revenue Service, Statistics of Income county migration flows, 2021 to 2022 filing years.
Coverage
What this page does not hold.
Every item below could be filled with a plausible figure. None of them is. On a page a lender may read, a number that cannot be traced is worse than an absence, so the absences are named.
- This place is not listed as a community in the FEMA Community Status Book, so no NFIP participation or CRS class is shown.
- Parcel level detail, zoning and flood zone at an address are resolved in the platform, not on this page.
SBA figures count approvals to borrowers whose address is in the place. They are not approvals for projects inside the place boundary: the tape records a borrower city and a project county, and those can differ.
Common questions
Ramsey questions, answered from the record.
How many people live in Ramsey, Minnesota?
28,421, in 10,693 households. Ramsey city covers 28.86 square miles of land, which is 985 people per square mile. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
What county is Ramsey in?
Anoka County, which holds 100.0 percent of the place by area. Source: US Census Bureau, cartographic boundary file, places, 2024 vintage.
What is the median household income in Ramsey?
$116,415. The median owner-occupied home is valued at $359,600. Median gross rent is $1,826 per month. Source: US Census Bureau, American Community Survey 5-Year Estimates, place level, 2020-2024 5-year.
How much SBA lending goes to Ramsey businesses?
35 7(a) approvals totalling $23.1 m, across 20 lenders, median approval $250,000, plus 35 504 approvals worth $24.0 m. These count approvals to borrowers whose address is in Ramsey, not projects sited inside the place boundary, and they are approvals recorded in the release rather than loans disbursed.
Do SBA loans to Ramsey borrowers get paid back?
Of the 11 loans that have reached a final outcome, 10 were paid in full and 1 charged off, a charge off rate of 9.1 percent. Loans still running are excluded because they have not yet succeeded or failed.
Are the county figures on this page Ramsey figures?
No, and they are labelled so. County Business Patterns, QCEW, the Building Permits Survey, BEA product and IRS migration are published for Anoka County as a whole and there is no place level equivalent. They appear in one clearly marked section as context and are never presented as measurements of Ramsey.
Is zoning published for Ramsey?
Not yet. The zoning layer is in build. Nothing on this page presents parcel level zoning.